Business Details
50+ Years
experience
Local Insurance Experts in Lampeter
Established in 1970, we have built a reputation as trusted independent insurance consultants serving Lampeter and the wider UK. Our journey began with Edwin Jones, whose expertise in agricultural insurance laid the foundation for our specialism in farm and rural insurance. Under Eryl Jones' leadership from 1990, we embraced technological advancements to deliver competitive rates while maintaining our commitment to personal service. Since 2005, Carol and David have expanded our offerings through strategic partnerships like the Countrywide Marketing Group, ensuring access to over 100 products. With 70+ years of combined experience across our team, we provide tailored insurance solutions for farms, businesses, and individuals.Our FCA authorisation guarantees regulatory compliance, while our local knowledge ensures we understand the unique needs of Welsh farming communities. We differentiate ourselves through proactive claims support, bilingual advisers, and a focus on long-term client relationships rather than transactional interactions. Our office remains a hub for face-to-face consultations, complemented by responsive telephone and email services. Having served generations of clients since the 1970s, we combine heritage with modern insurance expertise to deliver value-driven protection solutions.
Services
Farm Insurance
Business Insurance
Personal Insurances
Commercial Vehicle Cover
Public Liability Policies
Details
- Year established: 1970
Highlights and features
- We offer free, no-obligation quotations with no hidden fees
- Our team has 70+ years combined experience in Welsh insurance markets
- FCA-authorised brokers ensuring regulatory compliance and consumer protection
- Specialist farm insurance knowledge serving Ceredigion's agricultural community
- Bilingual Welsh-English advisers maintaining personal service since 1970
Associations and certifications
- Financial Conduct Authority
Services
Farm Insurance
Specialist insurance for farms and rural properties including buildings, livestock, machinery, and liability protection. We understand Welsh farming needs through decades of local experience and direct industry connections. Our policies address unique risks faced by agricultural businesses while maintaining competitive pricing through broker partnerships.
Business Insurance
Tailored insurance solutions for shops, offices, and professional services including public liability, employers liability, and commercial vehicle policies. We serve Lampeter's business community with risk assessments that reflect sector-specific requirements while ensuring value through our broker network's negotiated rates.
Personal Insurances
Comprehensive personal insurance covering cars, homes, and specialist vehicles like classic cars and taxis. Our UK-wide clientele benefits from competitive rates achieved through broker partnerships while maintaining the advantage of local adviser support for policy adjustments and claims handling.
Commercial Vehicle Cover
Specialist motor insurance for business vehicles including vans, trucks, and specialist fleets. We provide tailored policies for commercial operators with options covering multiple vehicle types while offering the benefit of local claims assistance beyond typical online provider services.
Public Liability Policies
Essential coverage for businesses facing third-party injury or property damage claims. Our policies cater to diverse sectors from tradesmen to professionals, combining competitive pricing through broker arrangements with personalised advice to ensure appropriate coverage levels.
People
Carol Davies
Company Director
With over 40 years' experience in Welsh insurance, Carol oversees business strategy and compliance. Her leadership maintains the firm's reputation for personalised service while ensuring regulatory standards are met through modern governance practices.
Wendy Readwin
Operations Director
Having joined in 2003, Wendy manages regulatory compliance, health and safety, and financial matters. Her client-focused approach balances administrative expertise with practical insurance knowledge gained over two decades in the business.
Sara Jarman
Office Manager
Appointed Office Manager in 2023, Sara handles client queries and office operations. She transitioned from administration to management through demonstrated expertise in insurance products and client relationship management.
Eleri Jones
Farm Specialist
Our dedicated farming expert combines practical agricultural experience with insurance knowledge. A native Welsh speaker, Eleri maintains strong connections within the local farming community to better serve rural insurance requirements.
Sioned Douglas-Jones
Administration Assistant
Joining in 2023 with a background in the beauty industry, Sioned provides administrative support while leveraging her equestrian expertise to assist rural clients. She manages policy renewals and client communications effectively.
Questions
How do you differ from online insurance providers?
We combine local knowledge with broker partnerships to offer competitive rates while providing personal service, claims guidance, and policy adjustments that online providers cannot match.
What insurance services do you offer?
We specialise in farm insurance, business insurance, personal motor/home policies, commercial vehicle cover, and liability protection for both individuals and companies.
How can I get an insurance quote?
Contact us by phone, email, or in-person during our opening hours (Mon-Fri 9am-1pm & 2pm-5pm) for a free, no-obligation quotation tailored to your needs.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority as an independent insurance intermediary under firm reference 07361147.
Do you serve clients outside Lampeter?
While based in Lampeter, we provide insurance services to clients across Ceredigion and throughout the UK through our established broker networks.
What happens if I need to make a claim?
We actively support clients through the claims process rather than providing automated services - our team will guide you through required documentation and liaise with insurers on your behalf.
