David Nathan Associates has been looking after the interests of both private and corporate clients since 1989. We are privately owned with over 15000 clients. Our very valuable client recommendations have been and continue to remain key to the successful growth of our business into what it is today.
Upon receipt of an enquiry we will either invite you to our offices in Muswell Hill, or in some circumstances we can visit you at your home or your place of work. The initial consultation is at our expense regardless of the time spent, as this is most important to establish whether we are able to assist with your needs and objectives.
Upon receipt of an enquiry we will either invite you to our offices in Muswell Hill, or in some circumstances we can visit you at your home or your place of work. The initial consultation is at our expense regardless of the time spent, as this is most important to establish whether we are able to assist with your needs and objectives.
Services
Mortgages
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For most people, your home will be the largest single investment you will ever make, so making the wrong decision can prove a very costly mistake. A mortgage can end up costing many thousands of pounds over the lifetime of the loan and what appears to be the cheapest to begin with, may not always prove to be so in the long term.
Types of Mortgages
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Mortgage lenders agree a loan over a selected term to enable an individual to purchase a property. During the term of a mortgage, you as the borrower agree to pay a rate of interest on the full amount borrowed and agree to repay the capital borrowed by the end of the specific period of time. As security against the loan, the mortgage lender usually takes a charge on the property being bought.
Life Assurance
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There are many forms of life assurance. Choosing the right one for you can depend on a number of factors including tax, cost and protection required. Life assurance can be used to protect income, loved ones, and your business and in special circumstances can be arranged in such a way as to minimise the effects of tax.
Critical Illness
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Critical Illness cover is usually available as an addition to all term assurance plans but can be bought on a standalone basis. Critical Illness Cover generally allows for the lump sum benefit to be paid in the event of diagnosis of specific critical illnesses, such as Heart Attack, Stroke, Transplant, Blindness, and Total & Permanent Disability etc.
Income Protection
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This policy is designed to provide a tax free income in the event the insured individual is unable to work due to ill health. The level of premium will depend upon benefit and term selected and most policies cease to pay the benefit once the insured is able to return to work. Income Protection policies are usually written up to retirement age.
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