Business Details
Your Trusted Mortgage Brokers in Stockton-on-Tees
Established as a family-run business, we provide independent mortgage and protection advice tailored to individual needs. Our whole-of-market approach ensures access to over 90 lenders, allowing us to find solutions for residential, buy-to-let, and specialist mortgages. As part of The Holistic Consortium, we combine local expertise with comprehensive financial planning services, including life insurance, income protection, and estate planning. Our team prioritises transparency, offering free initial consultations with no obligation. Regulated by the Financial Conduct Authority, we maintain rigorous standards of professionalism.With offices in Stockton-on-Tees, we serve clients North and South of the River Tees, offering flexible meeting arrangements. Our advisors handle applications from start to finish, ensuring a seamless experience. We specialise in complex cases, providing bespoke mortgage solutions for unconventional properties. Our commitment to client education is demonstrated through online calculators and clear guidance. Community engagement remains central to our values, evidenced by recent charity fundraising initiatives.
Services
Residential Mortgages
Buy to Let Mortgages
Mortgage Protection
Life Insurance
Income Protection
Wills & Probate
Estate Planning
Pension Advice
Investment Planning
Retirement Planning
Highlights and features
- We offer whole-of-market mortgage advice from over 90 lenders
- Our team holds FCA-regulated professional qualifications
- We provide free initial consultations with no obligation
- We serve clients North and South of the River Tees
- Our advisors manage applications from start to finish
Associations and certifications
- Financial Conduct Authority
What people say
Efficient and without a hitch
Would definitely recommend
Professional handling
Peace of mind
Completed efficiently
Services
Residential Mortgages
We provide tailored residential mortgage solutions for first-time buyers, home movers, and remortgagers. Our whole-of-market approach accesses over 90 lenders to find competitive rates. With expert guidance through the entire process, we ensure suitable mortgage products matching individual financial circumstances and property requirements.
Buy to Let Mortgages
Specialist buy-to-let mortgage advice for property investors. We navigate complex lending criteria to secure competitive rates for residential rental properties. Our service includes portfolio management strategies and tailored solutions for both new and experienced landlords seeking investment property financing.
Mortgage Protection
Mortgage protection policies ensure your home remains secure in unforeseen circumstances. We offer term assurance plans that pay out a lump sum to settle mortgage debt upon death. Our impartial advice helps select appropriate coverage levels and policy terms aligned with your mortgage arrangement.
Life Insurance
Comprehensive life insurance solutions protect loved ones financially. We provide term and whole-of-life policies that cover outstanding debts and provide financial security. Our independent advice ensures appropriate coverage amounts and policy structures tailored to individual family needs and financial commitments.
Income Protection
Income protection policies replace a portion of earnings during prolonged illness or disability. We offer customized coverage that ensures financial stability for essential living costs. Our advice includes policy features like deferred periods, benefit terms, and exclusions to match individual employment circumstances and financial obligations.
People
Kevin Hepplewhite
Financial Advisor & Director
With extensive experience in financial services, Kevin provides expert mortgage and protection advice. He leads the team in delivering tailored solutions while maintaining FCA-regulated standards. His client-focused approach ensures clear communication and comprehensive financial planning.
Jonathan Ellis
Senior Mortgage & Protection Advisor
Specialising in complex mortgage cases, Jonathan offers expert guidance on residential and buy-to-let financing. His market knowledge helps clients navigate lending criteria. He provides impartial advice on protection products to safeguard financial futures against unforeseen circumstances.
Abbey Hepplewhite
Office Manager/Marketing & Advertising
Managing daily operations, Abbey ensures efficient service delivery while overseeing marketing initiatives. Her organisational skills maintain smooth office functions. She contributes to client communications and coordinates team activities to support business growth and customer satisfaction.
Gemma Mackey
Wealth Paraplanner/Wills & Estate Planning
Gemma specialises in estate planning and wealth management. She provides expert advice on wills, trusts, and probate matters. Her comprehensive approach ensures clients' assets are protected and distributed according to their wishes while minimising tax implications for beneficiaries.
Libby Garden
Mortgage & Protection Advisor
Libby offers specialist mortgage and insurance advice to new and existing clients. Her personable approach builds strong client relationships. She provides clear guidance on residential and investment property financing options while recommending appropriate protection strategies for financial security.
Questions
What mortgage types do you offer?
We provide residential mortgages, buy-to-let mortgages, and specialist mortgages for complex cases including unconventional properties.
How are you different from other brokers?
As FCA-regulated advisors, we offer whole-of-market access to over 90 lenders with personalised service from initial consultation to completion.
What protection products do you offer?
We provide mortgage protection, life insurance, income protection, and critical illness cover tailored to individual financial circumstances.
How do you handle mortgage applications?
Our advisors manage applications from start to finish, including property searches, lender negotiations, and documentation submission.
Do you offer flexible meeting arrangements?
Yes, we offer office appointments or home visits, with flexible scheduling outside standard office hours when needed.
What areas do you cover?
We primarily serve clients North and South of the River Tees from our Stockton-on-Tees office.
Reviews (1)
Christopher Haynes
Dec 19, 2020
Report
We got our life insurance with Kevin, top bloke. He told us our best options. Quick, friendly and professional service, would definitely recommend.
