Business Details
13 Years
experience
Independent Mortgage & Protection Advisers Doncaster
Dragonfly Financial Services was established in 2013 with a clear vision to provide ethical, impartial mortgage and protection advice. Our team combines decades of experience in financial services and property markets to deliver tailored solutions for first-time buyers, home-movers, remortgagers, and buy-to-let investors. We operate under a strict code of ethics, prioritising client needs while maintaining compliance with Financial Conduct Authority regulations. Our Whole of Market approach ensures access to diverse products, and our commitment to transparency is reflected in our adherence to TCF (Treating Customers Fairly) principles.With two experienced advisers, we offer specialist knowledge in residential and investment property financing. Our dragonfly symbol represents adaptability, integrity, and the wisdom we apply to every client interaction. We maintain ongoing support through mortgage reviews and protection planning, ensuring clients remain on suitable deals throughout their financial journey.
Services
Mortgage Advice
Life Insurance
Critical Illness Cover
Income Protection
Buy-to-Let Mortgages
Details
- Year established: 2013
Highlights and features
- We have over 20 years of combined experience in financial services and property markets
- Our Whole of Market access compares 100% of available mortgage products
- We maintain strict ethical standards under FCA regulation and TCF principles
- Our advisers hold specialist knowledge in buy-to-let and residential mortgages
- We provide ongoing mortgage reviews to ensure continued suitability
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
We provide independent Whole of Market mortgage advice for first-time buyers, home-movers, remortgagers, and buy-to-let investors. Our FCA-authorised advisers assess individual circumstances to recommend suitable products from across the UK market. With access to exclusive deals and specialist knowledge of residential and investment property financing, we guide clients through every stage from Agreement in Principle to completion.
Life Insurance
Our life insurance solutions protect dependents against financial hardship in the event of unexpected death. We offer level-term, decreasing term, and increasing term policies tailored to mortgage requirements and family needs. Our advisers help determine appropriate coverage amounts and terms while considering health factors and budget constraints to ensure suitable protection planning.
Critical Illness Cover
We provide critical illness cover that offers financial security during diagnosis of specified serious conditions. Policies can be structured to cover mortgage payments, medical expenses, and living costs. Our advisers explain policy terms, exclusions, and premium factors while helping clients select appropriate coverage levels based on individual health profiles and financial obligations.
Income Protection
Our income protection policies replace 50-60% of lost earnings during prolonged illness or injury. We help clients select suitable deferred periods and coverage terms while considering employer benefits and statutory sick pay. Policies are tailored to occupation risks, lifestyle factors, and financial commitments to ensure ongoing household stability during work incapacity.
Buy-to-Let Mortgages
We specialise in buy-to-let mortgage solutions for property investors. Our advisers compare commercial landlord products across the Whole of Market to find competitive rates and suitable terms. We provide guidance on portfolio structuring, tax implications, and regulatory requirements while ensuring clients understand the risks associated with unregulated investment property financing.
People
Chris Hughes
Director & Adviser
With over 20 years in financial services and property sectors, Chris established Dragonfly Financial Services in 2013. He specialises in Whole of Market mortgage advice, combining banking expertise with property market knowledge to deliver tailored solutions for residential and investment clients.
Andrew Vickers
Adviser
Andrew brings 30+ years of property market experience to our team since joining in 2019. His specialist knowledge in buy-to-let mortgages and Whole of Market access enables comprehensive advice for property investors seeking competitive commercial landlord products and portfolio strategies.
Questions
What mortgage services do you offer?
We provide Whole of Market advice for first-time buyers, home-movers, remortgagers, and buy-to-let investors. Our services include Agreement in Principle, product comparison, application support, and ongoing mortgage reviews.
How do you ensure impartial advice?
As independent advisers, we access 100% of available mortgage products and protection plans. Our recommendations prioritise client needs over lender incentives, with all advice documented in compliance with FCA regulations.
What protection options are available?
We offer life insurance, critical illness cover, and income protection policies. Our advisers explain policy terms, exclusions, and premium factors to help clients select appropriate coverage for their circumstances.
How are you different from bank advisers?
Unlike tied advisers, we compare products from all lenders to find suitable solutions. Our FCA-authorised status ensures compliance with strict ethical standards and client-focused recommendations.
What documentation is needed for a mortgage?
Typical requirements include ID, address verification, three months' bank statements, proof of income (payslips or accounts), and deposit evidence. Our team guides clients through the specific documentation needed for their application.
Reviews (1)
Charles Turner
May 31, 2021
Report
Positive:Professionalism,Responsiveness
I have recommended Duncan to several contacts, but I still couldn't recommend him highly enough. His practical but professional aproach is spot on
I have recommended Duncan to several contacts, but I still couldn't recommend him highly enough. His practical but professional aproach is spot on
