We understand how important it is to protect your family and secure your future. With years of experience and access to the leading insurers, Spectrum FA will provide a tailored insurance solution that fits your specific requirements, helping to secure your family's lifestyle. Your business is important to you, so it makes sense to safeguard it from unexpected events that could lead to loss of profits.
Spectrum FA have worked with all types and sizes of businesses and will advise on customised contingency plans to protect your business and safeguard your livelihood. By providing tailored advice on a wide range of business protection insurance and personal protection plans, we put our clients at the heart of everything we do.
Spectrum FA have worked with all types and sizes of businesses and will advise on customised contingency plans to protect your business and safeguard your livelihood. By providing tailored advice on a wide range of business protection insurance and personal protection plans, we put our clients at the heart of everything we do.
Services
About Us
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Whether you are an individual or you have a family, a sole trader or a large commercial business, Spectrum Financial Advice will offer you a professional, personal and tailored service that will protect your business and your personal insurance needs.
We will fully review and advise on your protection requirements, looking at existing arrangements you may have in place and identifying areas that are important in securing your future, to give you peace of mind.Our expert advice is focused on the client and tailored to their specific needs. With his personable and friendly approach, Lewis offers tailored advice to both businesses and individuals.
We will fully review and advise on your protection requirements, looking at existing arrangements you may have in place and identifying areas that are important in securing your future, to give you peace of mind.Our expert advice is focused on the client and tailored to their specific needs. With his personable and friendly approach, Lewis offers tailored advice to both businesses and individuals.
Business Protection
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It is not something that most of us want to think about, especially when things are going well, but the death or critical illness of key personnel within your company can have far-reaching and sometimes unforeseen consequences, which have the potential to ruin your business and add unnecessary suffering to an already difficult set of circumstances.
Shareholder Protection
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Shareholder Protection - alternatively known as Director Share Protection, Partnership Protection or Ownership Protection - is a means of ensuring that, should one shareholder/partner in a business die, the remaining stakeholders are able to purchase their share and ensure the continued smooth running of the business.
Key Person Protection
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Keyman insurance (Key Person Protection Insurance) is a means of insuring your most important personnel in order that your business can continue trading in the event of their loss due to death or critical illness. Whatever industry you are in or however large your company is, there will be at least one or more key individuals who are important to the smooth running of your business.
Relevant Life Plan
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Relevant Life Insurance - sometimes called relevant life plan, relevant life cover or death in service - is a type of business protection insurance that allows a company or organisation to provide life insurance and in addition significant illness cover for one or more of their employees, including directors, payable to their next of kin.
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