Business Details
28 Years
experience
Trusted Financial Advisers in Cheshire
Established in 1998, New Vision Lifestyle Financial Planners has evolved from a traditional financial advisory practice into a holistic financial planning service. Our founder, Carol Dickens, has expanded her expertise to incorporate coaching and Lifestyle Financial Planning, creating a unique approach that prioritizes clients' life goals alongside financial outcomes. We serve clients across Cheshire, South Manchester, and Liverpool, offering personalized solutions for business owners, executives, and individuals seeking financial independence.Our three-stage process combines life planning, financial strategy, and technical implementation to help clients achieve their vision of abundance. With a focus on transparency, we provide fee structures without hidden costs and maintain a client-centric philosophy rooted in family values and long-term relationships.
Services
Financial Planning
Retirement Advice
Investment Management
Inheritance Tax Planning
Business Protection
Pension Transfers
Wealth Strategy
Lifestyle Coaching
Estate Planning
Tax Mitigation
Details
- Year established: 1998
Highlights and features
- We offer 25+ years of experience in financial planning since 1998
- Our team includes certified Lifestyle Financial Planners and investment specialists
- We provide transparent fee structures with no hidden costs
- Our three-stage planning process combines life goals with financial strategy
- We maintain a 95% client retention rate through personalized service
What people say
Personalized service
Expert financial guidance
Long-term relationships
Measurable results
Transparent approach
Services
Lifestyle Financial Planning
Our unique approach combines financial expertise with life coaching to create personalized plans that align with your lifestyle goals. We help clients achieve financial independence through tailored strategies that address both monetary and personal aspirations. With a focus on long-term relationships, we provide ongoing support to ensure your financial plan evolves with your changing life circumstances.
Retirement Planning
Specialized guidance for pre-retirees and retirees to ensure sustainable income throughout retirement. We help clients navigate complex pension options, optimize tax efficiency, and create withdrawal strategies that maintain their desired lifestyle. Our approach considers market conditions and personal risk tolerance to develop resilient retirement income plans.
Investment Management
Comprehensive investment solutions tailored to individual risk profiles and financial goals. We offer active and passive investment options, including our proprietary Intelligent Investor strategy designed for retirees. Our process includes regular portfolio reviews and adjustments to maintain alignment with clients' evolving objectives and market conditions.
Inheritance Tax Planning
Specialized services to minimize inheritance tax liabilities while ensuring wealth transfer to future generations. We work with legal experts to create effective estate plans that protect assets and facilitate smooth wealth transition. Our approach balances tax efficiency with clients' family circumstances and charitable intentions.
Business Protection
Tailored solutions for business owners to safeguard against financial risks. We help establish contingency plans for unexpected events, including key person insurance and succession planning. Our services ensure business continuity while protecting owners' personal wealth and facilitating smooth ownership transitions.
People
Carol Dickens
Financial Planning Director
With over 25 years in financial services, Carol combines traditional financial expertise with lifestyle coaching. She developed New Vision's unique three-stage planning process and leads the team in delivering personalized client solutions.
Gemma Burgess
Practice Manager
Gemma oversees daily operations and ensures smooth client service delivery. With extensive experience in financial administration, she plays a key role in maintaining the practice's high service standards and client satisfaction.
Simon Hughes
Technical Administrator
Simon provides essential technical support for financial planning solutions. His expertise ensures accurate implementation of complex financial products and compliance with regulatory requirements across all client portfolios.
Lucy Dickens
Client Experience Coordinator
Lucy manages client communications and coordinates the planning process. She ensures seamless interactions between clients and advisors, maintaining New Vision's commitment to personalized service and relationship-building.
Becky Burgess
Financial Services Administrator
Becky supports the advisory team with administrative tasks and client documentation. Her attention to detail contributes to the efficient delivery of financial planning services and client file management.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning including retirement strategies, investment management, inheritance tax planning, and business protection tailored to individual circumstances.
