Business Details
47 Years
experience
Independent Financial Advisers in Rossendale
Established in 1979, we are a regional financial advisory firm based in Rossendale, Lancashire. Our partners, Steve Barton and Steven Lee Barton, bring over 50 years of combined experience from both product provider and advisory roles within the financial services industry. We are directly authorised by the Financial Conduct Authority to provide independent advice on investments, savings, pensions, retirement planning, life insurance, and mortgages.Our approach focuses on delivering tailored solutions that align with individual client needs while maintaining transparency and ethical standards. We prioritise client protection through FCA-regulated frameworks and clearly explain risks associated with unregulated products. Our fee-based model ensures impartial guidance, supported by access to the Financial Ombudsman Service and Financial Services Compensation Scheme for regulated matters.
Services
Mortgage Advice
Investment Planning
Pension Consultancy
Life Insurance
Retirement Planning
Details
- Year established: 1979
Highlights and features
- We have over 50 years of combined experience in financial services.
- Our FCA-authorised status ensures regulatory compliance and client protection.
- We provide tailored financial solutions for individual and corporate needs.
- We offer access to FOS and FSCS protections for regulated products.
- Our local knowledge of Rossendale supports personalised service delivery.
Associations and certifications
- Financial Conduct Authority
What people say
Clear explanations
Expert knowledge
Personalised approach
Services
Mortgage Advice
We provide independent mortgage advice covering residential, buy-to-let, and lifetime mortgages. Our FCA-authorised advisors help clients navigate options while explaining associated risks. We ensure clients understand repayment obligations to avoid repossession risks.
Investment Planning
Our investment services focus on long-term growth and inflation protection. We explain market options while balancing risk profiles against client objectives. We highlight how investments compare to traditional savings vehicles for informed decision-making.
Pension Consultancy
We specialise in pension planning to support long-term financial security. Our advice addresses state pension uncertainties and inheritance tax considerations. We help clients maximise retirement income through tailored strategies.
Life Insurance
We offer life insurance solutions to safeguard dependents financially. Our advice explains policy types and coverage options while balancing protection needs against budget constraints. We clarify claim processes for policyholders.
Financial Reviews
We conduct comprehensive financial reviews to optimise client resources. Our approach identifies savings opportunities while addressing debt management and budgeting challenges. We provide actionable recommendations for improved financial health.
People
Steve Barton
Partner
With over 25 years in financial services, Steve specialises in mortgage and investment strategies. He established the firm in 1979, combining product provider and advisory expertise to deliver client-focused solutions.
Steven Lee Barton
Partner
Steven brings 25+ years of advisory experience, focusing on pension planning and retirement solutions. He works closely with clients to develop sustainable financial strategies aligned with regulatory requirements and personal goals.
Questions
What areas do you cover?
We primarily serve Rossendale and Lancashire, offering both in-person and remote advisory services.
Are your services regulated?
Yes, we're FCA-authorised for regulated products like mortgages, investments, and insurance with FOS/FSCS protections.
How are you paid for advice?
We operate on a fee basis, ensuring impartial recommendations without commission-based incentives.
What happens if I'm unhappy with advice?
You can escalate concerns through our internal complaints process then to the Financial Ombudsman Service if needed.
Do you help with unregulated products?
We may advise on unregulated products like certain buy-to-let mortgages, clearly explaining associated risks and protections.
How do I start working with you?
Contact us via phone or website to schedule a free initial mortgage review or financial assessment appointment.
Reviews (1)
Gary Marsden
Jun 05, 2021
Report
Needed advice on transferring a pension..... the advice I received was very concise and professional.... Thanks Steven
