Business Details
50+ Years
experience
Your Trusted Partner for Business Finance Solutions
At BA Finance, we have built our reputation on trust and expertise, helping thousands of businesses achieve their financial goals since 1970. Our team of experienced professionals, with extensive banking backgrounds, specialises in tailoring financial solutions to meet the unique needs of each client. We pride ourselves on our ability to assist businesses that have been turned away by traditional lenders, offering innovative financing options where others say no. With over 3,000 successfully arranged business loans and acquisitions across the UK, ranging from 50,000 to multi-million-pound deals, our approach combines deep industry knowledge with a client-centric focus. We understand the challenges businesses face, including adverse credit histories, and work sympathetically to find viable solutions.Our services span commercial mortgages, bridging finance, asset finance, and international trade finance, ensuring flexibility and accessibility for businesses of all sizes. As the non-regulated arm of BA Financial Management, we provide a broad spectrum of financial solutions while maintaining transparency about our status and regulatory position. Our commitment to personalised service and attention to detail ensures clients receive the best possible chance of securing the funding they require. We operate with integrity, ensuring clear communication and tailored strategies that align with each client's specific circumstances. This dedication to understanding and addressing our clients' needs has made us a trusted partner in the financial services industry.
Services
Commercial Mortgages
Business Loans
Development Finance
Asset Finance
Investment Properties
International Trade Finance
Corporate Finance
Bridging Finance
Buy-To-Let Mortgages
Project Funding
Details
- Year established: 1970
Highlights and features
- We have over 50 years of experience in specialist business finance solutions.
- Our team successfully arranges complex funding when High Street lenders decline.
- We tailor financial solutions to address adverse credit histories and unique business needs.
- We offer access to a wide network of private lenders and financing options.
- Our client-centric approach ensures transparent communication and personalised service.
Services
Commercial Mortgages
We arrange commercial mortgages for limited companies, including investment properties and business premises. Our expertise helps clients secure funding when traditional lenders decline, with flexible terms tailored to specific business needs. With access to major lenders and private financing options, we specialise in complex cases involving adverse credit histories or non-standard requirements.
Bridging Finance
Our bridging finance solutions provide rapid funding for commercial, semi-commercial, or residential properties up to 100% of market value. We arrange first or second charge loans for businesses requiring urgent capital, including those with adverse credit histories. Our access to private lenders enables bespoke financing structures for property acquisitions or development projects.
Asset Finance
We facilitate asset finance for vehicles, machinery, office equipment, and catering assets. This solution allows businesses to acquire essential equipment without upfront capital expenditure. Our approach accommodates various credit profiles and provides flexible repayment structures aligned with business cash flow requirements.
Development Finance
We arrange development finance for residential and commercial schemes ranging from small refurbishments to large-scale projects. Our solutions support businesses seeking funding for property development when traditional financing is unavailable. We work with private lenders to structure deals that match project timelines and funding requirements.
International Finance
Our international finance services support cross-border business activities with tailored financial solutions. We assist companies navigating complex international transactions, providing funding structures that address currency risks and regulatory requirements. Our experience covers diverse sectors and global markets.
Questions
What types of business finance do you specialise in?
We specialise in commercial mortgages, bridging finance, asset finance, development finance, and international trade finance solutions tailored to businesses with complex requirements.
Can you help businesses with adverse credit histories?
Yes, we specialise in assisting businesses with CCJs, arrears, or defaults, offering tailored financing solutions where traditional lenders decline applications.
How long does the financing process take?
Our bridging finance solutions can be arranged rapidly, while other financing options typically take 4-8 weeks depending on complexity and documentation availability.
Are your services regulated by the FCA?
No, BA Finance & Mortgage Co. is not regulated by the Financial Conduct Authority as we operate as a non-regulated finance provider.
What areas do you serve?
We primarily serve UK businesses but also provide financing solutions for international projects, particularly in Africa and other global markets.
How do you differ from traditional lenders?
We offer flexible financing options through private lenders and specialist networks, focusing on tailored solutions for businesses that traditional banks cannot accommodate.
