Business Details
36 Years
experience
Trusted Mortgage & Protection Advisers in Derbyshire
Peak Mortgages and Protection has established itself as a trusted name in the mortgage and protection advisory sector. With over 30 years of combined experience, our team of experts delivers personalized solutions tailored to individual client needs. We pride ourselves on our transparent, jargon-free approach, ensuring clients fully understand their options. Our commitment to excellence has been recognized through multiple awards, including Derbyshire Mortgage Advisers of the Year. We maintain strong relationships with a wide range of lenders and insurers, enabling us to secure exclusive deals not available on the high street.Our advisors provide comprehensive support from initial consultation through to completion, prioritizing client satisfaction at every stage. We specialize in first-time buyer mortgages, remortgaging, buy-to-let portfolios, and bespoke protection policies. Our local knowledge of Derbyshire and surrounding areas ensures clients receive advice attuned to regional market dynamics. We emphasize long-term client relationships, offering ongoing support even after mortgage completion. Our dedication to continuous improvement drives us to refine our services and maintain our position as a leading advisory firm in the region.
Services
First Time Buyers
Remortgaging
Buy to Let
Protection Advice
Moving Home Mortgages
Self-Employed Mortgages
Bad Credit Mortgages
Shared Ownership
Life Insurance
Income Protection
Details
- Year established: 1990
Highlights and features
- Award-winning Derbyshire Mortgage Advisers of the Year with 4 wins
- Access to exclusive mortgage deals unavailable on comparison sites
- Personalized advice considering individual financial circumstances
- Comprehensive support from application to mortgage completion
- Specialist knowledge in buy-to-let, self-employed, and complex mortgages
What people say
Excellent experience
Reliable mortgage broker
Seamless process
Highly recommend
Super patient
Services
First Time Buyers
We specialize in guiding first-time buyers through the mortgage process with tailored solutions. Our advisors explain options clearly, from fixed-rate mortgages to government-backed schemes. We help clients understand affordability and secure competitive rates, ensuring a smooth transition to homeownership.
Remortgaging
Our remortgaging service helps homeowners access better rates or release equity. We assess current deals, compare market options, and manage the transition process. Clients benefit from our lender relationships to secure optimal refinancing solutions without unnecessary complexity.
Buy to Let
We provide specialized advice for property investors, including portfolio management and limited company mortgages. Our team helps clients navigate buy-to-let financing, offering access to specialist products and strategies to maximize rental property returns while managing risks.
Protection Advice
Our protection services cover life insurance, critical illness cover, and income protection tailored to family needs. We help clients understand policy options, ensuring financial security against unforeseen circumstances while explaining terms in straightforward language.
Moving Home Mortgages
We assist homeowners transitioning to new properties with mortgage portability options or new deals. Our advisors streamline the process of transferring existing mortgages or securing better rates when moving, ensuring continuity and financial efficiency.
People
Bev H
Mortgage Operations Manager
With over 30 years in finance, Bev specializes in mortgage application management, liaising with lenders and solicitors to ensure smooth client journeys while providing expert support throughout the process.
Olivia S
Office Manager
Joining in 2019, Olivia manages office operations while supporting clients with mortgage inquiries, combining administrative expertise with hands-on client assistance in her multifaceted role at Peak.
Nicole B
Mortgage Adviser
With mortgage industry experience since 2015, Nicole provides expert advice on mortgage products while offering personalized support to clients navigating the home buying process.
Rachael C
Mortgage Adviser
Joining Peak in 2022, Rachael focuses on ensuring smooth home buying experiences, leveraging her mortgage and protection expertise to guide clients through every stage of their property journey.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let, self-employed mortgages, and protection policies including life and income insurance.
Do you offer protection insurance advice?
Yes, we offer life insurance, critical illness cover, income protection, and sports injury insurance tailored to individual needs.
Can you help with complex mortgage cases?
Our specialists handle bad credit mortgages, shared ownership, and self-employed applications with tailored solutions.
Are your mortgage advisors local?
Based in Belper, we serve Derbyshire and offer virtual consultations nationwide with local market expertise.
How do you differ from comparison sites?
We access exclusive deals and provide personalized advice considering your unique circumstances, unlike automated comparison platforms.
What areas do you cover?
We operate in Belper, Derby, Swadlincote, Alfreton, and surrounding Derbyshire areas, with nationwide virtual consultations.
Reviews (7)
Jess Farrington
Jan 03, 2022
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Great help from Vicky and Brooke, very fast responses to my questions and sorted us a good irst time buyer mortgage deal.
Lee Robinson
Jan 02, 2022
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Positive:Professionalism,Quality,Responsiveness,Value
Vickys process and attention to detail were flawless throughout. I Will absolutely use Peak again and thoroughly recommend.
Vickys process and attention to detail were flawless throughout. I Will absolutely use Peak again and thoroughly recommend.
Andrew Marriot
Dec 26, 2021
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Positive:Professionalism
We talked over our needs and wants for a mortgage and life insurance the advice offered was amazing. Great customer service would highly recommend
We talked over our needs and wants for a mortgage and life insurance the advice offered was amazing. Great customer service would highly recommend
Maisie Lynam
Dec 23, 2021
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Vicky and Brooke were brilliant in not only arranging our mortgage, but pushing our purchase through to completion. Brooke also stepped in when things got complicated with conveyancers, and was only ever a phone call or email away. There was a very beautiful and well behaved dog in the (very cool) office, and the staff couldnt do enough to help. I was even shown from my car to my seat! Im not sure why youd go to anyone else for anything that Peak offers.
Dawn Fletcher
Dec 20, 2021
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Vicky, Olivia, Brooke and everyone else at Peak Mortgages have been really helpful in securing our mortgage. We had a few bumps in the road but they were always quick to find a solution. Always responsive and easy to get hold of, by phone and email. Thank you so much.
Naomi Trenear
Dec 15, 2021
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Positive:Professionalism,Responsiveness
Vicky and Brooke have been absolutely wonderful at finding myself and my partner (who's self employed) a mortgage offer which was both affordable and at a great rate. Both so lovely to speak to and always helpful and responsive. Thank you so much - Naomi & Declan x
Vicky and Brooke have been absolutely wonderful at finding myself and my partner (who's self employed) a mortgage offer which was both affordable and at a great rate. Both so lovely to speak to and always helpful and responsive. Thank you so much - Naomi & Declan x
Chelsie Housley
Dec 01, 2021
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I cant recommend Peak Mortgages and Protection enough! A family member recommended them as I was a first time buyer and didnt really know where to start. Julie made the process so much easier and was always at the end of her computer/phone whenever I needed to contact her. Kendal was also fantastic and kept me up to date regularly. Both her and Julie gave me advice whenever I hit bumps in the road and just sorted everything out for me! Thank you so much!
