Business Details
22 Years
experience
Your Trusted Financial Advisers in Dumfries
Established in 2004, Border Finance has grown to become the largest financial services company in South West Scotland, managing over 300 million in funds. Our team of experienced advisers delivers personalized financial solutions tailored to individual client needs, focusing on long-term wealth protection and intergenerational planning. Utilising advanced technology, we provide access to a comprehensive range of financial products while maintaining a client-centric approach that prioritises transparency and ethical practices. Our structured process begins with understanding client circumstances, followed by strategic planning, clear recommendations, and ongoing 24/7 digital support. We combine local expertise with national reach, serving clients across Dumfries & Galloway, Scotland, and throughout the UK.Our commitment to excellence is demonstrated through our FCA authorisation and membership of the Personal Finance Society. We maintain rigorous succession planning to ensure continuity of service, supported by a multidisciplinary team of financial planners, compliance officers, and administrative professionals. Client testimonials highlight our prompt response times, professional advice, and ability to navigate complex financial challenges. Our physical office in Dumfries provides a central hub for face-to-face meetings, while our digital platform enables flexible client engagement. We operate under strict regulatory standards, with formal complaint procedures aligned with Financial Ombudsman Service guidelines.
Services
Investment Advice
Retirement Planning
Mortgages
Equity Release
Life Assurance
Financial Planning
Mortgage Advice
Protection Planning
Portfolio Management
Complimentary Consultation
Details
- Year established: 2004
Highlights and features
- We provide bespoke financial solutions tailored to individual client circumstances
- Our team includes experienced financial planners with FCA-regulated expertise
- We combine local market knowledge with nationwide service capabilities
- Our client-first approach prioritises ethical practices and transparency
- We offer 24/7 digital access to investment portfolios and advisory support
Associations and certifications
- Financial Conduct Authority
- Personal Finance Society
What people say
Good advice on managing investments
First class support and updates
Professional and pertinent advice
Excellent support and speedy action
Invaluable pension and retirement advice
Services
Investment Advice
Our investment advisory service begins with a comprehensive understanding of your financial situation and goals. We create tailored strategies using a wide range of products accessible through modern technology platforms. Our FCA-regulated advisers provide ongoing portfolio management with 24/7 client access to investment tracking tools and secure communication channels.
Retirement Planning
We develop personalized retirement strategies considering individual risk profiles and income requirements. Our approach combines growth and income-focused portfolios to ensure financial security during retirement. Regular reviews and adjustments maintain alignment with changing circumstances and market conditions, supported by detailed written recommendations.
Mortgages
Our mortgage advisory service simplifies the home financing process through expert provider analysis and application management. We specialise in first-time buyer schemes, remortgaging, and buy-to-let investments. Our FCA-authorised mortgage team handles all paperwork while recommending options specifically matched to client financial profiles.
Equity Release
This service enables homeowners over 55 to access property equity while maintaining residency. We explain all available options and their financial implications, working with experienced specialists to ensure appropriate solutions. Our advice considers both immediate needs and long-term financial security implications.
Life Assurance
We provide tailored life assurance solutions protecting against income loss, critical illness, and business risks. Our approach considers employment status, existing coverage, and specific financial obligations. We explain policy terms clearly to ensure appropriate protection levels at competitive costs.
People
Andrew Finnie
Director
Founder and managing director with 20+ years' experience in financial services. Specialises in retirement planning and portfolio management. Leads the advisory team while maintaining direct client relationships. Holds FCA-authorised status.
Glenn Davidson
Senior Financial Planner
Experienced financial planner focusing on investment strategies and wealth protection. Provides guidance on tax-efficient asset allocation. Works closely with clients to develop long-term financial plans aligned with personal objectives.
Courtney Thirlwall
Financial Adviser
Specialises in mortgage solutions and equity release options. Recognised for exceptional client support and regular communication. Helps clients navigate property-related financial decisions with clear, practical advice.
William Welsh
Compliance Officer
Ensures regulatory compliance across all financial services. Provides expert mortgage advice while maintaining adherence to FCA standards. Combines technical knowledge with client-focused communication on regulatory matters.
Cameron Finnie
Financial Adviser
Delivers comprehensive financial planning services with particular expertise in retirement income strategies. Works collaboratively with senior team members to provide integrated solutions for complex financial requirements.
Questions
What financial services does Border Finance offer?
We provide investment advice, retirement planning, mortgage solutions, equity release options, and life assurance products tailored to individual client needs.
How does Border Finance personalise financial advice?
We conduct detailed consultations to understand your circumstances, goals, and risk tolerance before creating bespoke strategies that evolve with your changing needs.
Are your services available outside Dumfries?
Yes, we serve clients throughout South West Scotland and nationally using secure digital platforms combined with local office support.
How are you regulated as financial advisers?
We are authorised and regulated by the Financial Conduct Authority (FCA No.511417) and adhere to Personal Finance Society professional standards.
What happens during the initial consultation?
The first meeting is a complimentary discussion where we assess your financial situation, understand your objectives, and explain our advisory process.
Reviews (1)
Jenny Burdett
Apr 20, 2021
Report
Positive:Professionalism
Andrew is very professional and has a personal touch and we are sure he gives the best advice to all his client highly recommend
Andrew is very professional and has a personal touch and we are sure he gives the best advice to all his client highly recommend
