Business Details
8 Years
experience
UK's Cheapest Logbook Loans Online
Established in 2018, Loan On Your Car is a family-run, ethical lender specialising in logbook loans. Founded by brothers Jeremy and Paul Hilburn, our combined 30 years of experience in financial services drives our commitment to transparency and customer care. As the UK's first digital logbook loan provider using hire purchase agreements, we revolutionised the industry by offering faster, fairer solutions. Regulated by the Financial Conduct Authority (FCA) and compliant with GDPR, we provide loans up to 65% of vehicle trade value, with flexible terms from 500 to 150,000.Our streamlined online process enables same-day payouts, no hidden fees, and penalty-free early settlements. With over 550 5-star Trustpilot reviews, we prioritise responsible lending, affordability checks, and customer satisfaction. Our innovative WhatsApp vehicle inspections and 60-minute completion times set new standards for accessibility and convenience across the UK, including Scotland, Northern Ireland, and Wales.
Services
Logbook Loans
Unit Stocking Loans
Taxi Driver Loans
Guarantor Loans
Emergency Loans
Details
- Year established: 2018
Highlights and features
- We are a direct FCA-regulated lender with 30+ years industry experience
- Guarantee to beat any competitor's quote by 10%
- First UK lender using hire purchase agreements for greater protection
- Complete and payout loans in under 60 minutes
- Allow penalty-free early settlements and overpayments
Associations and certifications
- Financial Conduct Authority (FCA)
- Consumer Credit Trade Association
- Trustpilot 5-Star Rating
What people say
Great and efficient company
Prompt responses
Easy communication
Fantastic rates
Swift experience
Services
Logbook Loans
Secure fast cash against your car with Loan On Your Car's ethical logbook loans. Borrow up to 65% of your vehicle's trade value while retaining full use. FCA-regulated hire purchase agreements offer greater protection than traditional bill of sale loans. Complete online in under 60 minutes with WhatsApp inspections.
Unit Stocking Loans
Expand your dealership with flexible unit stocking finance. Access 100% funding for vehicle purchases with terms from 10,000 to 40,000. No monthly fees or car audits required. Benefit from interest-only payments at 4.25% monthly with no early repayment penalties.
Taxi Driver Loans
Specialist financing for private hire drivers needing urgent funds. Loans from 500 available with poor credit history. Keep driving your vehicle while repaying. Instant approval process with funds available within one hour during business hours.
People
Jeremy Hilburn
Co-Founder
With 15+ years in financial services, Jeremy co-founded Loan On Your Car to revolutionise logbook lending through ethical practices and digital innovation.
Paul Hilburn
Co-Founder
Bringing extensive pawn broking expertise, Paul established Loan On Your Car's responsible lending framework and customer-centric operational model.
Questions
What is a logbook loan?
A logbook loan secures finance against your vehicle's value while allowing continued use. We use FCA-regulated hire purchase agreements for greater protection.
How quickly can I get funds?
We complete and payout loans in under 60 minutes during business hours with our digital process and WhatsApp vehicle inspections.
Can I settle early?
Yes, settle anytime penalty-free with 28 days' notice. Interest reduces with overpayments under our flat-rate calculation model.
Do you accept poor credit history?
Yes, we consider applicants with adverse credit histories through our responsible affordability assessments.
How are repayments made?
Repayments use Continuous Payment Authority from your card, with alternative options available through our customer service team.
Reviews (3)
Nitin Patel
Nov 10, 2020
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Great proffesional service given. Very esy steps to follow, very helpful if you have any questions. Fast relaible service. Would strongly recommend LOANONYOURCAR to anyone looking for some fast cash, NO FUSS
Sri Sirijala
Sep 30, 2019
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Highly recommended, very good customer service. You have dedicated account manager to guide through the process from start to end. Very simple process for the document verification. Very reliable and trustworthy. One the best service provider in the line of business. Highly efficient, simple process and genuinely helpful.
James Roberts
Aug 20, 2019
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Could not have asked for a more helpful team very professional and steered us in the right direction for our needs will recommend this company every time thank you so much
