Business Details
9 Years
experience
Your Trusted Partner for Financial Planning & Wealth Management
Lockhart Capital Management combines bespoke financial planning and exclusive wealth management solutions for a select group of high net worth individuals and families. With decades of combined experience, our team co-invests alongside clients to ensure full alignment of interests. As a partnership built for longevity, we prioritise stability and continuity, offering strategic counsel on tax efficiency, estate planning, and investment management.Our client-centric approach focuses on informed decision-making, leveraging sophisticated financial modelling tools to address both immediate needs and long-term aspirations. We maintain a network of trusted legal and accounting professionals to provide comprehensive solutions tailored to each client's unique circumstances.
Services
Financial Planning
Wealth Management
Philanthropy
Investment Management
Estate Planning
Details
- Year established: 2017
Highlights and features
- We have decades of combined wealth management experience
- Our team co-invests alongside clients to align interests
- Chartered Financial Planners status demonstrates professional excellence
- We work with a select number of clients for personalised service
- Strategic partnerships with trusted legal and accounting professionals
Associations and certifications
- Chartered Insurance Institute
What people say
Exceptional expertise
Personalised service
Strategic approach
Long-term focus
Tax-efficient solutions
Services
Financial Planning
Our financial planning service helps clients contextualise their wealth through comprehensive analysis of current assets and future aspirations. We provide tax-efficient strategies for goal achievement, using advanced cash flow modelling to project outcomes under various scenarios. The service includes education funding, pension provision, and intergenerational wealth transfer planning, ensuring clients maintain financial control throughout their lives.
Wealth Management
Lockhart's wealth management solutions employ evidence-based investment strategies across multiple asset classes. Our approach combines active, passive, and factor-based investing through best-of-breed fund managers. The service focuses on risk management during market cycles, with portfolios designed to perform across economic conditions while maintaining alignment with clients' financial planning objectives.
Philanthropy
Our philanthropy service assists clients in structuring tax-efficient charitable donations. We help establish gifting strategies that balance personal financial security with legacy creation, working with legal advisors to ensure compliance. The service includes charity selection guidance and measurement frameworks to evaluate the impact of charitable contributions while maintaining estate planning coherence.
Estate Planning
Specialised estate planning services focus on efficient wealth transfer between generations. We coordinate with legal professionals to implement inheritance tax mitigation strategies, trust structures, and succession plans. The service addresses complex compliance requirements for professional partners and business owners, ensuring smooth intergenerational wealth transitions while minimising tax liabilities.
Investment Management
Investment management employs a five-signal process incorporating market momentum and investor psychology. Our strategies balance active and passive approaches across global markets, with risk-targeted portfolios designed for long-term performance. The service includes regular portfolio reviews and adjustments to maintain alignment with clients' financial goals while navigating changing economic conditions.
People
Jon Bowes
Chief Executive Officer & Founding Partner
With 30 years' experience in financial services, Jon previously led teams of over 80 financial planners at major national firms. He specialises in strategic wealth management for high net worth individuals and brings extensive leadership expertise to Lockhart Capital Management.
Andrew Wilson
Chief Investment Officer & Founding Partner
A Chartered Alternative Investment Analyst with over 20 years' portfolio management experience. Andrew designed award-winning investment strategies at major firms and leads Lockhart's evidence-based investment approach, focusing on long-term performance across economic cycles.
Bryan Innes
Founding Partner
Chartered Financial Planner with nearly 30 years' industry experience. Bryan specialises in comprehensive financial planning for professionals and business owners, bringing expertise in strategic wealth management and client relationship development to the partnership.
Toby Alcock
Founding Partner
With 20 years' experience in financial planning, Toby provides advice to diverse clients including business owners and lottery winners. He focuses on practical implementation of wealth management strategies and brings extensive experience in personal injury award management.
Chris Cole
Founding Partner
Chartered Financial Planner with 13 years at major wealth management firms. Chris specialises in advising lawyers, entrepreneurs, and lottery winners, with particular expertise in complex wealth structuring and protection strategies for high net worth clients.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering tax efficiency, estate planning, education funding, and retirement strategies using advanced cash flow modelling to align with your long-term goals.
Who are your typical clients?
We work with high net worth individuals including business owners, professional partners, lottery winners, and personal injury award recipients requiring sophisticated wealth management solutions.
How do you approach investment management?
Our evidence-based approach combines active, passive, and factor investing across global markets, with risk-targeted portfolios designed to perform across economic cycles while aligning with financial planning objectives.
Are you regulated by financial authorities?
Yes, we are an appointed representative of Best Practice IFA Group Limited, authorised and regulated by the Financial Conduct Authority under reference 781292.
How do you align interests with clients?
Our team co-invests alongside clients in our funds, ensuring our financial success is directly tied to the performance and satisfaction of our clients' investments.
