Business Details
42 Years
experience
Your Trusted Financial Planning Partner in Chobham
Established in 1984, we are a family-run financial planning firm based in Chobham, Surrey. Our dedicated team provides tailored financial advice through a lifestyle financial planning approach, helping clients navigate life's milestones with confidence. With over four decades of experience, we combine traditional values with modern expertise to deliver personalized strategies for wealth preservation, retirement planning, and estate management.Our five-step process ensures clients receive clear, actionable guidance aligned with their unique goals. As an FCA-regulated firm, we maintain the highest ethical standards while fostering open, honest relationships with every client we serve.
Services
Financial Planning
Retirement Planning
Estate Planning
Wealth Management
Lifestyle Financial Planning
Details
- Year established: 1984
Highlights and features
- We've provided trusted financial advice since 1984 with proven expertise
- Our personalized five-step planning process ensures clear, actionable strategies
- FCA-regulated with strict adherence to ethical and professional standards
- 96% of clients would recommend us based on recent satisfaction surveys
- Family-run firm combining traditional values with modern financial expertise
Associations and certifications
- Financial Conduct Authority
- VouchedFor Top Rated Firm
What people say
Helped achieve financial goals
Understood our needs
Personalized approach
Expertise and knowledge
Excellent service
Services
Financial Planning
Our comprehensive financial planning service creates tailored strategies aligned with your life goals. We analyze your current financial position, future aspirations, and risk tolerance to develop actionable plans that evolve with your changing needs. With a focus on long-term wealth preservation and growth, our FCA-regulated advisors provide clear guidance through every life stage.
Retirement Planning
We help clients achieve financial independence through personalized retirement planning. Our specialists calculate required savings, optimize pension arrangements, and implement tax-efficient strategies to ensure sustainable income throughout retirement. The process includes regular reviews to maintain alignment with changing circumstances and regulatory requirements.
Estate Planning
Our estate planning service focuses on tax-efficient wealth transfer strategies. We assess your current assets, family situation, and inheritance goals to create comprehensive plans that minimize tax liabilities while preserving wealth for future generations through wills, trusts, and gifting strategies.
Wealth Management
We offer holistic wealth management solutions that combine investment strategy with financial planning. Our approach considers your complete financial picture to create diversified portfolios aligned with your risk profile and long-term objectives, while maintaining flexibility for market changes and personal circumstances.
Lifestyle Financial Planning
This service integrates financial planning with life goals assessment. We help clients define their ideal lifestyle, quantify associated costs, and develop strategies to achieve these objectives. The approach combines financial analysis with personal aspirations to create meaningful, actionable plans that adapt to life's changes.
People
Nick Swartout
Director
Nick Swartout, Chartered Financial Planner, leads our advisory team with over 20 years' experience. He specializes in complex financial planning cases and maintains the firm's commitment to technical excellence while ensuring client-centric service delivery.
Lucie Bray
Director
Lucie Bray co-leads the firm with family heritage in financial services. Bringing decades of industry experience, she focuses on client relationships and operational excellence while maintaining the firm's founding principles of integrity and personalized service.
John Findlay
Financial Planning Consultant
John Findlay provides expert financial advice with particular focus on retirement planning. His client-focused approach combines technical knowledge with clear communication to help clients understand complex financial concepts and make informed decisions.
Geoff Corden
Financial Planning Consultant
Geoff Corden specializes in wealth management solutions for high-net-worth individuals. With extensive experience in tax-efficient investment structures, he helps clients optimize their financial arrangements while maintaining compliance with regulatory requirements.
Alison Collins
Operations Manager
Alison Collins oversees daily operations ensuring smooth service delivery. With over 15 years in financial services administration, she maintains the firm's high service standards while managing client communications and regulatory compliance processes.
Questions
What services does Bray Wealth offer?
We provide financial planning, retirement planning, estate planning, wealth management, and lifestyle financial planning tailored to individual client needs.
Are you regulated by any official body?
Yes, we're an appointed representative of The Openwork Partnership, authorised and regulated by the Financial Conduct Authority (FCA).
How much does your initial consultation cost?
The initial meeting is held at our expense with no obligation to proceed, allowing you to explore our services risk-free.
How long has Bray Wealth been in business?
We've been providing financial advice since 1984, combining decades of experience with ongoing professional development.
Do you offer ongoing financial support?
Yes, our service includes optional ongoing reviews to ensure your financial plan remains aligned with changing life circumstances and goals.
Where are you located?
Our offices are in The Courtyard, 63-65 High Street, Chobham, Surrey GU24 8AF, with client parking available.
