Business Details
Trusted Mortgage Brokers in Edinburgh
Established as independent mortgage and protection brokers, we specialise in providing tailored financial solutions across Scotland and the UK. Our CeMAP-qualified team prioritises holistic financial assessments to deliver market-leading advice, leveraging access to over 150 lenders and 15,000 mortgage products. With a commitment to integrity and approachability, we simplify complex processes for first-time buyers, home movers, and investors. Recognised through industry awards including Protection Broker of the Year 2024, our service combines technical expertise with client-centric support. We maintain regulatory compliance through FCA authorisation and adhere to Equity Release Council standards.Our fee structure is transparently discussed at the outset, ensuring no hidden costs. By maintaining relationships with exclusive lenders, we secure deals unavailable to the general public. Our team's expertise extends to niche areas like expat mortgages, Ltd Co buy-to-let financing, and bridging loans. We provide post-sale protection advice to safeguard clients' financial investments. Through continuous market analysis, we ensure clients receive competitively optimised solutions aligned with evolving legislation.
Services
First Time Buyer
Buy To Let
Bridging
Equity Release
Insurance
Business Protection
Highlights and features
- CeMAP-qualified brokers with access to 15,000+ mortgage products
- Award-winning protection brokerage services (Protection Broker of the Year 2024)
- Specialist expertise in expat mortgages and Ltd Co buy-to-let financing
- FCA-authorised with transparent fee structures and no hidden costs
- Exclusive lender relationships providing access to non-public mortgage deals
Associations and certifications
- Financial Conduct Authority
- Equity Release Council
What people say
Expert advice
Award-winning service
Transparent fee structure
Approachable team
Excellent support
Services
First Time Buyer
Our first-time buyer service provides comprehensive mortgage guidance from initial consultation to property completion. We offer tailored advice on deposit requirements, lender selection, and application processes while maintaining CeMAP-qualified expertise. The service includes Agreement in Principle procurement and post-sale protection planning to ensure complete financial security.
Buy To Let
Specialist buy-to-let mortgage solutions covering standard rentals, AirBnB properties, and expat investments. We provide yield analysis, deposit optimisation strategies, and Ltd Co mortgage structuring while maintaining compliance with current stamp duty regulations and lender criteria.
Bridging Finance
Competitive bridging finance options for property transactions requiring rapid completion. Our service includes exit strategy analysis, competitive rate comparisons, and specialist lending arrangements for non-habitable properties through established lender relationships.
Equity Release
Regulated equity release solutions compliant with Equity Release Council standards. We offer lifetime mortgage options, retirement interest-only assessments, and comprehensive affordability analysis while maintaining FCA-authorised advisory practices.
Business Protection
Tailored business protection packages including key person insurance, shareholder protection, and loan cover solutions. Our service provides tax-efficient options like relevant life cover and specialist structuring for business continuity during critical events.
People
Sam Malone
Protection Broker of the Year 2024
Specialist in income protection and life insurance solutions with extensive experience in corporate protection strategies.
Karen Dick
Best Rising Star Advisor 2021
Expert in mortgage solutions with particular focus on first-time buyer programmes and innovative financing structures.
Questions
What mortgage options are available for first-time buyers?
We offer comprehensive first-time buyer mortgages with tailored deposit advice, Agreement in Principle support, and post-sale protection planning.
Can you help with buy-to-let property financing?
Yes, we specialise in buy-to-let mortgages including AirBnB properties, Ltd Co structures, and expat investments with competitive deposit requirements.
Do you provide equity release services?
We offer Equity Release Council-compliant lifetime mortgages and retirement interest-only solutions with independent market comparisons.
What business protection insurance options exist?
We provide key person insurance, shareholder protection, relevant life cover, and business loan protection solutions tailored to corporate needs.
Are there specialist mortgage options for expats?
Yes, we have extensive experience arranging UK mortgages for expatriates including buy-to-let and residential financing solutions.
How do your mortgage fees work?
Our fees are transparently discussed at the outset and vary based on individual circumstances and transaction complexity.
Reviews (4)
Rory Sutherland
Dec 24, 2021
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Positive:Professionalism,Quality
I can only speak very highly of Gregor and his team! They are very Professional and all round good people. My wife and I have used malleny mortgage solutions 3 times now and every time has been completely seemless. I can't recommend malleny enough. Fantastic service!
I can only speak very highly of Gregor and his team! They are very Professional and all round good people. My wife and I have used malleny mortgage solutions 3 times now and every time has been completely seemless. I can't recommend malleny enough. Fantastic service!
Beverly Beadle
Dec 23, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
They have all the qualities: utterly professional, brilliant communications, fully informed and such incredible value for money. Sam covered all possible angles and explained everything perfectly. I couldn't more pleased. Thank you you Melleny.
They have all the qualities: utterly professional, brilliant communications, fully informed and such incredible value for money. Sam covered all possible angles and explained everything perfectly. I couldn't more pleased. Thank you you Melleny.
David Balfour Dave
Dec 19, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Karen, and staff, were fantastic in helping us get a mortgage for our new home. We had rather unique circumstances like both my partner and I being self employed, yet they were able to help us through every step of the way and got us a good deal. I would highly recommend their services to anyone looking for a great mortgage broker.
Karen, and staff, were fantastic in helping us get a mortgage for our new home. We had rather unique circumstances like both my partner and I being self employed, yet they were able to help us through every step of the way and got us a good deal. I would highly recommend their services to anyone looking for a great mortgage broker.
James Bedford
Nov 27, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Can not praise enough how good and efficient Abi was with our mortgage. At every step we were informed of how the application was going and Abi definitely went above and beyond to help us. Would recommend to anyone and will certainly use again in the future.
Can not praise enough how good and efficient Abi was with our mortgage. At every step we were informed of how the application was going and Abi definitely went above and beyond to help us. Would recommend to anyone and will certainly use again in the future.
