Business Details
Trusted Financial Advisers in Sale, Cheshire
Haven IFA has been delivering independent financial advice for over two decades, combining deep industry expertise with a client-centric approach. Our team of highly qualified advisers specialises in pensions, retirement planning, investment strategies, and inheritance tax solutions, tailored to individual client needs. Regulated by the Financial Conduct Authority, we prioritise transparency, ethical practices, and long-term client relationships. With a focus on simplifying complex financial matters, we provide bespoke advice that aligns with clients' life goals and market conditions.Our commitment to continuous market analysis ensures clients receive up-to-date, tax-efficient solutions. Testimonials highlight our professionalism, responsiveness, and ability to demystify financial planning. We serve both individuals and businesses, offering flexible fee structures and no-obligation consultations. Our 21-year track record reflects our dedication to helping clients secure their financial futures through personalised strategies and robust review processes.
Services
Pensions Planning
Retirement Strategies
Investment Advice
Inheritance Tax Solutions
Life Stages Planning
Highlights and features
- 21 years of experience in independent financial advisory services
- Fully regulated by the Financial Conduct Authority (FCA)
- Personalised, jargon-free financial solutions tailored to client needs
- Transparent fee structures with no hidden costs
- Proven track record of client satisfaction and long-term relationships
Associations and certifications
- Financial Conduct Authority
What people say
Exceptional guidance
No pressure approach
Honest advice
Thorough research
Professional team
Services
Pensions Planning
Our pension planning service helps clients build tax-efficient retirement savings through tailored strategies. We analyse your employment status, tax position, and financial goals to recommend suitable schemes like personal pensions or self-invested plans. With expertise in final salary pension advice, we ensure compliance with evolving legislation while maximising your retirement income potential.
Investment Advice
We create diversified investment portfolios aligned with your risk tolerance and financial objectives. Our FCA-regulated advisers monitor market trends to identify optimal opportunities across asset classes. From ISAs to premium bonds, we help clients with 100,000+ investable assets achieve balanced growth while managing risks through regular portfolio reviews and market analysis.
Inheritance Tax Planning
Our specialists develop strategies to minimise inheritance tax liabilities through gifting, trusts, and charitable contributions. We help clients navigate current thresholds (up to 650,000 for couples) and implement long-term solutions that preserve wealth for beneficiaries. With proactive planning, we ensure your estate distribution aligns with your wishes while maximising tax efficiency.
Life Stages Planning
We provide tailored advice across three key life stages: peak earnings, retirement income, and retirement reality. Our cash flow modelling tools help clients transition from wealth accumulation to tax-efficient income distribution. Whether planning for career changes or intergenerational wealth transfer, we adapt strategies to evolving personal circumstances and market conditions.
Financial Reviews
We conduct comprehensive reviews of existing financial arrangements to identify inefficiencies and opportunities. Our advisers analyse pension pots, investment portfolios, and insurance policies to ensure they remain aligned with your goals. Through annual reviews and market monitoring, we adjust strategies to maintain optimal performance and compliance with regulatory changes.
People
Kyle Acton
Financial Adviser
Specialises in client-focused financial planning with a reputation for clear communication and ethical advice. Holds clients' interests as paramount, delivering tailored solutions through thorough research and market analysis.
Mike Leigh
Senior Adviser
Over 7 years' experience providing investment expertise and long-term financial strategies. Known for building trust through consistent performance monitoring and adaptive portfolio management tailored to changing life goals.
Graham Slater
Pension Specialist
Recognised for expertise in pension reviews and inheritance tax planning. Explains complex financial concepts clearly, with particular strength in life cover solutions and business-related financial arrangements.
Nick
Client Relations
Known for professional yet approachable service during initial consultations. Provides honest advice on maintaining existing schemes where appropriate, with flexibility in fee structures to suit client needs.
Sue
Investment Consultant
Specialises in market analysis and investment product knowledge. Ensures prompt action on client correspondence while maintaining clear communication about investment processes and market developments.
Questions
What financial services does Haven IFA offer?
We provide pensions and retirement planning, investment advice, inheritance tax solutions, and life stages financial planning tailored to individual client needs.
Are Haven IFA regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA), ensuring compliance with strict industry standards.
How does Haven IFA charge for their services?
We offer transparent fee structures including both fee-based and commission-based options, with full disclosure of costs before any work begins.
Can I get a free initial consultation?
Yes, we provide free, no-obligation initial consultations via phone, email, or in-person meetings at our Sale office.
What investment minimums apply?
We typically work with clients who have £100,000 or more in investable assets to ensure effective portfolio diversification.
How often are financial plans reviewed?
We recommend annual reviews, with additional check-ins during significant life changes or major market shifts to maintain optimal performance.
Reviews (6)
Al Price
Oct 21, 2017
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I had various pension pots here and there due to the various different company pension schemes I'd joined down the years. I had no idea if they were performing well or badly. Haven took control and now keep me updated on an annual basis. Friendly, accessibly and professional is how I'd sum them up.
David Dyble
Sep 26, 2017
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I have dealt with Haven IFA for many years ... All the staff are knowledgable regarding financial matters , each with their own subject specialities , so they can either deal with matters themselves or refer your interest to another colleague .Either way they get things achieved efficiently and to your satifaction . My challenges have been varied from myself and my wife , and via recommendations (because of our experiences) to several members of my family ... all happy and satisfied customers . The team ARE a team , they are keen , and their results show it .
Crawford Mack
Sep 13, 2017
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I have been dealing with Mike Leigh at Haven for over 7 years after a series of bad experiences with other IFAs. I can confidently say that Mike and his team have exceeded my expectations. We plan,execute and monitor our financial plans together based on changing life goals and changing markets and then most importantly, review and adjust as required. If you are looking for a top professional team to help you realise your investment objectives, I can thoroughly recommend the guys at Haven.
Amanda Streak
Sep 05, 2017
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We recently met with Graham Slater and we were very impressed. He was punctual, personable and clearly an expert at giving complicated independent advice. He was thorough but explained things simply for us to understand. I'm so glad we are using him. I have already recommended Haven to a colleague and am confident we have set ourselves on the right path. Looking forward to the future.
Chido
Aug 06, 2017
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The team at Haven IFA have supoorted our UK business over a period of more than 8 years. In my dealing with the team and with Nick Dando in particular, I have found the service to be very professional and prompt. I can highly recommend the pro-active approach at Haven IFA
Michael Carroll
Aug 03, 2017
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Having researched the IFA market within the North-West (and beyond), a most informative website led my wife and I to contact Haven and we are glad we did! From our first contact with Nick we were impressed by the professionalism and patience demonstrated in taking us through what we had feared would be a complex process given that we were seeking advice on pensions that had been built up over a combined / cumulative period of c50 years and numerous employers. Nick took us through each stage of the process review, valuation and recommendation with great clarity and with a no pressure
