Business Details
18 Years
experience
Your Trusted Mortgage Partner in Leigh-on-Sea
We are a dedicated mortgage advisory service committed to simplifying the mortgage process for our clients. As part of Quilter Mortgage Planning, one of the UK's largest networks, we offer exclusive mortgage and protection deals tailored to individual needs. Our experienced advisors provide personalized guidance for first-time buyers, remortgaging, moving home, buy-to-let investments, and protection insurance. With a focus on transparency and customer satisfaction, we streamline the application process, ensuring clients secure the most suitable mortgage options.Our team maintains direct communication throughout the journey, offering ongoing support and competitive rates. Recognized for our professionalism, we have served clients since 2008, with advisors like Steve Holliday delivering exceptional service over a decade. We prioritize client education, providing tools like mortgage calculators and detailed documentation checklists. Our regulatory compliance and affiliation with the Financial Conduct Authority underscore our commitment to trust and expertise.
Services
First Time Buyer Mortgages
Remortgage Services
Buy to Let Mortgages
Moving Home Mortgages
Protection Insurance
Details
- Year established: 2008
Highlights and features
- We offer exclusive mortgage deals through our partnership with Quilter Mortgage Planning.
- Our advisors provide personalized guidance tailored to individual financial circumstances.
- We maintain direct communication with clients throughout the mortgage process.
- We provide tools like mortgage calculators and affordability assessments for informed decisions.
- Our team has over a decade of experience in mortgage advisory services.
Associations and certifications
- Financial Conduct Authority
What people say
Next to none highly recommended
Exceptional service
Knowledgeable and trustworthy
Very professional
Unrivalled professionalism
Services
First Time Buyer Mortgages
We specialise in guiding first-time buyers through the mortgage process. Our advisors help clients understand eligibility, secure deposits, and access competitive rates. We provide tailored advice on documentation, costs, and mortgage types, ensuring a smooth transition to homeownership. Our services include affordability assessments and access to exclusive deals through our network.
Remortgage Services
We assist clients in securing better mortgage terms, consolidating debts, or funding home improvements. Our advisors compare the entire market to find optimal rates, monitor rate changes, and handle the application process. We provide transparent advice on early repayment charges and potential savings, ensuring clients make informed decisions.
Buy to Let Mortgages
We offer specialized mortgages for property investors, including advice on personal versus limited company purchases. Our services cover rental income assessments, tax implications, and access to competitive rates. We provide guidance on capital growth strategies, rental income optimization, and regulatory considerations for buy-to-let portfolios.
Protection Insurance
We provide life, income protection, critical illness, and private medical insurance tailored to mortgage holders. Our advisors assess individual needs to ensure adequate coverage against unforeseen circumstances. We offer customized packages to protect mortgage payments during illness, injury, or critical health events, providing financial security for clients and their families.
Moving Home Mortgages
We support clients upsizing, downsizing, or relocating by offering mortgage solutions aligned with their new property needs. Our services include equity assessments, deposit calculations, and cost breakdowns for a seamless transition. We provide market-wide comparisons and direct advisor access to simplify the moving process.
People
Steve Holliday
Mortgage Advisor
Steve has been a mortgage advisor since 2016, delivering exceptional service through personalized guidance. His expertise in navigating complex mortgage applications ensures a smooth experience for clients. Steve's dedication to client satisfaction has earned him industry recognition and numerous client recommendations.
Dan
Mortgage Advisor
Dan has provided professional mortgage advisory services since 2011, handling client inquiries with impeccable attention to detail. His long-standing relationship with clients underscores his commitment to quality service. Dan's team is noted for their supportive approach in his absence.
Questions
What mortgage options are available for first-time buyers?
We offer tailored first-time buyer mortgages with competitive rates, including guidance on deposits, eligibility, and exclusive deals through our network.
Can I consolidate debts into my mortgage?
Yes, we provide advice on consolidating debts into mortgages, explaining benefits, risks, and long-term financial implications with personalized assessments.
How do I determine my mortgage affordability?
We offer online calculators and advisor consultations to assess borrowing capacity based on income, expenses, and market lending criteria.
What protection insurance options do you offer?
We provide life, income protection, critical illness, and private medical insurance tailored to mortgage holders' needs for financial security.
Are buy-to-let mortgages regulated?
Some buy-to-let mortgages are unregulated; we explain regulatory status, tax implications, and investment strategies during consultations.
How do remortgaging rates compare across the market?
Our advisors compare the entire market to secure optimal remortgaging rates, monitoring changes to ensure clients access the cheapest available options.
Reviews (1)
Dave Ellis
May 12, 2021
Report
Steve H is probably one of the most helpful and informative people I have ever had the pleasure to deal with during my mortgage journey. nothing is too much and it is clear he does his upmost to work round any obstacles that come up. can't recommend enough!
