Business Details
Your Trusted Mortgage Adviser in Kendal
Stead Mortgages is an impartial mortgage advisory service with over 15 years of experience in guiding clients through the complexities of home ownership and financial planning. Founded on principles of transparency and client-centric service, we specialise in first-time buyer mortgages, remortgaging, commercial property financing, and Buy to Let solutions. Our CeMAP-qualified team operates nationwide, leveraging access to thousands of mortgage products to tailor solutions that align with individual financial goals.We prioritise thorough financial assessments, exclusive lender deals, and streamlined application processes, ensuring clients receive suitable, long-term mortgage options. Our commitment extends beyond transactions, offering ongoing support and protection policies to safeguard clients' investments and future needs.
Services
Mortgage Advice
Protection Policies
Conveyancing
Property Surveys
Wills
Highlights and features
- We have over 15 years of experience in mortgage advisory services.
- We offer impartial advice with access to exclusive lender deals.
- Our team ensures thorough financial assessments and tailored solutions.
- We streamline the mortgage application process with expert guidance.
- We provide ongoing support for long-term financial security.
Associations and certifications
- Financial Conduct Authority
What people say
Exceptional service
Professional and efficient
Smooth process
First-rate guidance
Highly recommended
Services
Mortgage Advice
We provide impartial mortgage advice tailored to your financial situation, offering access to thousands of products including fixed-rate, tracker, and Buy to Let mortgages. Our CeMAP-qualified team ensures you secure the most suitable deal, with fees starting at 649 for comprehensive guidance.
Protection Policies
Our protection policies safeguard your investment and family, including Life Cover, Critical Illness, and Income Protection. We recommend tailored insurance solutions to complement your mortgage, ensuring financial security against unforeseen circumstances while adhering to policy terms and exclusions.
Conveyancing
We connect clients with trusted conveyancers to manage the legal transfer of property ownership. Our partners handle everything from offer acceptance to key collection, minimising surprises and ensuring compliance with legal requirements throughout the conveyancing process.
Property Surveys
We collaborate with national surveyors to provide detailed property assessments, including Home Buyers Reports and Structural Surveys. These reports highlight potential issues, enabling informed negotiations or repairs, and ensuring transparency about the property's condition before purchase.
Wills
We facilitate will-writing services through partnered professionals to ensure your property and assets are distributed according to your wishes. This service provides peace of mind, legally securing your estate for future generations while addressing specific client requirements.
People
Kevin Stead
Mortgage Broker
Kevin Stead is a CeMAP-qualified mortgage broker with over 15 years of experience in providing impartial mortgage advice. He specialises in first-time buyer mortgages, remortgaging, and commercial property financing, serving clients nationwide with tailored financial solutions.
Questions
What mortgage types do you offer?
We offer first-time buyer mortgages, remortgages, Buy to Let mortgages, and commercial mortgages, tailored to your financial needs and circumstances.
Are your mortgage fees transparent?
Yes, our fees start at £649 for mortgage advice, with clear explanations of costs before proceeding with any service.
How do you help first-time buyers?
We guide first-time buyers through mortgage options, offering access to exclusive deals and deposits from 5% to simplify home ownership.
Do you provide protection policies?
Yes, we offer Life Cover, Critical Illness, and Income Protection policies to safeguard your mortgage and family financial security.
Can you assist with commercial property purchases?
We refer clients to leading commercial mortgage specialists, supporting purchases of offices, shops, and investment properties across the UK.
How do you ensure a smooth mortgage process?
We streamline applications with thorough paperwork handling, lender negotiations, and ongoing support to ensure timely, stress-free completions.
