Business Details
12 Years
experience
Local Financial Advisers in Whitstable, Kent
Marble Financial Planning is a local, family-run financial advisory firm established in 2014 with a commitment to ethical, client-centric service. Our approach prioritizes transparency, personalized advice, and long-term client relationships. With over 25 years of combined experience in financial services, we specialize in pensions, investments, mortgages, equity release, and protection planning. Our team holds advanced qualifications including R01-R04, ER1, and CeMap certifications, ensuring expertise in regulatory compliance and complex financial solutions.We operate from Whitstable, Kent, serving clients across the UK while maintaining a community-focused ethos. Our fee structure emphasizes fairness, based on time and complexity rather than corporate-fixed rates. As Appointed Representatives of Rosemount Financial Solutions (FCA-regulated), we uphold rigorous professional standards. Our growth from a husband-and-wife team to a multidisciplinary practice reflects our dedication to accessible, jargon-free financial guidance without pressure sales tactics.
Services
Investments
Pensions
Mortgages
Equity Release
Protection
Details
- Year established: 2014
Highlights and features
- We offer 25+ years' local financial advisory experience in Whitstable
- Our team holds advanced industry qualifications including R01-R04 and CeMap
- We operate with full transparency and no pressure sales tactics
- Our fee structure reflects time and complexity, not corporate-fixed rates
- We maintain FCA-regulated professional standards through Rosemount affiliation
Associations and certifications
- Financial Conduct Authority (FCA)
- Companies House
What people say
Excellent service
Knowledgeable
Stress-free process
Highly recommend
Professional support
Services
Financial Planning
Our comprehensive financial planning service helps clients create tailored strategies for long-term wealth management. We assess your current financial position, future goals, and risk tolerance to develop personalized investment portfolios. With access to a wide range of products and funds, we provide ongoing portfolio management and regular reviews to ensure your investments remain aligned with your objectives. Our approach emphasizes diversification and risk management while maintaining flexibility to adapt to changing market conditions and personal circumstances.
Pension Advice
We offer expert pension advice covering all aspects of retirement planning. Our services include pension consolidation, tax-efficient savings strategies, and navigating pension freedom regulations. We help clients optimize their retirement income through personalized solutions that consider their unique circumstances. Our team explains complex pension options in clear terms, ensuring you understand your choices regarding annuities, drawdown options, and inheritance planning while maintaining compliance with regulatory requirements.
Mortgage Advice
Our whole-of-market mortgage advice covers residential, buy-to-let, and complex cases. We assess your financial situation to identify suitable lenders and negotiate competitive rates. The service includes mortgage application support, remortgaging strategies, and protection planning. Our advisers guide clients through the entire process from initial application to completion, helping avoid common pitfalls while ensuring compliance with lending criteria and regulatory requirements.
Equity Release
We provide specialist equity release advice for homeowners seeking to access property wealth. Our service explains lifetime mortgages and home reversion plans, including tax implications and impact on benefits. We help clients understand how equity release affects their estate planning while considering alternative options. The process includes assessing suitability, comparing products from multiple providers, and ensuring clients fully understand long-term implications before proceeding.
Protection Planning
Our protection planning service helps clients safeguard against financial risks through life insurance, critical illness cover, and income protection. We assess individual needs to recommend appropriate coverage levels and policy types. The service includes explaining policy terms, exclusions, and claims processes while considering existing employer-provided benefits. We help clients understand the importance of protection at different life stages and how to maintain coverage affordability.
People
Liam Nash
Independent Financial Adviser
Co-founder with 20+ years' experience in financial planning. Qualified in pension, tax, and mortgage planning. Prioritizes ethical advice and client education. Holds R01-R04, ER1, and CF6 qualifications.
Kerry Nash
Mortgage and Protection Adviser
25+ years' industry experience with CeMap and Cefa qualifications. Specializes in mortgage solutions and protection planning. Recognized for exceptional client service and complex case resolution.
Ryan Davies
Independent Financial Adviser
Diploma-qualified adviser with 10+ years' experience. Expertise in financial planning and paraplanning. Holds qualifications in all financial planning areas. Special interests in investment strategies and retirement planning.
