Business Details
Your Trusted Financial Advisers in Surrey & London
We are a dedicated financial advisory practice specialising in mortgage and wealth management solutions for individuals and businesses across Surrey and the City of London. Our approach focuses on building long-term relationships through tailored advice that addresses each client's unique circumstances. With a commitment to professional excellence, we deliver a friendly yet highly effective service designed to simplify complex financial decisions. Our expertise spans investment planning, retirement strategies, and protection planning, ensuring comprehensive support for clients at every stage of their financial journey.Backed by St. James's Place Wealth Management's regulatory framework, we maintain rigorous standards of conduct and client care. Our team prioritises transparency, ethical guidance, and ongoing support to help clients achieve their financial objectives with confidence. By combining technical expertise with a personal touch, we aim to make financial planning accessible and stress-free for all our clients.
Services
Investment Management
Retirement Planning
Protection Planning
Corporate Services
Mortgage Advice
Wealth Preservation
Intergenerational Planning
Specialist Banking
Financial Consultation
Risk Assessment
Highlights and features
- We offer face-to-face bespoke financial advice tailored to individual circumstances
- Our team holds extensive expertise in wealth management and mortgage planning
- We prioritise long-term client relationships built on trust and transparency
- We provide clear explanations using supporting data and comparisons
- Our service combines professional rigour with a friendly, approachable manner
Associations and certifications
- Financial Conduct Authority
What people say
Sound, sensible, balanced advice
Knowledge and expertise second to none
Thoroughly professional and personalised service
Straightforward, honest advice
Kind and thoughtful approach
Services
Investment Management
Our investment management service creates customised portfolios aligned with your financial goals and risk tolerance. We offer ongoing monitoring and adjustments to ensure optimal performance. Clients benefit from access to a wide range of investment options and expert market analysis.
Retirement Planning
We develop comprehensive retirement plans considering your current assets, desired lifestyle, and tax implications. Our approach includes pension consolidation and income stream optimisation. Clients receive regular progress reviews and scenario planning to ensure financial security in retirement.
Mortgage Advice
Our mortgage advisory service compares thousands of products to find the best fit for your circumstances. We provide guidance on remortgaging, buy-to-let, and specialist mortgages. Clients receive detailed affordability assessments and application support throughout the process.
Protection Planning
We design tailored protection strategies including life insurance, critical illness cover, and income protection. Our approach considers both personal and business needs with appropriate policy structures. Clients benefit from regular reviews to ensure coverage remains adequate as circumstances change.
Corporate Services
Our corporate services cover business succession planning, director remuneration strategies, and company pension schemes. We provide cashflow management solutions and tax-efficient investment structures. Clients receive dedicated support for business-specific financial challenges and growth opportunities.
People
Michelle Ford
Partner
Experienced financial adviser with specialist expertise in tailored wealth management solutions. Provides clear, jargon-free advice focused on client needs. Holds professional qualifications in financial planning and investment management.
Questions
What areas do you serve?
We primarily serve clients in Surrey and the City of London, providing both in-person and remote financial advisory services.
What financial services do you offer?
We specialise in investment management, retirement planning, protection strategies, mortgage advice, and corporate financial solutions tailored to individual circumstances.
How are your services charged?
Our charging structure varies by service type, with transparent fee arrangements discussed upfront. We offer both fee-based and commission-based options depending on client needs.
Are you regulated by the FCA?
Yes, we operate as an Appointed Representative of St. James's Place Wealth Management, which is authorised and regulated by the Financial Conduct Authority.
How do I schedule an appointment?
Contact us through our website or phone number to arrange an initial consultation. We offer flexible appointment times including evenings and weekends.
What makes you different from online platforms?
We provide face-to-face, bespoke advice with ongoing personal support, combining technical expertise with a deep understanding of individual client circumstances.
