Business Details
11 Years
experience
Trusted Insurance Brokers in Carlisle
J & V Risk Solutions is a UK-based insurance brokerage with over 50 years of combined industry experience. We specialise in delivering tailored commercial and personal insurance solutions across diverse sectors including agriculture, construction, manufacturing, and leisure. Our team provides comprehensive risk assessments, market-leading policies, and proactive claims support to businesses and private clients throughout the Lake District, Cumbria, Southern Scotland, and nationwide. As an FCA-authorised firm (FRN 784772), we prioritise transparency, client-centric service, and innovative coverage options. Our independent status allows us to source competitive rates while maintaining a hands-on approach during policy selection and claims processes.We serve farms, estates, construction firms, charities, and high-net-worth individuals requiring specialist coverage for luxury properties or unique risks. Our expertise extends to niche areas like holiday home insurance, motor trade policies, and liability protection for leisure industry operators. With offices in Carlisle, we combine local market knowledge with national insurer partnerships to deliver bespoke risk management strategies. Our commitment to continuous improvement ensures clients benefit from evolving insurance products and expert guidance through changing regulatory landscapes.
Services
Agriculture Insurance
High Value Home Insurance
Motor Trade Insurance
Construction Insurance
Charity Insurance
Leisure Industry Cover
Manufacturing Insurance
Landlords Insurance
Speciality Home Insurance
Cyber Insurance
Details
- Year established: 2015
Highlights and features
- Over 50 years combined experience in UK insurance brokering
- FCA-authorised firm ensuring regulatory compliance and client protection
- Specialist coverage for agriculture, construction, and high-value properties
- Personalised risk assessments with market-leading policy recommendations
- Proactive claims support and nationwide insurer partnerships
Associations and certifications
- Financial Conduct Authority
Services
Agriculture Insurance
Comprehensive coverage for farms, estates, and rural businesses including livestock, machinery, and environmental liability. We protect Cumbrian and Northumberland agricultural operations against risks like weather damage, rural crime, and livestock disease. Policies accommodate diversification activities such as farm shops and glamping.
High Value Home Insurance
Specialist coverage for properties exceeding 1m rebuild value and contents over 150,000. Includes fine art, jewellery, and antiques protection with worldwide all-risks cover. Features no average clause penalties and specialist claims handling for Lake District and national properties.
Construction Insurance
Tailored policies for construction firms covering contract works, plant machinery, and public liability. Supports groundworkers, roofers, and civil engineers across Cumbria and the UK with competitive pricing and excess liability protection.
Motor Trade Insurance
Custom coverage for vehicle traders including property damage, portable tools, and business interruption. Serves MOT centres, mechanics, and body shops with protection for customer vehicles and public liability claims.
Charity Insurance
Specialist policies for charities and care organisations including public liability, trustee indemnity, and cyber insurance. Supports domiciliary care providers, homelessness charities, and educational nonprofits with risk mitigation strategies.
Questions
What types of insurance does J & V Risk Solutions offer?
We provide agriculture, construction, high-value home, motor trade, charity, leisure, manufacturing, and specialty home insurance solutions.
How can I get a quote for business insurance?
Contact us via phone or our website to discuss your requirements. Our brokers will assess your risks and provide tailored coverage options.
Are you regulated by any official insurance bodies?
Yes, we're authorised and regulated by the Financial Conduct Authority (FCA) under Firm Reference Number 784772.
Do you cover properties in the Lake District?
Yes, we specialise in insurance for Lake District farms, holiday homes, and commercial properties with local risk considerations.
What claims support do you provide?
Our team offers dedicated claims assistance, working with insurers to ensure fair settlements and timely resolution of valid claims.
Can you insure niche or high-risk businesses?
Yes, our brokers specialise in hard-to-place risks including rural diversification projects, specialist manufacturing, and unique leisure industry operations.