Robert Gardner
Mortgage and Protection Consultant
Experienced mortgage adviser with focus on clear communication. Provides tailored solutions for residential and buy-to-let mortgages. Combines technical knowledge with approachable client service.
Pippa Weigh
Mortgage and Protection Adviser
25+ years' experience in mortgage advisory. Award-winning track record in nationwide estate agency. Specializes in complex mortgage cases and client protection needs.
Questions
What financial services do you offer in Whitstable?
We provide pensions, investments, mortgages, equity release, and protection planning services tailored to individual client needs.
How does Marble Financial Planning differ from corporate advisers?
We're a family-run firm prioritizing ethical advice, transparent pricing, and personalized service without pressure sales tactics.
Do you offer free initial consultations?
Yes, we provide free, no-obligation initial consultations to discuss your financial goals and requirements.
Can you help with complex mortgage situations?
Our experienced team specializes in handling complex cases including buy-to-let, remortgaging, and first-time purchases.
Are your advisers qualified?
All advisers hold advanced industry qualifications including R01-R04, CeMap, and ER1 certifications.
What areas do you serve?
While based in Whitstable, we provide services across Kent and throughout the UK.
Reviews (7)
James
Sep 30, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Amazing people are Kerry, Liam and the team. Before, during and even after sales advice that mean we would go nowhere else when remortgaging. We wouldnt have our house without them as they found a mortgage all other brokers couldnt seem to make work. Eternally grateful!
Amazing people are Kerry, Liam and the team. Before, during and even after sales advice that mean we would go nowhere else when remortgaging. We wouldnt have our house without them as they found a mortgage all other brokers couldnt seem to make work. Eternally grateful!
Caroline Carpenter
Sep 28, 2021
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Kerry was recommended to us by friends and we're so glad we went with her! As first time buyers, we didn't know what to expect from the process, but Kerry was always on hand to answer any questions we had and was really helpful throughout all stages of our journey. We'd definitely use Kerry's service again and can't recommend her highly enough!
Neil Cooper
Sep 13, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Kerry provided an excellent service throughout the process. She was always on hand to provide advice and support when we needed it, and definitely went above and beyond when we encountered some last-minute challenges in our purchase. Cannot recommend highly enough!
Kerry provided an excellent service throughout the process. She was always on hand to provide advice and support when we needed it, and definitely went above and beyond when we encountered some last-minute challenges in our purchase. Cannot recommend highly enough!
Luke T. Simmons
Aug 25, 2021
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Our first experience with Kerry and Marble FP in 2017 was so rewarding and pleasing that obviously we were going to request her services again when we madly attempted to move during the pandemic/stamp duty holiday. Out of a number of service providers, solicitors, buyers and others only Kerry and our estate agent actually ever maintained a high standard of delivery and expertise. Without Kerry our move wouldn't have happened and her knowledge and professionalism knows no bounds. Thank you!
Simon Carroll
May 21, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Absolutely faultless from start to finish. Very helpful, knowledgeable, honest, professional and knew exactly where to go to get the best deal. Kerry was fantastic and kept us up to speed the whole way through the process. I would recommend marble to anyone and will be back in two years when its time to remortgage.
Absolutely faultless from start to finish. Very helpful, knowledgeable, honest, professional and knew exactly where to go to get the best deal. Kerry was fantastic and kept us up to speed the whole way through the process. I would recommend marble to anyone and will be back in two years when its time to remortgage.
Ryan Davies
May 05, 2021
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Kerry took my call and within 10 minutes was able to tell me if there was a provider that could both save me money and meet my priorities. My employer pays my salary in two chunks each month which had previously caused problems, but Kerry was so on the front foot I was able to have everything prepared. She was polite, knowledgable, reliable and quick. We had our valuation and offer in about a week where in the past its been back and forth with more questions. Some mortgage brokers, especially those within an estate agents give the profession a very poor name, so its important to recognise
Miles Parry
Apr 24, 2021
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Dream come true!! I wasnt even looking to buy a house, let alone look for a mortgage, as I had never had one before. But, came across my dream home, got introduced to Kerry and it was effortless. From first viewing, to moving in, all within 8 weeks. Mortgage was covered from start to finish in less than a few days!!!! Highly recommend without any hesitation
