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Business Details
22 Years
experience
Trusted Mortgage and Insurance Experts Since 2004
Established in 2004, MM Mortgages has been dedicated to helping individuals secure tailored mortgage solutions. With over 20 years of combined experience, our team, led by Brian Proctor and Mitchell Mann, specialises in mortgages and insurance, leveraging deep industry knowledge from prior roles in high street banks. As an FCA-regulated firm, we prioritise transparency, offering fixed-fee mortgage arrangements starting at 600, confirmed upfront. Our approach focuses on adapting to evolving client needs while ensuring compliance and competitive financial products.

We provide free, no-obligation consultations, ensuring clients receive expert advice without hidden costs. Our services span mortgage searches, switches, secured loans, and insurance, catering to first-time buyers, home movers, and investors. Client trust is upheld through clear communication, regulatory compliance, and a commitment to long-term relationships built on reliability and results.
Services
Mortgage Search Mortgage Switch Secured Loans Home Insurance Life Insurance
Details
  • Year established: 2004
Highlights and features
  • FCA regulated for your financial security
  • Over 20 years combined mortgage expertise
  • Transparent fee structure from 600
  • Free no-obligation initial consultations
  • Tailored solutions for all property needs
Associations and certifications
  • Financial Conduct Authority (FCA)
What people say
Transparent fee structure Expert mortgage advice Dedicated support 20 years experience Seamless mortgage process
Services
Mortgage Search
Assisting first-time buyers, home movers, and investors in finding competitive mortgage deals tailored to their financial circumstances. Supports remortgaging and buy-to-let purchases with expert guidance throughout the entire process. Ensures access to market-specific options.
Mortgage Switch
Securing better mortgage rates with existing lenders through cash-back incentives. Guarantees equal or improved terms while sharing commission benefits with clients. Simplifies the transition process with dedicated expert support.
Secured Loans
Offering loans from leading UK providers tailored to homeowners' specific needs. Provides flexible borrowing options for various purposes, including debt consolidation and home improvements, without impacting credit scores during searches.
Insurance Services
Comparing affordable insurance options for property, life, and critical illness coverage. Delivers customised protection plans to secure clients' financial futures and family well-being against unforeseen events.
Life Insurance
Providing tax-free lump sums for dependants in case of death, covering mortgages and living expenses. Includes family income benefit policies for ongoing monthly support, ensuring financial stability during hardship.
People
Brian Proctor
Lead Mortgage Advisor
With over 20 years in mortgages, Brian has secured property solutions for hundreds of clients, maintaining long-term relationships and earning referrals through expert, client-focused advice.
Mitchell Mann
Co-Founder
Mitchell brings extensive mortgage and insurance expertise from high street banking, founding MM Mortgages to prioritise client needs over rigid lender constraints with adaptable, transparent services.
Questions
What mortgage services do you offer?
Mortgage searches, switches, secured loans, and insurance. Tailored solutions for first-time buyers, investors, and home movers.
Are your fees transparent?
Yes, mortgage arrangement fees start at £600, confirmed upfront with no hidden costs.
How experienced are your advisors?
Our team has over 20 years combined experience in mortgages and insurance from high street banks.
Do you offer free consultations?
Yes, free no-obligation consultations to discuss your property or financial needs.
Are you FCA regulated?
Yes, MM Mortgages is authorised and regulated by the Financial Conduct Authority (FCA).
Reviews (2)
Murtala Abdulkadir Musa
Oct 05, 2021 Report
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Christoff Wardson
Apr 14, 2016 Report
I have recently moved into my first house in Sudbury, Suffolk. I used Mitchell from MM Mortgages to sort out everything for me. From our initial meeting discussing the options right through to me actually receiving the keys and walking into the door The service and support I received was outstanding.
Using MM Mortgages will give you a really personal experience. You know full well that you will be dealing with Mitchell throughout the process. So if you are thinking of getting a new home or remortgaging then don't go anywhere else! I know that I won't :-) Keep up the good work Mitch!!