Business Details
Trusted Mortgage Brokers in Arbroath
Established with over 13 years of expertise in the mortgage and insurance industry, Victoria Mortgage & Protection Services has become a trusted name for residents in Arbroath, Dundee, Broughty Ferry, and surrounding areas. Our team of dedicated specialists prioritises honesty and transparency, offering tailored mortgage solutions and protection services to meet diverse client needs. We pride ourselves on delivering professional, no-obligation advice, ensuring clients secure the best possible deals without upfront appraisal fees.As an Appointed Representative of Stonebridge Mortgage Solutions Ltd, regulated by the Financial Conduct Authority, we uphold rigorous standards of service and compliance. Our commitment to exceptional customer service is reflected in client testimonials praising our flexibility, efficiency, and ability to accommodate busy schedules.
Services
Fixed Rate Mortgages
Tracker Mortgages
Buy to Let Mortgages
Offset Mortgages
Capped Rate Mortgages
Discount Mortgages
Life Insurance
Building and Contents Insurance
Critical Illness Cover
Income Protection
Highlights and features
- We have over 13 years of experience in mortgage and insurance services.
- Our team provides personalised mortgage assistance tailored to individual needs.
- No upfront appraisal fees for our mortgage advisory services.
- We are regulated by the Financial Conduct Authority for compliance assurance.
- Local expertise serving Arbroath, Dundee, and Broughty Ferry areas.
Associations and certifications
- Financial Conduct Authority
What people say
Great flexibility
Professional and efficient
Highly recommended
Exceptional support
Successful deals
Services
Fixed Rate Mortgages
Fixed rate mortgages provide financial stability by locking in monthly repayments for set periods, typically 2-5 years, though 10-year options exist. This protects borrowers from interest rate fluctuations, ensuring predictable budgeting. Ideal for first-time buyers and homeowners seeking long-term financial planning security.
Tracker Mortgages
Tracker mortgages mirror the Bank of England base rate, offering flexibility when rates fall. Borrowers benefit from reduced payments during low-rate periods but face potential increases if rates rise. Suitable for those with financial resilience to accommodate fluctuating monthly commitments.
Buy to Let Mortgages
Buy to let mortgages enable property investment through rental income. These products cater to landlords seeking portfolio growth, with terms considering tenant income streams. Not all buy-to-let mortgages fall under FCA regulation, requiring expert guidance for compliance.
Life Assurance Cover
Life assurance policies ensure mortgage repayment upon policyholder death, protecting families from financial burden. When linked to mortgages, these policies provide security that housing loans will be settled, maintaining family stability during difficult times.
Income Protection
Income protection policies maintain essential payments during sickness or accident-related work absence. Tax-free monthly benefits cover mortgage repayments until return to work or retirement. This service offers peace of mind for homeowners facing temporary financial disruptions.
People
Ross
Mortgage Advisor
Experienced mortgage advisor specialising in flexible client support, particularly for professionals with non-traditional schedules. Demonstrates exceptional efficiency in mortgage solutions.
Questions
What mortgage types do you offer?
We provide fixed-rate, tracker, buy-to-let, offset, capped rate, and discount mortgages tailored to individual financial circumstances.
Are your mortgage fees transparent?
Yes, our fees start at £250 with no hidden charges. We discuss all costs upfront during initial consultations.
Do you offer protection services?
We provide life assurance, critical illness cover, and income protection policies to safeguard mortgage commitments against unforeseen events.
How do you assist first-time buyers?
We offer dedicated support for first-time buyers, explaining mortgage options and helping secure competitive rates with no upfront fees.
Are you regulated by financial authorities?
Yes, we operate as an Appointed Representative of Stonebridge Mortgage Solutions Ltd, regulated by the Financial Conduct Authority (FCA).
