Business Details
Trusted Chartered Financial Advisers in Derby
Established as Derby's first Chartered Financial Planning firm, we have built a reputation for delivering independent, ethical financial advice tailored to individual and business needs. Our team combines deep market expertise with a commitment to personalized service, ensuring every recommendation aligns with clients' long-term goals. With over two decades of collective experience, we specialise in retirement planning, investment strategies, and business financial solutions, maintaining the highest regulatory standards through our FCA authorisation. Our client-centric approach focuses on transparency, education, and long-term relationship-building, supported by comprehensive cashflow modelling and market-wide product research.Recognised as members of Derbyshire Trusted Trader, we prioritise clear communication and ongoing support, helping clients navigate complex financial decisions with confidence. From initial consultation to implementation, our five-step process ensures clarity and accountability at every stage. We serve clients across Derbyshire, Leicestershire, and Nottinghamshire, with additional offices in Ilkeston and Ripley. Our technical expertise is demonstrated through case studies showing successful outcomes for business owners, retirees, and individuals navigating life transitions. Backed by the Financial Ombudsman Service, our Retail Client framework guarantees maximum regulatory protection for all clients.
Services
Retirement Planning
Investment Planning
Business Owners Planning
Estate Planning
Tax Planning
Highlights and features
- Derby's first Chartered Financial Planning firm with FCA regulation
- Personalised strategies built around individual financial goals
- Five-step transparent advisory process with no initial costs
- Recognised members of Derbyshire Trusted Trader
- Comprehensive cashflow modelling and market-wide product research
Associations and certifications
- Chartered Financial Planner
- Financial Conduct Authority
What people say
Great customer service
Very thorough explanations
Proud to recommend
Successful outcomes
Confident decisions
Services
Retirement Planning
Helping clients achieve financial security in retirement through tailored strategies. We specialise in pension consolidation, tax-efficient withdrawals, and cashflow modelling to ensure sustainable income. Our FCA-regulated advice considers individual circumstances, market conditions, and long-term goals, with case studies demonstrating successful retirements for business owners and professionals.
Investment Planning
Creating personalised investment strategies that grow with clients' needs. We focus on asset allocation, tax-efficient portfolios, and risk management tailored to individual objectives. Our approach combines market research with ongoing portfolio reviews, ensuring investments align with changing life circumstances and financial goals for both individuals and businesses.
Business Owners Planning
Tailored financial solutions for business owners addressing succession planning, tax efficiency, and wealth preservation. We help entrepreneurs navigate business sales, shareholder agreements, and intergenerational transfers while maintaining personal financial security through structured retirement strategies and investment planning.
Estate Planning
Comprehensive strategies to protect and transfer wealth effectively. Our services include will creation, trust structures, and tax mitigation techniques that ensure clients' wishes are fulfilled while minimising inheritance tax liabilities through legal and financial frameworks.
Tax Planning
Optimising financial arrangements to reduce tax liabilities within regulatory frameworks. We specialise in pension contributions, investment structures, and business owner tax strategies that maximise after-tax returns while maintaining compliance with HMRC requirements and FCA standards.
People
Kevin Edwards
Financial Adviser
Experienced financial adviser with proven expertise in retirement planning and pension consolidation. Provides clear, jargon-free guidance to help clients achieve financial security through tailored strategies and comprehensive cashflow modelling.
Monique Cohen
Research Co-ordinator
Manages market research and product analysis to support client recommendations. Ensures financial strategies incorporate up-to-date market insights and regulatory compliance while maintaining focus on individual client objectives.
Dillon Shah
Financial Planner
Specialises in investment planning and tax-efficient strategies. Develops customised financial solutions for individuals and businesses, combining technical expertise with practical advice to help clients grow and protect their wealth.
Lewis Douglas
Technical Administrator
Supports financial planning processes with technical expertise and client documentation management. Ensures accurate implementation of strategies while maintaining compliance with FCA regulations and internal quality standards.
Questions
What financial planning services do you offer?
We specialise in retirement planning, investment management, business owner solutions, tax planning, and estate planning, all tailored to individual circumstances with independent, FCA-regulated advice.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference 493195, ensuring compliance with strict regulatory standards and client protections.
How do you charge for your services?
We provide transparent pricing during initial consultations, with fees based on the scope of work required. There are no hidden costs or initial charges for introductory meetings.
What areas do you cover?
We serve clients across Derbyshire, Leicestershire, and Nottinghamshire from offices in Derby, Ilkeston, and Ripley, with remote consultation options available.
Can you help with business succession planning?
Yes, we specialise in business owner financial planning, including succession strategies, shareholder agreements, and intergenerational wealth transfers while maintaining personal financial security.
How are complaints handled?
As FCA-authorised advisers, clients have the right to escalate complaints to the Financial Ombudsman Service for independent resolution under the Retail Client framework.
