Business Details
Your Trusted Partner for Financial Planning & Wealth Management
Established as a Senior Partner Practice of St. James's Place, we specialise in providing tailored financial advice to private and corporate clients across Wales and beyond. Our approach centres on building long-term relationships grounded in trust, ensuring each client receives bespoke strategies aligned with their unique financial goals. With offices in Colwyn Bay, Manchester, and Chester, we combine local expertise with access to specialist technical advice, collaborating closely with accountants and solicitors to deliver comprehensive wealth management solutions.Our team prioritises transparency, dedicating time to explain complex financial concepts clearly while maintaining the highest professional standards. Backed by St. James's Place Wealth Management's resources, we offer expertise in pensions, investments, taxation, and corporate services, ensuring clients receive informed guidance through market fluctuations and life transitions.
Services
Wealth Preservation
Inheritance Tax Planning
Investment Management
Corporate Financial Solutions
Retirement Planning
Taxation Strategy
Trust Advice
Mortgage Solutions
Business Exit Planning
Protection Planning
Highlights and features
- We provide bespoke financial strategies tailored to individual client needs
- Our team collaborates with accountants and solicitors for comprehensive solutions
- Over a decade of experience managing investments through market fluctuations
- Senior Partner Practice status with St. James's Place Wealth Management
- Transparent approach explaining complex financial concepts in accessible terms
Associations and certifications
- Financial Conduct Authority
What people say
Exceptional service
Trustworthy advice
Professional expertise
Transparent communication
Personalised approach
Services
Wealth Preservation
Our wealth preservation strategies safeguard clients' assets against market volatility and inheritance tax liabilities. We create tailored plans combining trust structures and diversified investments to maintain wealth across generations. Clients benefit from regular portfolio reviews and risk management strategies aligned with their financial objectives.
Inheritance Tax Planning
Specialist inheritance tax solutions help clients reduce liabilities through legitimate exemptions and trust arrangements. We assess individual circumstances to implement strategies that preserve family wealth while maintaining liquidity. Our approach ensures compliance with evolving tax legislation while protecting clients' legacy intentions.
Investment Management
We develop diversified investment portfolios aligned with clients' risk profiles and financial goals. Our strategies combine St. James's Place's research resources with personalised adjustments for market conditions. Regular performance reviews ensure investments remain optimised for both growth and capital protection over time.
Corporate Financial Solutions
Tailored corporate financial planning addresses business succession, owner protection, and commercial investment needs. We collaborate with company directors to implement pension schemes, shareholder agreements, and exit strategies that align with both personal and organisational objectives while maintaining regulatory compliance.
Retirement Planning
Comprehensive retirement planning services assess clients' income needs and existing provisions to create sustainable withdrawal strategies. We optimise pension arrangements, coordinate tax-efficient income streams, and adjust plans regularly to reflect changing circumstances and legislative updates.
People
Chris Spillane
Senior Partner
With over a decade of experience, Chris specialises in pensions and investment management. He builds long-term client relationships based on trust and transparency, ensuring clear communication of complex financial concepts. His expertise in navigating market fluctuations benefits both individual and corporate clients.
Questions
What areas do you cover?
We serve clients across Wales with offices in Colwyn Bay, Manchester, and Chester, providing both local expertise and nationwide financial solutions.
How do you tailor financial advice?
We conduct detailed assessments of financial goals and risk tolerance to create bespoke strategies that evolve with clients' changing circumstances and market conditions.
What investment options are available?
Clients access St. James's Place's comprehensive fund range combined with personalised portfolio adjustments to match individual risk profiles and objectives.
How are fees structured?
Our transparent fee structure is based on the complexity of services required, with all charges clearly explained before implementing any financial strategy.
Can you help with business financial planning?
Yes, we offer corporate solutions including pension schemes, business succession planning, and owner protection strategies tailored to company directors' needs.
How often do you review financial plans?
We recommend annual reviews while providing ongoing support to adjust strategies in response to market changes or personal circumstances.
Reviews (2)
David Ansell
Apr 30, 2021
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Positive:Professionalism,Responsiveness
Great Financial advice enabling my wife and
I to plan ahead and retire early.
Great Financial advice enabling my wife and
I to plan ahead and retire early.
Mark Lawton
Jun 08, 2019
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Just to balance out the other review Chris is the most genuine and trustworthy adviser I have met. Would recommend 100%.
+ never trust a review from someone that cannot spell evasion!
+ never trust a review from someone that cannot spell evasion!
