Business Details
Trusted Mortgage & Protection Advisers in Cheshire
Established in Cheshire, Wirral, and South Manchester, we are independent mortgage and protection advisers with over 60 years of combined experience in financial services. Our directors, Adrian Richardson and Christopher Collins, previously worked in corporate roles restricted to limited lender panels, prompting them to create a client-centric, whole-of-market advisory firm. We specialise in transparent, jargon-free guidance through mortgage processes, collaborating with estate agents, solicitors, and surveyors to simplify home buying.Our team offers flexible consultationsvia phone, virtual meetings, or face-to-face appointmentsto provide tailored solutions without obligation. Regulated by the Financial Conduct Authority, we prioritise client relationships and long-term trust.
Services
Buying a Home
Remortgage
Buy to Let
Offset Mortgages
Equity Release
Bridging Finance
Shared Ownership
Life Insurance
Critical Illness
Income Protection
Highlights and features
- We offer over 60 years of combined experience in financial services.
- Our team provides independent, whole-of-market mortgage and protection advice.
- Transparent, jargon-free guidance tailored to your individual needs.
- Flexible consultations available via phone, virtual meetings, or face-to-face.
- Regulated by the Financial Conduct Authority for your peace of mind.
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
We provide independent mortgage advice tailored to your financial situation, including first-time home buying, remortgaging, and buy-to-let investments. Our whole-of-market approach ensures access to competitive rates across all lenders. With transparent guidance, we simplify the mortgage process from application to completion.
Life Insurance
Our life insurance policies offer financial protection for your dependents, paying a tax-free lump sum upon death. Options include decreasing, level, or increasing cover, which can be combined with critical illness benefits. We help you select a plan aligned with your mortgage and family needs.
Critical Illness Cover
Critical illness cover provides a lump sum on diagnosis of conditions like cancer, heart attack, or stroke. This can be added to life insurance or taken as a standalone policy. We ensure coverage meets your financial obligations and healthcare needs.
Income Protection
Income protection plans replace a portion of your income if youre unable to work due to illness or injury. Policies can last until retirement age, ensuring ongoing financial stability. We tailor plans to your employment status and existing benefits.
Home Insurance
We offer buildings and contents insurance to protect your home against fire, flood, and theft. Landlord insurance includes loss of rental income and liability protection. Our policies ensure comprehensive coverage for homeowners and property investors alike.
People
Chris Collins
Director
With decades of experience in financial services, Chris Collins co-founded My Mortgage Brokers to prioritise client needs over corporate restrictions. He specialises in whole-of-market mortgage solutions.
Adrian Richardson
Director
Adrian Richardson brings extensive corporate finance expertise to My Mortgage Brokers. He focuses on independent mortgage advice and protection strategies, ensuring clients receive tailored financial solutions.
Anna Waters
Independent Mortgage and Protection Adviser
Anna Waters provides expert advice on mortgages and protection products, helping clients navigate complex financial decisions with clarity and confidence.
Rhian Bright
Independent Mortgage and Protection Adviser
Rhian Bright specialises in mortgage and protection planning, offering personalised guidance to ensure clients achieve long-term financial security.
Melissa Howard-Parkes
Admin Assistant
Melissa Howard-Parkes supports the advisory team with administrative tasks, ensuring efficient service delivery and client communication.
Questions
What mortgage services do you offer?
We provide whole-of-market mortgage advice, including home buying, remortgaging, buy-to-let, offset mortgages, equity release, and bridging finance.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA Register No 814758).
Do you offer protection products?
Yes, we offer life insurance, critical illness cover, income protection, family income benefit, and trusts.
How can I schedule a consultation?
Use our online booking system for phone or virtual meetings, or contact us directly at 0808 196 1000.
What areas do you serve?
We operate from Cheshire and Wirral, serving clients nationwide with mortgage and protection advice.
