Business Details
Expert Financial Planning Services in Hampshire
At Trilogy Financial Planning, we prioritise understanding our clients' unique circumstances, aspirations, and challenges before crafting tailored financial strategies. Our approach centres on building long-term relationships founded on trust, transparency, and ethical practice. With decades of combined experience, our team specialises in navigating complex financial legislation to maximise client benefits through tax-efficient solutions and diversified investment strategies. We pride ourselves on demystifying financial planning, delivering advice in accessible language without jargon, and maintaining ongoing support to adapt plans as life evolves.Our commitment to impartiality and client-centric service has earned us enduring relationships and consistent positive feedback from individuals seeking clarity in retirement planning, divorce settlements, and legacy management. As Chartered Financial Planners, we uphold the highest professional standards, ensuring our clients receive expert guidance aligned with their personal and financial goals.
Services
Financial Planning
Investment Management
Cashflow Modelling
Retirement Planning
Tax Efficiency Strategies
Highlights and features
- We are Chartered Financial Planners with 26 years of industry experience.
- Our client-centric approach prioritises your financial wellbeing over sales targets.
- Transparent fee structure disclosed online for complete clarity.
- Ongoing relationship management to adapt plans as life changes.
- Proven track record of delivering tax-efficient investment returns.
Associations and certifications
- Chartered Insurance Institute (CII)
- Personal Finance Society (PFS)
What people say
Transformed my investment strategy
Simplified my financial life
Exceptional service from day one
Consistent strong returns
Transparent fee structure
Services
Financial Planning
We create customised financial plans aligned with your life goals, considering current assets, future aspirations, and risk tolerance. Our process involves comprehensive cashflow modelling to stress-test scenarios and ensure long-term sustainability. Regular reviews maintain alignment with evolving personal circumstances.
Investment Management
Our investment approach focuses on diversified, tax-efficient portfolios tailored to individual risk profiles. We monitor market trends and adjust strategies to optimise returns while maintaining prudent risk controls. Ongoing reporting ensures transparency and alignment with financial objectives.
Cashflow Modelling
Using advanced cashflow tools, we simulate various life scenarios to assess financial resilience. This helps identify potential shortfalls and opportunities, enabling informed decisions about retirement timing, major purchases, or legacy planning through data-driven projections.
Retirement Planning
We specialise in creating retirement strategies that balance income needs with tax efficiency. Services include pension consolidation, drawdown planning, and ensuring compliance with evolving legislation to maximise retirement income while minimising liabilities.
Tax Efficiency Strategies
Our expertise identifies legitimate tax-saving opportunities across income, capital gains, and inheritance taxes. We implement strategies like ISA utilisation, trust structures, and charitable giving to enhance after-tax returns while maintaining compliance with HMRC regulations.
People
Victoria Joiner
Co-Founder and Managing Director
Chartered Financial Planner with 26 years' experience. Former Fellow of the Personal Finance Society. Specialises in complex tax planning and investment strategy. Holds Advanced Diploma in Financial Planning. Recognised for client-focused approach balancing technical expertise with empathy.
Nikki Unadkat
Co-Founder and Operations Director
33-year financial services veteran with expertise in compliance and practice management. Oversees operational efficiency and client service standards. Holds Legal Insurance Advisor qualification. Focuses on ensuring seamless implementation of financial plans and regulatory compliance.
Barbara
Paraplanner
Over 30 years' experience supporting financial planning processes. Member of Investment Committee. Provides technical research and report writing. Holds Certificate in Financial Planning. Ensures detailed, accurate implementation of client strategies with meticulous attention to detail.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering retirement strategies, investment management, tax efficiency, cashflow modelling, and legacy planning. Our approach tailors solutions to individual circumstances rather than offering generic products.
How are your fees structured?
Fees depend on plan complexity and existing assets. We charge transparent, pre-agreed rates disclosed online. No hidden commissions or product-based incentives ensure impartial advice focused solely on client needs.
What makes you different from other advisers?
As Chartered Financial Planners, we combine technical excellence with ethical practice. Our client-first approach avoids sales targets, focusing instead on long-term relationships and adapting plans as life circumstances evolve.
How often will my financial plan be reviewed?
We conduct annual reviews and additional check-ins during significant life events. Ongoing monitoring ensures your plan remains aligned with changing goals, market conditions, and legislative updates.
Do you work with clients outside Hampshire?
While based in Hampshire, we serve clients nationwide through virtual meetings and digital document management. Our client base spans multiple UK regions, with established processes for remote advisory services.
What qualifications do your advisers hold?
Our team holds Chartered Financial Planner status, Advanced Diplomas in Financial Planning, and Fellowships from the Personal Finance Society. Continuous professional development ensures up-to-date expertise in evolving financial regulations.
