Alexander Rose Independent

Business Details

Expert Mortgage Brokers in Dereham & Norwich

Alexander Rose Independent is a well-established mortgage brokerage with extensive experience in the financial services industry, serving clients in Dereham, Norwich, and throughout East Anglia. We specialise in providing tailored mortgage solutions for diverse financial circumstances, including first-time buyers, landlords, and those seeking remortgaging or debt consolidation. Our approach combines face-to-face consultations with modern communication methods, ensuring flexibility and accessibility.

As an independent adviser, we offer a whole-of-market solution, unaffiliated with restricted panels, and prioritise client-centric service. Our expertise extends to mortgage-related insurance, will writing, and protection policies, ensuring comprehensive financial planning support. We are committed to transparency, ethical advice, and long-term client relationships, regulated by the Financial Conduct Authority.

Services

Mortgage Advice Protection Insurance Will Writing Conveyancing Debt Consolidation Equity Release Shared Ownership Buy to Let Mortgages Remortgaging Mortgage Insurance

Highlights and features

We offer whole-of-market mortgage solutions without panel restrictions
Our team has decades of combined experience in financial services
Flexible appointment options including evenings and remote meetings
FCA-authorised for regulatory compliance and client protection
Specialist knowledge in mortgage-related insurance and estate planning

Associations and certifications

Financial Conduct Authority

What people say

Highly recommend Grateful and appreciative Good to talk to someone who knew

Website

Update Listing

Services

Mortgage Advice

We provide comprehensive mortgage advisory services tailored to individual financial circumstances. Our FCA-regulated advisers help clients navigate first-time purchases, remortgaging, buy-to-let investments, and complex financial situations. With access to the entire market, we source competitive deals while maintaining strict compliance standards.

Protection Insurance

Our protection insurance services cover life assurance, critical illness cover, and income protection plans. These products safeguard clients against financial hardship from unexpected events, ensuring mortgage commitments and living expenses remain manageable during difficult times.

Will Writing

We offer professional will writing services to help clients protect their assets and ensure their wishes are legally documented. This service prevents intestacy issues and facilitates smooth asset transfer to beneficiaries according to client instructions.

Debt Consolidation

Our debt consolidation solutions help clients combine multiple debts into manageable mortgage-backed arrangements. This approach simplifies repayments while potentially reducing overall interest costs, though careful consideration is given to associated risks.

Equity Release

We provide equity release solutions for homeowners seeking to access property wealth while maintaining residency. Our advisers explain lifetime mortgage options and home reversion plans with clear explanations of long-term financial implications.

Questions

What mortgage services do you offer?

We provide first-time buyer mortgages, remortgaging, buy-to-let financing, debt consolidation, equity release, and specialist mortgage solutions for complex financial situations.

Are you regulated by financial authorities?

Yes, we operate under the Financial Conduct Authority's regulation (number 480536) as Independent Mortgages & Financial Solutions Ltd.

Do you offer evening appointments?

Yes, we provide flexible appointment scheduling including evenings at client-convenient locations such as homes or local meeting spaces.

What protection insurance options exist?

We offer life assurance, critical illness cover, income protection, and combined policies to protect against financial hardship from unexpected life events.

How do your mortgage fees work?

Our standard arrangement fee is £399, with APR typically at 5.0% variable. Exact costs depend on individual circumstances and mortgage product selection.

Reviews (6)

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Jim Lee

Dec 01, 2021 Report

Stephen has helped me throughout the process of remortgaging my home. He kept me updated as things moved along, and was always professional and friendly. I would highly recommend him.

Richard Hartley

Jul 02, 2021 Report

Stephen was excellent to work with. I cannot recommend him highly enough. We had a few challenges and his advice and knowledge were second to none and we navigated it all together. I'm based in Oxfordshire and so it was all done remotely, but that did not hinder the process at all. Will definitely look to use in the future and recommend to friends and family.

Michael Martin

Apr 22, 2021 Report

Positive:Professionalism,Responsiveness
Very efficient mortgage advisers, professional and knowledgeable. Really helpful and proactive at all stages of re-mortgaging.

Riccardo Scotti

Sep 27, 2020 Report

Positive:Professionalism
Stephen has been really helpful, he found us a great mortgage deal in a really difficult time (Covid19). He is professional and very supportive during all the process. Highly recommended

Adam Burns

Aug 21, 2020 Report

Stephen was amazingly helpful throughout the process and never made me feel silly despite probably asking silly questions. He made the whole thing very easy to understand and follow and truly worked hard to get me a good deal. Would absolutely recommend to anyone.

Alex Sweetlove

May 07, 2020 Report

Positive:Professionalism,Quality,Responsiveness
Stephen sorted two mortgages for me swiftly and easily. His communication is friendly, clear and timely. Highly recommended. He knows what he is doing.