Business Details
Independent Financial Planners in North Wales
We are independent financial planners dedicated to helping individuals and businesses prepare for their financial futures. Established with a commitment to excellence, our firm has earned the prestigious Chartered Financial Planner status from the Chartered Insurance Institute, a distinction held by few firms in our region. Our team of professionally qualified advisers combines decades of collective experience with a client-focused approach, delivering tailored solutions across mortgages, investments, pensions, and commercial funding. We work closely with professionals such as accountants, solicitors, and estate agents to provide holistic financial planning that adapts to our clients' evolving circumstances. With offices across North Wales and beyond, we pride ourselves on transparent communication, personalized service, and a dedication to maintaining the highest standards of professional conduct.Our regulatory oversight by the Financial Conduct Authority ensures clients receive advice that meets rigorous compliance requirements. Through our partnerships with other industry experts, we enhance the value we deliver to both individual clients and family businesses. Our track record of positive client testimonials reflects our commitment to making complex financial processes accessible and stress-free. We operate with a fixed fee structure combined with performance-based commissions, ensuring our interests align with our clients' long-term success. This transparent approach, coupled with our Chartered status, positions us as trusted advisors in the financial planning sector.
Services
Mortgages
Investments
Pensions
Commercial Funding
Protection Products
Inheritance Tax Planning
Business Advice
Trustee Advice
Highlights and features
- We hold Chartered Financial Planner status, a mark of professional excellence
- Our team combines decades of collective experience with continuous professional development
- We offer tailored financial solutions adapted to individual client circumstances
- We collaborate with accountants, solicitors, and estate agents for comprehensive planning
- Our transparent fixed-fee structure with clear commission disclosure ensures client trust
Associations and certifications
- Chartered Insurance Institute (CII)
What people say
Fantastic throughout
Excellent service
Stress-free process
Professional and personal
Highly recommended
Services
Mortgage Advice
We provide expert mortgage advice tailored to individual circumstances, whether you're a first-time buyer, looking to remortgage, or seeking buy-to-let financing. Our Chartered Financial Planners help clients navigate the mortgage process with transparent communication and competitive deal-finding. With access to the entire market, we ensure clients secure appropriate mortgage solutions that align with their long-term financial goals.
Investment Planning
Our investment planning services focus on building long-term wealth through strategic portfolio management. We guide clients through various investment options, creating customized strategies that match their risk tolerance and financial objectives. As Chartered Financial Planners, we combine market expertise with personalized advice to help clients grow their assets effectively while maintaining appropriate risk management frameworks.
Pension Planning
We offer comprehensive pension planning services to help clients prepare for their retirement years. Our experts provide guidance on different pension types, contribution strategies, and tax-efficient withdrawal approaches. With our Chartered status and deep understanding of pension regulations, we help clients build sustainable retirement income streams while optimizing their financial security in later life.
Commercial Funding
Our commercial funding solutions cater to businesses seeking capital for expansion, investment, or operational needs. We offer expertise in commercial mortgages, bridging finance, and asset financing options. As a regulated financial services provider, we work closely with business owners to identify appropriate funding solutions that support growth while maintaining financial stability and regulatory compliance.
Protection Products
We provide tailored protection product advice to safeguard clients' financial futures against unforeseen circumstances. Our services include life insurance, critical illness cover, and income protection planning. We help clients understand different protection options and select appropriate coverage levels that align with their personal circumstances and financial commitments, ensuring peace of mind for both individuals and their families.
People
Carol Goodwin
Financial Adviser
Experienced financial adviser with extensive expertise in mortgage and protection product advice. Known for exceptional client service and professionalism, Carol helps clients navigate complex financial decisions with clarity and confidence.
Ruth
Financial Adviser
Dedicated financial adviser providing personalized mortgage and investment solutions. Recognized for clear communication and commitment to client satisfaction, Ruth helps individuals and businesses achieve their financial objectives through tailored planning.
Ffion Berry
Mortgage Adviser
Specialist mortgage adviser known for exceptional client support throughout the home buying process. Ffion provides expert guidance on mortgage options, ensuring clients secure competitive deals that match their specific needs.
Nisha
Financial Planner
Professional financial planner delivering comprehensive advice on mortgages and investment strategies. Nisha maintains open communication with clients, providing regular updates and ensuring transparent decision-making throughout the financial planning process.
Mark
Financial Adviser
Experienced adviser based in Llandudno, offering expert financial guidance with a focus on mortgage solutions. Mark is recognized for making complex financial concepts accessible and providing responsive support to client inquiries.
Questions
What financial services do you offer?
We provide comprehensive financial advice including mortgages, investments, pensions, commercial funding, and protection products tailored to individual and business needs.
Are you regulated financial advisers?
Yes, we're authorised and regulated by the Financial Conduct Authority (FCA) under registration number 418618.
What areas do you cover?
Based in North Wales, we serve clients across the region with offices in Colwyn Bay, Caernarfon, Porthmadog, and Pwllheli.
How are your fees structured?
We operate on a transparent fixed fee basis combined with a percentage of the amount you borrow, with full disclosure throughout your customer journey.
What makes you different from other advisers?
We're one of few firms in the region with Chartered Financial Planner status from the Chartered Insurance Institute, demonstrating our commitment to excellence.
Can you help with complex mortgage cases?
Yes, our team has extensive experience handling complicated mortgage applications, including buy-to-let, self-employed, and adverse credit situations.
Reviews (1)
Nathan Montaigue
Sep 05, 2019
Report
Fantastic Mortgage Broker! Ffion and the staff who work at 75.3 Colwyn Bay are brilliant, they go above and beyond to help get their clients the best results, my parents would not use another firm, I cannot recommend them highly enough!
