Business Details
Trusted Mortgage Advisers in Chorley
Churchside Financial Planning was established to deliver tailored mortgage and protection solutions with a focus on cost-effectiveness and personalisation. Our team brings diverse expertise in financial services, prioritising client needs over institutional interests. As an appointed representative of PRIMIS Mortgage Network, authorised and regulated by the Financial Conduct Authority, we ensure access to exclusive mortgage rates and deals unavailable through high-street lenders. We specialise in first-time home purchases, remortgaging, and mortgage protection insurance, alongside arranging buildings and contents insurance, buy-to-let mortgages, and third-party referrals for commercial mortgages, overseas mortgages, and wills.Our approach saves clients time and money by managing lender communications and paperwork, supported by a commitment to transparency in fees, which range from 0 to 499 based on administrative requirements. We operate under UK regulatory oversight, ensuring compliance with financial conduct standards.
Services
Mortgages
Life Cover
Critical Illness Cover
Income Protection
Business Protection
Wills
Conveyancing
Highlights and features
- We provide personalised mortgage solutions tailored to individual financial circumstances.
- Our FCA-regulated services ensure compliance with rigorous financial conduct standards.
- Access exclusive mortgage rates unavailable through high-street lenders via PRIMIS Network.
- Team combines diverse financial services expertise to address complex client requirements.
- Transparent fee structure with broker charges clearly communicated upfront.
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Mortgages
We offer tailored mortgage solutions for first-time buyers, home movers, and remortgaging clients. Our FCA-regulated advisers access exclusive rates through PRIMIS Mortgage Network, ensuring competitive pricing. Services include buy-to-let mortgages and mortgage protection insurance, with transparent fee structures communicated upfront.
Life Cover
Our life insurance policies provide financial security for dependants in the event of death. As part of comprehensive protection planning, we arrange coverage aligned with mortgage obligations and personal circumstances. Policies are referred through third-party providers where necessary.
Critical Illness Cover
This service offers financial protection against serious health conditions through tailored critical illness insurance. We design policies to complement mortgage commitments, ensuring income continuity during medical recovery periods. Coverage details are explained transparently during consultation.
Income Protection
Our income protection plans safeguard against long-term income loss due to illness or disability. Policies are structured to replace a portion of earnings, supporting mortgage repayments and living expenses. We ensure clear terms and eligibility criteria are communicated.
Business Protection
We arrange business protection insurance to secure company assets against key personnel loss or partnership changes. Solutions include relevant coverage structures for corporate clients, with referrals to specialist providers when required for complex arrangements.
Questions
What mortgage types do you offer?
We provide first-time buyer mortgages, remortgaging options, buy-to-let mortgages, and tailored protection insurance products through FCA-regulated channels.
Are your services FCA regulated?
Yes, our mortgage and protection insurance services are regulated through PRIMIS Mortgage Network, authorised by the Financial Conduct Authority.
How are broker fees calculated?
Broker fees range from £0 to £499 based on administrative complexity, with charges communicated transparently before service commencement.
Do you offer insurance products?
We arrange life cover, critical illness cover, income protection, and business protection insurance alongside mortgage solutions.
What third-party referrals occur?
Wills, commercial mortgages, and overseas mortgages require third-party referrals, with clients informed of non-regulated status for these services.
Reviews (1)
Stephen Mccall
Mar 02, 2021
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From the first initial phone call until completion of our property purchase, Sue, Heather and the team at Churchside Financial have been amazing. Always at the end of the phone to not only answer the many questions you always have when taking on a big financial commitment, but also offer advice and insight into what is happening throughout sale and purchase. The mortgage offer they secured enabled us to buy our Forever home and the life insurance and critical illness cover that we also obtained via Churchside means that we have complete peace of mind. Brilliant service and genuinely lovely
