Business Details
37 Years
experience
Your Trusted Mortgage Broker in Bolton
As one of the UK's leading mortgage brokers, Direct Mortgages has been committed to providing exceptional service since 1989. Our team of skilled advisors guides clients through the mortgage application process with dedicated case managers ensuring efficiency and professionalism. We leverage over 30 years of combined experience and a sophisticated computerised sourcing system to select tailored mortgage products from 8,000+ options.Our exclusive partnerships with lenders through the Quilter Financial Planning network provide access to deals unavailable elsewhere. With offices across Cheshire and the North West, we serve clients ranging from first-time buyers to high-profile individuals, maintaining a reputation built on trust, expertise, and a 90% referral rate from satisfied customers.
Services
Fixed Rate Mortgages
Buy-to-Let Mortgages
First Time Buyer Mortgages
Flexible Mortgages
Commercial Mortgages
Discounted Mortgages
Next Time Buyer Mortgages
Re-Mortgaging
Tracker Mortgages
Insurance Services
Details
- Year established: 1989
Highlights and features
- We offer 30+ years of combined mortgage industry experience
- Our dedicated case managers handle every application personally
- We provide exclusive mortgage deals through Quilter Financial Planning
- Our computerised system matches clients with 8,000+ mortgage products
- We maintain offices across Cheshire and the North West for local access
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent service
Dedicated case managers
Secured dream homes
High satisfaction
Trusted advisors
Services
Fixed Rate Mortgages
Fixed Rate Mortgages provide stable monthly payments unaffected by Bank of England rate changes. Clients benefit from predictable costs over terms ranging from 2 to 10 years. Ideal for budget-conscious borrowers seeking long-term financial certainty, these mortgages protect against interest rate fluctuations while offering flexible term options.
Buy-to-Let Mortgages
Buy-to-Let Mortgages enable property investment with competitive rates and tailored criteria. We offer expert guidance on rental income requirements, deposit thresholds, and regulatory considerations. Our solutions help investors build portfolios while managing risks associated with property market fluctuations and tenant management.
First Time Buyer Mortgages
First Time Buyer Mortgages simplify homeownership entry with flexible lending criteria and competitive rates. We provide comprehensive support through the entire process, from initial application to completion. Our advisors help navigate government schemes, deposit requirements, and affordability assessments to secure optimal deals.
Re-Mortgaging
Re-Mortgaging services help clients secure better rates or release equity from existing properties. We analyse current deals, market conditions, and individual circumstances to identify cost-saving opportunities. Our process includes valuation guidance, lender negotiations, and seamless transition support without disrupting homeownership.
Insurance Services
Insurance Services provide comprehensive coverage including life, critical illness, and income protection policies. We offer tailored solutions to safeguard against financial risks, ensuring clients maintain mortgage payments during unforeseen circumstances. Our advisors help select appropriate coverage levels aligned with individual needs and family requirements.
People
David Corry
Director
David Corry brings extensive mortgage industry experience to Direct Mortgages, leading strategic operations across multiple offices while maintaining hands-on client engagement.
Kevin Marsden
Senior Mortgage Advisor
Kevin Marsden specialises in complex mortgage cases, renowned for resolving challenging situations and securing competitive deals for residential and investment clients.
Simon Chapman
Senior Mortgage Adviser
Simon Chapman provides expert guidance on mortgage products, leveraging deep market knowledge to match clients with optimal financing solutions.
Tracy Cooper
Office Manager
Tracy Cooper oversees daily operations, ensuring efficient service delivery and maintaining high standards of client communication across Direct Mortgages' offices.
Liam Hegarty
Mortgage Advisor
Liam Hegarty assists clients with mortgage applications, offering clear explanations of products and requirements while maintaining a customer-focused approach.
Questions
What mortgage types does Direct Mortgages offer?
We provide fixed-rate, buy-to-let, first-time buyer, flexible, commercial, discounted, next-time buyer, re-mortgaging, and tracker mortgages.
How does Direct Mortgages find competitive mortgage deals?
Our computerised system analyses 8,000+ products, and our Quilter Financial Planning partnerships provide exclusive access to special rates unavailable elsewhere.
Can Direct Mortgages help with complex mortgage situations?
Yes, our experienced advisors specialise in resolving challenging cases, including previous mortgage mistakes and unique financial circumstances.
What insurance products complement your mortgage services?
We offer life insurance, critical illness cover, income protection, and buildings insurance to provide comprehensive financial protection.
Are your mortgage advisors regulated professionals?
Yes, we're FCA-regulated as an appointed representative of Quilter Mortgage Planning, ensuring compliance with strict financial conduct standards.
Reviews (3)
Kevin James
Aug 15, 2021
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Excellent, courteous service. Nothing was too much trouble and very fair fee. We would highly recommend Direct Mortgages and in particular, Kevin Marsden.
Si Parker
May 27, 2020
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Positive:Professionalism
John and the team were great. From day 1 they professionally dealt with any issues to ensure a successful service from application through to completion which was not easy as I work overseas. Thanks again and highly recommended.
John and the team were great. From day 1 they professionally dealt with any issues to ensure a successful service from application through to completion which was not easy as I work overseas. Thanks again and highly recommended.
Lee Davies
Oct 12, 2019
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Used Direct Mortgages for new home purchase, John and Tracey both guided use through our best options, kept us updated throughout the process and nothing was too much trouble, will use and recommend..
