Business Details
Your Trusted Chartered Accountants in London & Surrey
Terra Finance is a progressive Chartered Certified Accounting practice dedicated to delivering tailored accountancy and tax planning services. We specialise in supporting SMEs across diverse sectors including Property Development, IT Contracting, Retail, and Healthcare. Our approach combines technical expertise with a commitment to building personal relationships, enabling us to provide proactive, tax-efficient advice that aligns with both business and personal financial goals. With a focus on continuous support, we offer year-round guidance rather than merely end-of-year reporting. Our team of experienced professionals works closely with clients to monitor performance, implement growth strategies, and ensure compliance.We prioritise accessibility, offering direct communication with dedicated accountants seven days a week. Our monthly fixed-fee packages provide transparency and flexibility, with no entry or exit fees. Operating from London and Surrey, we serve clients nationwide while maintaining a localised, client-centric ethos. Our industry-specific knowledge allows us to deliver finely tuned solutions for sectors such as Finance, Engineering, and Entertainment. We are committed to innovation, combining traditional accounting excellence with modern, resourceful approaches to meet evolving client needs.
Services
Accountancy Services
Tax Planning
Business Advisory
Personal Tax Services
Industry-Specific Solutions
Highlights and features
- We offer year-round tax planning and proactive financial advice tailored to your sector.
- Our team provides dedicated accountants available seven days a week for direct support.
- We specialise in niche sectors including IT Contracting, Property Development, and Healthcare.
- Our monthly fixed-fee packages ensure transparent, predictable accounting costs.
- We combine Chartered Certified expertise with a client-centric approach to business growth.
Services
Accountancy Services
Our accountancy services provide comprehensive financial reporting and compliance support tailored to SMEs. We manage bookkeeping, payroll, and statutory filings while ensuring accuracy and regulatory adherence. By maintaining real-time financial records, we help businesses track performance and make informed decisions.
Tax Planning
We specialise in strategic tax planning to maximise savings while maintaining compliance. Our services include corporation tax, VAT, and personal tax advisory, leveraging sector-specific reliefs and allowances. We proactively identify opportunities to reduce liabilities across all business structures.
Business Advisory
Our business advisory service focuses on operational improvement and growth strategy. We analyse financial health, cash flow, and market positioning to develop actionable plans. This includes mergers and acquisitions support, funding applications, and risk management frameworks tailored to client objectives.
Personal Tax Services
We offer bespoke personal tax solutions for business owners and high-net-worth individuals. Services include income tax planning, capital gains tax mitigation, and inheritance tax strategies. Our approach integrates personal and business finances to optimise overall tax efficiency.
Industry-Specific Solutions
Leveraging deep sector knowledge, we deliver targeted solutions for IT Contractors, Property Developers, and Healthcare professionals. Our expertise addresses unique regulatory challenges and tax considerations within these industries, ensuring compliance and competitive advantage through specialised advisory services.
People
Dilyana I. Ganeva
Partner
Dilyana I. Ganeva leads Terra Finance as a Partner, bringing extensive experience in strategic tax planning and business advisory. She specialises in supporting SMEs across multiple sectors, focusing on sustainable growth and tax efficiency. Her client-first approach ensures tailored financial solutions.
Ekaterina Krosneva
Senior Accountant
Ekaterina Krosneva serves as Senior Accountant, managing compliance and financial reporting for diverse clients. With expertise in SME accounting, she ensures accurate statutory filings and proactive tax management. Her analytical approach supports long-term business development strategies.
Elena Popova
Accounts Assistant
Elena Popova provides essential support as Accounts Assistant, assisting with bookkeeping and payroll services. Her meticulous attention to detail ensures efficient processing of financial transactions, helping clients maintain accurate records and meet regulatory deadlines consistently.
Questions
What accounting services do you offer for SMEs?
We provide full accounting services including bookkeeping, financial reporting, payroll, and compliance support tailored to SMEs across all sectors.
Do you specialise in any particular industries?
Yes, we have expertise in IT Contracting, Property Development, Healthcare, Engineering, and Entertainment sectors, offering targeted financial advice.
How does your monthly accounting package work?
Our fixed-fee monthly package includes unlimited accountant access, tax planning, and compliance services starting at £100 plus VAT, paid by direct debit.
Can you assist with personal tax matters?
Yes, we offer personal tax planning for individuals and business owners, covering income tax, capital gains, and inheritance tax strategies.
Are your services available outside London?
We serve clients nationwide from our London and Surrey base, providing remote support through secure digital platforms and regular communication.
Reviews (2)
Antoine Minvielle
Dec 04, 2020
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I don't write reviews usually, but when I saw their rating, I did not believe it was fair to them. The negative reviews they are getting is a mix up with another company (in trading). This Terra Finance are accountants, and I cannot recommend them more!! They are always very helpful, and available to speak on the phone for any advice we need.
HIGLHY RECOMMENDED!
HIGLHY RECOMMENDED!
Marina
Oct 19, 2019
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They dont give a profesional training, just talk on the phone telling you to wait because take time to understand. For take your money back they are negligence.
