Capital Mortgage UK

Business Details

Trusted Mortgage Brokers in Edinburgh | Capital Mortgage UK

Established as a trusted whole-of-market mortgage and protection brokerage, we provide tailored financial solutions to clients across Edinburgh and beyond. Our expertise spans first-time buyer mortgages, re-mortgaging, buy-to-let investments, and bespoke insurance policies, ensuring clients receive comprehensive support aligned with their unique circumstances. With access to thousands of mortgage products and specialist lenders, we prioritise client needs by offering flexible appointment times and end-to-end guidance through the property journey.

Our team combines technical knowledge with practical experience, including property portfolio management, to deliver strategic advice. Regulated by the Financial Conduct Authority, we uphold rigorous standards of professionalism and client care, ensuring transparency and reliability in every service we provide.

Services

Mortgage Brokering Insurance Policies Property Consultation Re-mortgaging Buy-to-Let Mortgages First-Time Buyer Support Home Insurance Life Insurance Critical Illness Cover

Highlights and features

We are FCA-regulated mortgage experts with access to the entire UK mortgage market.
Our bespoke insurance policies are tailored to individual client needs and circumstances.
We offer end-to-end property consultation services, including offer negotiation and research.
Our team includes experienced property investors with practical buy-to-let expertise.
We provide flexible appointment times to accommodate clients' busy schedules.

Associations and certifications

Financial Conduct Authority

What people say

Easy process Changed our lives Second to none Massive help Faultless

Website

Update Listing

Services

Mortgage Brokering

We provide access to the entire UK mortgage market, helping clients secure competitive rates tailored to their financial circumstances. Our services include first-time buyer mortgages, re-mortgaging, and buy-to-let investments. With flexible appointment times and end-to-end support, we simplify the mortgage process for all clients.

Insurance Policies

Our bespoke insurance solutions cover home, life, and critical illness needs, ensuring comprehensive protection for clients. We tailor policies to individual requirements, offering building and contents coverage, life insurance with terminal illness benefits, and critical illness cover for financial security.

Property Consultation

We offer full property consultation, guiding clients through the buying process from initial research to completion. Services include property affordability checks, offer negotiation, and liaison with solicitors, ensuring a seamless experience for first-time buyers and investors alike.

Re-mortgaging

We assist clients in securing new mortgage rates up to six months before their current deal ends, helping avoid costly standard variable rates. Our team manages paperwork and communicates with lenders and solicitors to ensure a smooth transition to a more favourable rate.

Buy-to-Let Mortgages

We specialise in buy-to-let mortgages for both new and experienced investors, offering access to mainstream and specialist lenders. With expertise in property portfolio management, we provide strategic advice to maximise rental income and long-term investment growth.

Questions

Why should I use a mortgage broker?

Mortgage brokers provide access to the entire market, offering tailored advice to secure the best rates and terms for your specific needs.

Do you help first-time buyers?

Yes, we guide first-time buyers through every step, from affordability checks to securing a mortgage with as little as a 5% deposit.

Can I re-mortgage during my fixed-rate period?

Re-mortgaging during a fixed-rate period may incur early repayment charges; we'll assess your options to determine the most cost-effective approach.

What insurance policies do you offer?

We provide home, life, and critical illness insurance tailored to your individual needs and financial circumstances.

Do you work with buy-to-let investors?

Yes, we specialise in buy-to-let mortgages and offer expert advice to both new and experienced property investors.

Reviews (4)

Write a Review

Chijioke Eke

Dec 03, 2021 Report

My experience with Capital Mortgage was not so great. As first time buyers, we trusted Martin to help us navigate the process & in the end we only discovered our Mortgage offer after it was signed.
Martin initially got us a good deal / options. We discussed & agreed on a 2 yr fixed rate. Then came the covid lockdown & extension on when we will get our keys. Because our offer letter indicated an offer expiry date, we called Martin FREQUENTLY (well be lucky if he answered) to make sure that he was in touch with the lenders or how this affected us. Martin gave us the impression that everything

Toby

Oct 05, 2021 Report

We had a fantastic service from your team. We will definitely recommend family and friends. We appreciate all your help. Thanks
T & O from Edinburgh

Paul Duffy

Jul 03, 2021 Report

Worked with cameron @ capital mortgages to get my mortgage and can not recommend these guys enough. He was at the end of a phone everytime i had a question or concern and he explained everything to me so i understood it fully. Being a first time buyer everything seemed a big confusing but cameron kept me right and in the end got me my mortgage. 100% recommend !!

Eilidh Cunningham

Jun 21, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
Huge thank you to Cameron who helped to secure my first mortgage. So helpful (and patient) in answering all my questions. Definitely recommend, especially for first time buyers - thank you so much for all your help!