Exley Financial Planning

Business Details

Trusted Mortgage & Financial Advisers in Cardiff

Exley Financial Planning is a trusted financial advisory firm based in South Wales, specializing in mortgages, pensions, investments, and insurance. With over 25 years of combined experience, our 5* rated advisers prioritize client needs, offering personalized solutions tailored to individual financial goals. We work tirelessly to demystify complex financial products, providing clear, jargon-free advice that empowers clients to make informed decisions. Our team maintains deep expertise in navigating mortgage applications, retirement planning, and protection strategies, ensuring clients achieve long-term financial security.

Backed by partnerships with leading industry providers, we deliver accessible, remote-friendly services across the UK while maintaining a strong local presence in Cardiff and Usk. Client testimonials consistently highlight our responsiveness, integrity, and ability to simplify financial planning.

Services

Mortgage Advice Financial Planning Insurance Solutions Pension Management Investment Advice

Highlights and features

5* rated advisers with over 25 years of combined experience
Personalized financial strategies tailored to individual goals
Remote-friendly services with UK-wide accessibility
Proven expertise in complex mortgage and investment cases
Transparent, jargon-free communication prioritizing client understanding

Associations and certifications

Financial Conduct Authority
The Openwork Partnership

What people say

Super friendly and talented Highly efficient and clear Fantastic service from Chris Professional and trustworthy Made mortgage process easy

Website

Update Listing

Services

Mortgage Advice

Our mortgage specialists help clients secure competitive home loans tailored to their circumstances. We work with 50+ lenders to find deals for first-time buyers, remortgagers, and buy-to-let investors. Advisers provide full guidance from application to completion, including specialist mortgages for self-employed individuals and those with adverse credit histories.

Financial Planning

We create personalized financial roadmaps using advanced cash-flow modelling software. Our plans integrate pensions, investments, and tax strategies to help clients achieve medium- and long-term goals. Advisers provide ongoing support to adapt plans as life circumstances change, ensuring sustained financial resilience.

Insurance Solutions

We arrange comprehensive protection policies including life insurance, critical illness cover, and income protection. Our advisers analyze policy terms to ensure appropriate coverage, particularly for clients with pre-existing conditions or complex needs. We explain policy details clearly to avoid future claim issues.

Pension Management

Our experts review existing pension arrangements and recommend optimized consolidation strategies. We help clients maximize tax-efficient contributions while ensuring investment choices align with risk tolerance and retirement goals. Regular reviews track progress toward target income levels.

Investment Advice

We provide tailored investment strategies using risk-profiling tools to determine appropriate asset allocation. Clients can choose from conventional funds or ESG-focused portfolios. We emphasize long-term growth potential while maintaining transparency about market risks and fee structures.

People

Peter Exley

Financial Adviser

With decades of experience in financial services, Peter specializes in complex investments and mortgage solutions. A qualified DipPFS and CeMAP professional, he previously worked with Zurich Advice Network, bringing institutional expertise to personal financial planning.

Caitlin Bryan

Client Relationship Manager

Caitlin manages client communications and investment reporting, ensuring smooth operational processes. Her focus on relationship management helps maintain consistent client engagement and timely delivery of financial updates.

Questions

What mortgage services do you offer?

We provide mortgage advice for first-time buyers, remortgaging, buy-to-let, and specialist cases including self-employed individuals and those with adverse credit histories.

How do your financial planning services work?

We create personalized financial plans using cash-flow modelling software, covering pensions, investments, and tax strategies with ongoing review support.

Can you help with insurance policies?

Yes, we arrange life insurance, critical illness cover, income protection, and business protection policies tailored to individual circumstances.

Are your services available remotely?

Yes, we provide full advisory services remotely via online platforms and phone consultations to clients across the UK.

What areas do you cover?

While based in Cardiff and Usk, we serve clients throughout South Wales and the entire UK via remote advisory services.

How are you regulated?

We operate as an appointed representative of The Openwork Partnership, authorized and regulated by the Financial Conduct Authority.

Reviews (4)

Write a Review

Lucy Trubey

Mar 21, 2021 Report

Positive:Professionalism,Responsiveness,Value
Chris has been fantastic from the outset - very proactive, brilliant with updates and clearly extremely knowledgeable. I had given up hope of getting a mortgage due to my credit history and affordability but Chris managed to get me there and I couldnt be happier! Thoroughly recommended!

Will Carter

Mar 14, 2021 Report

Chris has been fantastic throughout the process - clear and comprehensive advice and went over and above for us. Would highly recommend.

Adelle Bricking

Nov 06, 2020 Report

Positive:Professionalism,Quality,Responsiveness,Value
If you're looking for a mortgage advisor, pension advice or other financial advice, use Exley Financial Planning.

Adam Leighton

Aug 06, 2019 Report

Myself and my partner used EFP to find ourselves a mortgage. After being let down with a previous mortgage advisor, EFP were a life saver. Chris, the guy who dealt with us. He was simply brilliant, very nice guy and the help he provided us was incredible. As we were first time buyers we didnt understand a lot of it and Chris was there every time to help. We fully recommend EFP to anyone stuck getting a mortgage. Once again, thank you so much Chris.