How do you differ from traditional financial advisors?
Our Lifestyle Financial Planning approach combines technical expertise with personal coaching to address both financial goals and life aspirations in a holistic manner.
Which areas do you serve?
We operate throughout Cheshire, South Manchester, Liverpool, and surrounding areas with convenient access from major motorways.
What are your fee structures?
We offer transparent pricing with no hidden costs, including one-off fees, monthly retainers, or asset-based charges tailored to your specific needs.
How does the planning process work?
Our three-stage process begins with understanding life goals, followed by financial strategy development, and concludes with technical implementation of appropriate solutions.
Do you offer investment options?
Yes, we provide active and passive investment solutions, including our proprietary Intelligent Investor strategy designed for retirement-focused clients.
Reviews (6)
Brookey
May 26, 2021
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A few years before retirement I realised that I would have various options regarding pensions and investments and that I needed advice. My wife and I were already thinking about looking into using an independent financial adviser so when we received a letter in the post from New Vision advertising their services we decided to contact them straightaway to find out more. In meeting the New Vision team for the first time we found them to be obliging, efficient and extremely knowledgeable and we have worked with them ever since. The service provided by New Vision has been excellent. They have helped
Ricky Wilkes
May 23, 2021
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We first approached New Vision to help us with retirement planning.
Carol laid out very clearly all the potential options, making it easy to make sensible decisions. Her recommendations were clear and have proved a definite success, especially the regular monitoring of investments. This process has continued very effectively, and as a result Carol has helped us get to a level of financial stability that we would not have reached without her assistance. We would recommend New Vision to anyone looking for good advice on pension planning.
Carol laid out very clearly all the potential options, making it easy to make sensible decisions. Her recommendations were clear and have proved a definite success, especially the regular monitoring of investments. This process has continued very effectively, and as a result Carol has helped us get to a level of financial stability that we would not have reached without her assistance. We would recommend New Vision to anyone looking for good advice on pension planning.
Phil Plunkett
May 20, 2021
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Positive:Professionalism
We wanted to look for a financial adviser to help us with our retirement and moving house. Carol evaluated our risk profiles and helped us to invest our savings appropriately. Its difficult times at the moment but there has been positive growth.
We wanted to look for a financial adviser to help us with our retirement and moving house. Carol evaluated our risk profiles and helped us to invest our savings appropriately. Its difficult times at the moment but there has been positive growth.
Les Wright
May 18, 2021
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I was advised in my retirement to seek good professional advice. At all times Carol has given me good advice on what is best for me. The results are better than I could have imagined. I feel totally at ease the way Carol has acted on my behalf and she has always given me good advice.
Kevin Sheehan
May 16, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
We came to New Vision as I needed advice on what to do with my pension pots. Carol went through my options and left me with a clearer picture of what was possible. Although it is early days I am currently very pleased with how my pension is performing. Overall I am very pleased with advice and performance to date.
We came to New Vision as I needed advice on what to do with my pension pots. Carol went through my options and left me with a clearer picture of what was possible. Although it is early days I am currently very pleased with how my pension is performing. Overall I am very pleased with advice and performance to date.
Paul Bonehill
May 14, 2021
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I wanted to ensure I had security of a decent income once I had reached my retirement age and ensure my investments would provide this
I have used New Vision since 2005, after searching for an independent financial adviser via the internet. Thanks to New Vision, I received an unexpected tax refund. I use them for all of my financial planning including pensions, and they always keep me well informed about my portfolio. They keep in touch and send me information quarterly. Excellent service and friendly staff, I would recommend them. I have moved several pension funds where the charges where
I have used New Vision since 2005, after searching for an independent financial adviser via the internet. Thanks to New Vision, I received an unexpected tax refund. I use them for all of my financial planning including pensions, and they always keep me well informed about my portfolio. They keep in touch and send me information quarterly. Excellent service and friendly staff, I would recommend them. I have moved several pension funds where the charges where
