Business Details
Trusted Healthcare Insurance Solutions for Medical Professionals
Established over 30 years ago, Medical Insurance Consultants specialises in tailored insurance solutions for healthcare professionals and practices. Our expertise spans medical indemnity, locum insurance, surgery coverage, and personal protection products, all designed with input from industry experts to meet specific sector needs. As an FCA-authorised broker, we prioritise client support through policy lifecycle management, claims assistance, and competitive premium structures.Our regional base in the South West of England supports nationwide and European operations, serving GPs, consultants, dentists, vets, and allied healthcare providers. We combine sector knowledge with a commitment to reducing insurance costs while maintaining comprehensive protection for our clients.
Services
Medical Indemnity Insurance
Locum Insurance
Surgery Insurance
Staff Sickness Insurance
Personal Protection Products
Dental Practice Insurance
Veterinary Practice Insurance
Private Clinic Insurance
Professional Liability Cover
Healthcare Malpractice Insurance
Highlights and features
- We have over 30 years' experience in healthcare sector insurance
- Our policies are specifically designed with healthcare professionals' input
- We provide FCA-regulated insurance products with competitive premiums
- We offer comprehensive coverage including medical indemnity and surgery insurance
- We provide end-to-end support including claims assistance and policy management
Associations and certifications
- Financial Conduct Authority
Services
Medical Indemnity Insurance
Our medical indemnity insurance provides comprehensive protection against negligence claims for healthcare professionals. This policy covers legal defence costs, compensation payments, and regulatory investigations for GPs, consultants, and specialists. With flexible limits up to 10 million, we offer tailored solutions that meet the specific requirements of both NHS and private practice professionals while maintaining compliance with professional body standards.
Surgery Insurance
Specially designed surgery insurance covers physical assets and business continuity for medical practices. This policy protects against property damage, equipment failure, business interruption, and liability claims. We provide coverage for buildings, contents, refrigerated drugs, and walk-in theft with additional options for pressure vessel inspections and legal expenses to ensure complete protection for healthcare facilities.
Locum Insurance
Our locum insurance provides financial protection for medical practices during staff absences. This policy covers lost income and additional expenses when key personnel are unavailable due to illness or injury. With market-leading premiums and flexible terms, we offer tailored solutions that ensure business continuity while maintaining patient care standards across general practice, dental, and veterinary sectors.
Personal Protection Products
We offer a range of personal insurance products specifically designed for healthcare professionals. These include income protection, life assurance, critical illness cover, and property insurance tailored to medical practitioners' needs. Our policies provide financial security for personal and family needs while complementing professional insurance requirements, with additional discounts available for combined professional and personal coverage.
Dental Practice Insurance
Specialist dental practice insurance protects against industry-specific risks including equipment breakdown and patient claims. Our comprehensive policies cover premises, contents, business interruption, and professional liability with additional options for pressure vessel inspections and keyperson insurance. We provide tailored solutions for solo practitioners, group practices, and property-owning dental professionals across the UK.
Questions
What types of healthcare professionals do you insure?
We provide insurance for GPs, consultants, specialists, dentists, veterinary practices, private clinics, and allied healthcare professionals including chiropractors and opticians.
Do you offer medical malpractice coverage?
Yes, we provide comprehensive medical indemnity insurance with coverage up to £10 million for both individual practitioners and business entities across multiple healthcare sectors.
Can I get insurance if I've had previous claims?
We work with specialist insurers to provide coverage for professionals with complex histories, including those facing challenges maintaining defence body membership or with previous claims experience.
How do I obtain a policy quote?
Contact our team directly via phone or our website to discuss your specific requirements. We'll assess your needs and provide a tailored insurance quotation within one business day.
Do you cover practices outside England?
While based in the South West of England, we provide insurance solutions across the UK and can arrange coverage for healthcare providers operating in European countries when required.
What additional support do you provide?
We offer end-to-end policy management including claims assistance, regulatory compliance support, and policy reviews to ensure ongoing suitability of coverage throughout the policy term.
