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Specialist Insurance Solutions for Business & Private Clients
L D T Insurance is a leading independent insurance broker with a nationwide reputation for quality and reliability in the commercial and private insurance sectors. Established to provide specialist insurance solutions, we prioritise acting in our clients' best interests through long-standing relationships with major insurance companies and Lloyd's underwriters. Our philosophy centres on offering reliable professional advice and accessible support during critical times, supported by specialist schemes tailored to individual client requirements.With expertise spanning fleet, commercial, property, and motor trade insurance, we deliver flexible coverage options backed by a commitment to simplifying the insurance process. Our team maintains high standards of product knowledge, communicates in clear language, and provides comprehensive claims assistance to ensure swift resolutions. This approach has solidified our position as a trusted partner for businesses and individuals seeking tailored insurance solutions across the UK.
Services
Private Hire Insurance
Fleet Insurance
Commercial Liability Insurance
Landlord Insurance
Motor Trade Insurance
Property Insurance
Office Insurance
Courier Van Insurance
HGV Fleet Insurance
Semi Commercial Insurance
Highlights and features
- FCA regulated for your protection and compliance
- Tailored insurance schemes for specific industry needs
- Nationwide coverage with local expertise support
- 24/7 claims assistance and dedicated customer service
- Established relationships with major UK insurers
Associations and certifications
- Financial Conduct Authority
What people say
Very good service
Helpful staff
Professional friendly service
Excellent services
Superb customer service
Services
Private Hire Insurance
Specialist insurance for private hire vehicles covering professional drivers and fleet operators. Provides comprehensive protection including public liability, vehicle damage, and legal expenses. Ensures compliance with licensing requirements while offering flexible payment options and UK-wide coverage.
Commercial Liability Insurance
Protects businesses against claims for property damage or bodily injury during operations. Covers legal costs, compensation payments, and associated expenses. Designed for diverse sectors including retail, hospitality, and professional services with tailored risk management solutions.
Motor Trade Insurance
Comprehensive coverage for motor trade businesses including road risk, parts protection, and public liability. Supports mechanics, dealerships, and mobile technicians with stock protection, tool coverage, and legal expense support for workplace incidents.
Property Insurance
Financial protection for residential and commercial properties against damage from fire, flood, and malicious acts. Includes subsidence coverage, inflation protection, and optional extensions for communal areas and rental income loss.
Fleet Insurance
Cost-effective insurance solutions for businesses managing multiple vehicles. Covers cars, vans, and HGVs with flexible terms for small to large fleets. Features single renewal dates, online documentation, and dedicated claims management support.
Questions
What types of insurance does LDT Insurance offer?
We provide private hire, fleet, commercial liability, property, motor trade, and landlord insurance solutions tailored to business and private client needs.
Is LDT Insurance regulated by official bodies?
Yes, we are authorised and regulated by the Financial Conduct Authority (Registration Number 562990) for your protection.
How quickly can I get insurance coverage?
Our online system enables instant documentation access, with policies available within minutes for urgent coverage requirements across the UK.
Do you offer flexible payment options?
Yes, we provide monthly direct debit payments without credit checks, along with other flexible payment arrangements to suit business cash flow needs.
What areas do you cover?
We offer nationwide insurance coverage across the United Kingdom, including England, Scotland, Wales, and Northern Ireland.
How does the claims process work?
Our dedicated claims team provides step-by-step guidance, ensuring swift processing with support from approved repairers and contractors for minimal business disruption.
Reviews (4)
Fatai Yusuf
Jul 15, 2021
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They are very reliable and treated everyone equally. There customer service is superb. Base on that I recommend them
N. H.
Apr 25, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Excellent service and very helpful. I spoke with a representative called Naeem. Definitely recommend for your insurance needs!
Excellent service and very helpful. I spoke with a representative called Naeem. Definitely recommend for your insurance needs!
Ibnul Saiham
Feb 02, 2021
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They were always helpful to find the best and cheapest possible cover for my car. Highly recomended. 5 years with them and wish 30 more to go.
Abdurazzak Ali
Jul 17, 2020
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Amazing team members. Always there when you need them. They all work over expected. God bless you all.
