Business Details
25 Years
experience
Emergency
services
Your Trusted Mortgage Broker in Hampton
A Mortgage Now has operated as a regulated mortgage advisor for over 20 years, founded by Lawrence and Colum in 2001 with a focus on providing simple, convenient expert mortgage advice. Our experience as an online mortgage advisor predates the pandemic, enabling us to maintain seamless service during lockdowns through established digital systems. We offer 24/7 availability, leveraging our expertise to serve clients across the UK without requiring in-person meetings or paperwork. Our team holds qualifications from the Chartered Insurance Institute and combines over 65 years of collective experience in mortgage advisory services.As an FCA-authorised firm (number 301637), we maintain strict compliance standards while prioritising transparent communication and client-centric solutions. Our proprietary online systems facilitate swift mortgage applications and real-time updates via email and SMS. We specialise in complex cases including self-employed applicants, professionals, and buy-to-let investors, with a proven track record of securing competitive rates across the whole UK market.
Services
Mortgage Transfers
Remortgages
Secured Loans
Self-Employed Mortgages
Buy-to-Let Mortgages
HMO Mortgages
Professional Mortgages
Product Transfers
Bridging Loans
First-Time Buyer Mortgages
Details
- Year established: 2001
Highlights and features
- We offer over 20 years of experience in independent mortgage advice
- Our team provides 24/7 personalised customer support
- We are authorised and regulated by the Financial Conduct Authority
- We specialise in complex cases including self-employed applicants
- Our proprietary online systems enable swift mortgage applications
Associations and certifications
- Financial Conduct Authority
What people say
Expert mortgage advice
24/7 availability
No paperwork required
Competitive rates secured
Swift application process
Services
Mortgage Transfers
Our mortgage transfer service helps clients switch to new rates with their current lenders. We analyse your existing mortgage terms and identify suitable loyalty rates without requiring credit checks or income verification. Our automated systems provide rate options within 24 hours, with no broker fees for this service.
Remortgages
Our remortgage service helps clients secure better rates across the entire UK market. We assess your current mortgage terms and identify competitive alternatives, handling all documentation and lender communication. Our expertise includes complex cases involving additional borrowing or term adjustments.
Secured Loans
We arrange secured loans against residential and investment properties without disturbing existing mortgages. Our service helps clients access funds for home improvements, debt consolidation, or business needs. We compare products across the market to find suitable rates for various credit profiles.
Self-Employed Mortgages
Our self-employed mortgage service caters to sole traders, partners, and company directors. We work with lenders that accept one-year accounts and specialise in income calculations for complex financial structures. Our brokers help clients maximise borrowing potential based on retained business profits.
Buy-to-Let Mortgages
We provide buy-to-let mortgage solutions for property investors, including HMOs and limited company structures. Our service covers portfolio mortgages, let-to-buy arrangements, and expat landlord requirements. We maintain relationships with specialist lenders offering competitive rates for various investment scenarios.
People
Lawrence Robbins
Partner
With over 30 years' experience, Lawrence holds a Mortgage Advice Qualification from the Chartered Insurance Institute. He oversees business strategy, compliance, and digital operations while maintaining client advisory responsibilities.
Colum Cleary
Partner
Colum brings 35 years of mortgage advisory experience, holding qualifications from the Chartered Insurance Institute. He manages sales operations, lender relationships, and strategic planning while continuing direct client engagement.
Questions
How do I apply for a mortgage with A Mortgage Now?
Complete our 7-minute online mortgage offer in principle form, after which our brokers will contact you to discuss suitable options.
Are there fees for your mortgage services?
We charge no broker fees for most mortgage transfers, but apply a £797 fee for specific cases including adverse credit and buy-to-let mortgages.
Can you help self-employed applicants?
Yes, we specialise in self-employed mortgages, working with lenders that accept one-year accounts and complex income structures.
Do you offer 24/7 support?
Yes, our online systems operate 24/7 and our brokers are available to assist clients at any time, including holidays.
How do mortgage transfers work?
We help you switch to new rates with your current lender using simplified processes that typically require no credit checks or documentation.
Reviews (5)
Diego Carvalho
Nov 15, 2021
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Lawrence couldn't be more prompt. Very easy and stress free process. I will be definitely coming back in future
Rashid Siddiqui
Oct 25, 2021
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I have dealt with many (fee-charging)mortgage brokers for my new mortgage a couple of years ago and now for my remortgage (product transfer) application. I consider myself financially savvy or confident enough to understand the nuances of financial products including mortgages. I have typically found brokers to keep their bottom line (commissions and fees) as 'the topmost' priority instead of achieving best outcomes for the customer. I found Lawrence from A Mortgage Now very customer focused, prompt in responses throughout the process. His swift actions enabled me to secure the most suitable product
Subhash Bommana
Oct 14, 2021
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I was lucky to contact Colum from A Mortgage Now, who was referred by my friend. Colum was prompt in his response, he quickly showed me the various mortgage options and was accurate in his advise. He gave me the best deal possible for my circumstances. I was not charged a fee at all. I honestly recommend Colum for Mortgaging a new house or for remortgage.
Tafataona Chakadini
Oct 04, 2021
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Positive:Professionalism
Colum and the A Mortgage Now team have made this an efficient and stress-free experience. From processing my Mortgage application in a prompt manner, to even being readily available for any queries I may have - Colum was always on hand to provide his extensive knowledge and expertise.
Colum and the A Mortgage Now team have made this an efficient and stress-free experience. From processing my Mortgage application in a prompt manner, to even being readily available for any queries I may have - Colum was always on hand to provide his extensive knowledge and expertise.
Kyle James
Jul 22, 2021
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Positive:Professionalism,Quality,Responsiveness
A Mortgage was able to find a competitive Mortgage for us, even when just became a partner and new self employed status, very helpful throughout entire process
A Mortgage was able to find a competitive Mortgage for us, even when just became a partner and new self employed status, very helpful throughout entire process