Business Details
Expert Mortgage Advice in Derry & Northern Ireland
We are a premier mortgage advisory firm based in Derry, serving clients throughout Northern Ireland. With extensive expertise in local lending practices, we offer tailored mortgage solutions for first-time buyers, buy-to-let landlords, remortgaging needs, and property movers. Our whole-of-market approach ensures access to the latest mortgage products, while our partnerships with major lenders and estate agents streamline the process.We provide free initial consultations, flexible appointment times including evenings, and a client-focused methodology that emphasizes clarity and transparency. Our team's decade-long experience and dedication to personalized service have earned us strong client loyalty and repeat business.
Services
Mortgage Advisers
First-Time Buyer Mortgages
Buy-to-Let Mortgages
Remortgaging Services
Insurance Products
Pension Planning
Co-ownership Schemes
Highlights and features
- We offer free initial consultations with qualified mortgage advisers
- Whole of market approach ensures access to best mortgage deals
- Flexible appointment times including evenings and home visits
- Decades of combined experience serving Northern Ireland's mortgage market
- Direct partnerships with major lenders and local estate agents
Associations and certifications
- Financial Conduct Authority
What people say
Phenomenal service
Smooth process
Expert knowledge
Always available
First-class advisor
Services
First-Time Buyer Mortgages
We specialise in assisting first-time buyers with mortgage applications, offering expert guidance through the entire process. Our services include Agreement in Principle, lender application support, and recommended solicitor connections. With partnerships across Northern Ireland, we help clients access competitive rates and special deals through our lender relationships.
Buy-to-Let Mortgages
Our buy-to-let specialists source market-leading mortgages for property investors, including unique products for first-time landlords. We offer portfolio lending options, limited company mortgage solutions, and rental income assessment services. Our expertise extends to auction finance and student property investments across Northern Ireland and Britain.
Remortgaging Services
We help homeowners secure better mortgage terms through competitive remortgaging solutions. Services include rate comparison, fee-free options, legal conveyancing support, and term adjustment guidance. Our market-wide sourcing ensures clients access the most suitable deals for their financial circumstances.
Co-Ownership Schemes
We facilitate co-ownership arrangements through Housing Association partnerships, enabling lower-income applicants to purchase properties. This includes 50-90% equity purchase options with rental payments on remaining shares, helping clients access homeownership without traditional deposit requirements.
Insurance Products
We offer comprehensive insurance solutions including home, life, critical illness, and income protection policies. Our services help clients safeguard their financial security while maintaining mortgage obligations, with tailored options for both personal and commercial clients in Northern Ireland.
People
Neil Allan
Mortgage Adviser
With over a decade of mortgage advisory experience in Northern Ireland, Neil specialises in first-time buyer mortgages, buy-to-let financing, and remortgaging solutions. He has successfully arranged mortgages for clients across various financial scenarios.
Questions
Do you offer free mortgage consultations?
Yes, we provide free initial in-depth consultations for all new clients with no obligation or commitment.
Can first-time buyers get mortgage help?
Yes, we specialise in first-time buyer mortgages including co-ownership schemes and deposit assistance options.
Do you work with limited company landlords?
Yes, we arrange buy-to-let mortgages for limited companies and offer tax-efficient property investment solutions.
Are evening appointments available?
Yes, we offer flexible appointment times including evenings at our Derry office to accommodate clients' schedules.
Do you offer insurance products?
Yes, we provide comprehensive insurance solutions including home, life, critical illness and income protection policies.
Are you regulated by financial authorities?
Yes, we operate as an appointed representative of Quilter Mortgage Planning Limited which is regulated by the Financial Conduct Authority.
