Business Details
32 Years
experience
Emergency
services
Trusted Business Insurance Solutions in Billericay
Established in 1994, Morgan Richardson operates as an independent insurance brokerage specializing in commercial business insurance solutions. Our principals and management team bring decades of industry experience to the table, focusing exclusively on the needs of commercial retail and licensed trade sectors. With a client base exceeding 12,000 businesses across the UK, we pride ourselves on delivering tailored insurance packages that address specific industry requirements.Our dedicated team of professionals works closely with clients to understand their unique risk profiles and provide appropriate coverage options. We maintain a streamlined process for obtaining quotes and arranging coverage, supported by a 24/7 claims service that operates year-round. Our commitment extends beyond policy sales to include ongoing support and industry-specific risk management guidance.
Services
Pub Insurance
Retail Shop Insurance
Restaurant Insurance
Buildings Insurance
Office Insurance
Photographers Insurance
Salon Insurance
Takeaway Insurance
Hotel Insurance
Details
- Year established: 1994
Highlights and features
- We offer over 25 years' experience in commercial insurance brokerage
- Our team provides tailored insurance packages for specific industry needs
- We maintain a dedicated 24/7 claims service for year-round support
- Our streamlined process enables quick quote generation and policy arrangement
- We serve over 12,000 businesses across the UK with personalized service
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Very efficient
Competitive quote
Helpful staff
Prompt assistance
Services
Pub Insurance
Specialized insurance packages designed specifically for public houses and licensed premises. Our coverage includes property protection, public liability, stock insurance, and business interruption. We understand the unique risks faced by pub operators and provide comprehensive protection against common industry-specific threats. Our policies can be tailored to suit different establishment types and sizes.
Retail Shop Insurance
Tailored insurance solutions for various retail operations including convenience stores, clothing retailers, and specialty shops. Coverage includes premises protection, stock insurance, public liability, and business interruption. Our policies address the specific risks associated with different retail sectors while providing flexible options for businesses of all sizes.
Buildings Insurance
Comprehensive protection for commercial properties against structural damage and related risks. We offer accurate valuation guidance through RICS-regulated rebuild cost assessments to prevent underinsurance. Our policies cover repair costs, business interruption, and liability protection for commercial buildings of various types and sizes.
Restaurant Insurance
Specialized insurance packages for restaurants and food service establishments. Coverage includes property protection, public liability, equipment insurance, and business interruption. Our policies address industry-specific risks such as food contamination, equipment failure, and customer injury claims. We provide tailored solutions for different restaurant formats and capacities.
Office Insurance
Comprehensive insurance for office-based businesses covering property damage, equipment protection, and liability risks. Our policies include options for business interruption coverage and cyber insurance. We provide tailored solutions for different office environments, from small startups to large corporate spaces.
Questions
What types of business insurance do you offer?
We provide specialized insurance for pubs, restaurants, retail shops, offices, hotels, salons, photographers, and other commercial enterprises across the UK.
How quickly can I get a quote?
Our experienced team can provide quotations over the phone within minutes without requiring lengthy forms or documentation.
Do you offer 24/7 claims support?
Yes, we provide a dedicated 24-hour claims service available 365 days a year for all our policyholders.
Are your insurance packages customizable?
We offer tailor-made insurance packages designed to meet the specific requirements of different industries and business sizes.
How do you ensure accurate building insurance coverage?
We partner with RICS-regulated assessors to provide professional rebuild cost assessments that prevent underinsurance and overpayment.
What experience do you have in commercial insurance?
With over 25 years' experience and 12,000+ satisfied clients, our team specializes exclusively in commercial business insurance solutions.
Reviews (4)
Nicholas Williams
Jan 22, 2022
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I have insured with them fir a while. I had 30% discount and made a claim on a carpet. I have not pursued the claim as they made claiming a mountain. I also would lose my 30% no claims and a excess 250. So my premium has doubled. Interesting . No thought about insurance during the 18 months of lockdown . I would not recomend them to anyone. Staff rude and un caring about the situation. . Everything done on email. Bad lazy business keep clear .be carefull when you make a claim. It mite cost you alot more
Brian Cremin
Jan 12, 2022
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Positive:Professionalism,Quality,Responsiveness,Value
Cheaper than our old insurer with like for like cover and Amie was great with setting it up :-)
Cheaper than our old insurer with like for like cover and Amie was great with setting it up :-)
Samantha Ritson
Dec 29, 2021
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After speaking to Lynn Butler initially she was very very thorough! She made sure that all my queries were answered and that I had the cover I needed. I was very confused as its my first time owning a salon and she was there for me every step of the way. She then emailed me a quote over and I'm not going to lie it wasn't the cheapest quote but her attitude and help made me want to go with the company. After a few more emails back and forth she then rang me again, cleared up any further questions and I accepted the policy. She's wonderful, supportive and very very professional. I highly recommend
Maksim Kocura
Dec 28, 2021
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The lovely staff member (Lynn) dealt with my enquiry very professional and quickly. From cancellation of our old business insurance to the start of our new policy , she continued to make contact with us weekly and dealt with all enquiries that were raised . She was very patient as the process of the property purchase was very slow and uneasy but at no time did Lynn raise a problem . We have no doubt in any way that WE WOULD highly recommend the service given by your company.
Maksim Kocura
Maksim Kocura
