Business Details
11 Years
experience
Expert Mortgage Brokers in London
Caplon Property Finance Property Finance was established to provide clients with access to a comprehensive range of property finance options, supported by expert and tailored advice. Our team specialises in navigating complex mortgage scenarios, particularly for high-value loans and unique financial circumstances. With a whole-of-market approach, we prioritise building strong relationships with both clients and lending institutions to secure optimal solutions. Our founder, Daniel Emerson, brings extensive experience and qualifications, including a Diploma in Mortgage Studies, to deliver objective and client-focused guidance.We pride ourselves on our meticulous understanding of market trends and lender criteria, ensuring each application is evaluated on its merits. Our process involves thorough consultation, detailed analysis, and transparent communication to address individual needs. Clients consistently highlight our reliability, responsiveness, and ability to handle intricate cases with professionalism. We are committed to maintaining the highest standards of integrity and service excellence, ensuring long-term client satisfaction and trust.
Services
Residential mortgages
Buy-to-let mortgages
Equity release schemes
Large loan mortgages
Mortgage protection
Details
- Year established: 2015
Highlights and features
- We offer over 10 years of experience in complex mortgage scenarios
- Our team consists of certified experts with extensive industry knowledge
- We implement a client-focused process tailored to individual circumstances
- Our founder holds a Diploma in Mortgage Studies and Equity Release qualifications
- We maintain direct relationships with leading lenders for better outcomes
What people say
Personalised service
Exceptional support
Expertise in complex cases
Reliable and trustworthy
Tailored mortgage solutions
Services
Residential mortgages
We provide tailored residential mortgage solutions for high-value properties and complex financial situations. Our expert advisors analyse market options to secure competitive rates while considering long-term affordability. With access to a wide lender network, we specialise in structuring mortgages that align with individual circumstances, including interest-only, offset, and joint borrower arrangements.
Buy-to-let mortgages
Our buy-to-let expertise covers portfolio management, limited company borrowing, and specialist property types. We help investors navigate HMOs, semi-commercial properties, and low-yield high-value assets. With lender-specific criteria knowledge, we secure financing solutions that maximise rental income potential while addressing complex affordability assessments.
Equity release schemes
We offer impartial advice on equity release options for homeowners over 55, including lifetime mortgages and home reversion plans. Our approach considers tax implications and estate planning impacts, ensuring clients understand all available options. We compare traditional mortgages against equity release products to find the most suitable solution.
Large loan mortgages
Specialising in mortgages exceeding 5m, we handle complex income structures and unique properties. Our team prepares detailed applications that address lender due diligence requirements, leveraging relationships with specialist lenders. We focus on demonstrating affordability through multiple income streams and asset-based assessments.
Mortgage protection
We provide comprehensive protection strategies including life cover, critical illness insurance, and income protection. Our tailored solutions ensure mortgage commitments remain secure against unforeseen circumstances. We work with multiple insurers to find policies that match individual risk profiles and financial obligations.
People
Daniel Emerson
Founder & Mortgage Advisor
Daniel established Caplon Property Finance Property Finance in 2015 after recognising the need for specialist mortgage advice. With a Diploma in Mortgage Studies and Equity Release qualifications, he specialises in complex cases. Clients consistently praise his responsiveness, technical expertise, and commitment to finding tailored solutions that meet their unique financial circumstances.
Questions
What mortgage services do you specialise in?
We specialise in residential mortgages, buy-to-let portfolios, equity release schemes, large loan mortgages over £5m, and mortgage protection products.
Do you offer advice for complex financial situations?
Yes, we specialise in complex scenarios including multiple income streams, international assets, and non-standard property types.
Are your mortgage advisors qualified?
Our founder holds a Diploma in Mortgage Studies and Equity Release qualifications, with over 10 years' experience in specialist mortgage advice.
How do you charge for mortgage advice?
Our fee structure is transparent and discussed upfront. Charges vary depending on the complexity of the mortgage requirements and type of service provided.
Can you help with first-time buy-to-let investments?
Yes, we guide first-time landlords through the process while also managing portfolios for experienced property investors.
Do you offer protection products with mortgages?
We provide tailored mortgage protection solutions including life cover, critical illness insurance, and income protection policies.
Reviews (4)
Eddy Dallas
Aug 30, 2021
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Daniel and the Caplon team have been amazing for us. They have helped us with 3 mortgage processes and for each one they have been professional, helpful and unbelievably responsive! Daniel has now helped out my family and several friends with their mortgages and everyonehas said the same.I honestly could not recommend his services more!
Noel Cochrane
Jul 24, 2020
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Positive:Professionalism,Quality,Responsiveness
Daniel Emerson recently helped me with the purchase of a property. I cant recommend Daniel highly enough, he was very clear and knowledgable of all available products. He was very responsive and I couldnt have asked for anything more.
Daniel Emerson recently helped me with the purchase of a property. I cant recommend Daniel highly enough, he was very clear and knowledgable of all available products. He was very responsive and I couldnt have asked for anything more.
Elizabeth Hogg
Jun 12, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Daniel has navigated our complicated arrangements and changing e requirements with grace and ease, saving us time and money. We will definitely be using his services again in the future. I wouldn't hesitate to recommend him.
Daniel has navigated our complicated arrangements and changing e requirements with grace and ease, saving us time and money. We will definitely be using his services again in the future. I wouldn't hesitate to recommend him.
Edward Chivers
May 16, 2020
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Positive:Professionalism
Daniel recently found me a great deal on a new mortgage. He provided an excellent service and made the whole process very smooth. Highly recommended.
Daniel recently found me a great deal on a new mortgage. He provided an excellent service and made the whole process very smooth. Highly recommended.
