Business Details
8 Years
experience
Trusted Health Insurance Solutions in Bournemouth
We are Clear Health, a trusted provider of comprehensive health insurance solutions since 2018. Partnering with award-winning institutions like Spire Healthcare and AXA PPP Healthcare, we deliver tailored private medical insurance policies designed to meet diverse client needs. Our expertise lies in offering competitive premiums, same-day cover availability, and access to a nationwide network of healthcare professionals. With a dedicated advisory service and on-going support, we prioritise transparency, affordability, and customer-centricity.Our corporate policies empower businesses to enhance employee wellbeing through flexible coverage options. Backed by over 75 years of combined industry experience, we are authorised and regulated by the Financial Conduct Authority, ensuring compliance with the highest standards of service and reliability.
Services
Private Medical Insurance
Life Insurance
Business Company Health Insurance
inSpire Health Insurance
Pre-existing Condition Cover
Corporate Policies
GP Accessibility
Mental Health Cover
International Health Insurance
Details
- Year established: 2018
Highlights and features
- We offer free dedicated advice lines with experienced insurance advisors.
- Our policies include access to Spire Healthcare's award-winning hospitals.
- We provide tailored corporate health insurance for businesses of all sizes.
- Our team has over 75 years of combined experience in health insurance.
- We guarantee same-day cover availability for urgent needs.
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Private Medical Insurance
Private medical insurance provides access to private healthcare facilities for acute conditions requiring short-term treatment. This includes hospital fees, specialist consultations, diagnostic tests, and surgeries. Our policies offer faster treatment access compared to NHS waiting times, with coverage for inpatient and day-patient care. Optional extras like mental health support and international treatment coverage enhance flexibility.
Life Insurance
Life insurance policies provide financial protection for loved ones in the event of the policyholder's death. Our plans offer fixed-term or whole-of-life coverage, with customizable payout amounts and optional critical illness riders. Policies can be tailored to individual needs, ensuring beneficiaries receive financial support during difficult times while maintaining affordability.
Business Company Health Insurance
Corporate health insurance plans provide employees with private medical treatment access, mental health support, and outpatient services. Businesses can select coverage levels based on workforce size and budget, with options for pre-existing condition coverage and international treatment. These policies enhance employee wellbeing, reduce absenteeism, and demonstrate employer commitment to staff welfare through tax-efficient benefits.
inSpire Health Insurance
The inSpire Health Insurance plan offers comprehensive private medical coverage through Spire Healthcare's network of hospitals. Policyholders choose treatment locations and specialists, with 60% cost coverage for non-partner facilities. The plan includes cancer treatment, mental health services, and optional extras like dental and optician fees, combining affordability with access to award-winning healthcare providers.
Health Insurance with Pre-existing Conditions
Specialist health insurance policies cover pre-existing medical conditions underwritten by AXA PPP Healthcare. Coverage requires medical assessment and additional premiums, with exclusions for conditions treated within three years of policy start. This service enables individuals with prior health issues to access private treatment while maintaining comprehensive protection against future medical needs.
Questions
What does private health insurance cover?
Private health insurance covers acute conditions requiring short-term treatment, including hospital fees, specialist consultations, diagnostics, and surgeries. Optional extras like mental health support and physiotherapy are available.
Can I get cover for pre-existing conditions?
Yes, we offer policies covering pre-existing conditions underwritten by AXA PPP Healthcare, subject to medical assessment and additional premiums.
How do corporate health insurance plans work?
Our business policies provide employees with private healthcare access, mental health support, and outpatient services. Coverage levels are customisable based on company size and budget.
Is private health insurance tax-deductible?
In the UK, employer-provided private health insurance is a taxable benefit in kind. Consult your accountant for specific tax implications.
How quickly can I get coverage?
We offer same-day cover availability for urgent needs through our streamlined online quote and application process.
Reviews (1)
Porter Shelagh
Nov 29, 2017
Report
Have nothing to do with this company. They are rude and intrusive making unsolicited phone calls and then putting the phone down when they don't receive the answers they want
