Business Details
Your Trusted Property & Mortgage Brokers in Scotland
Cox & Co & Co has evolved from a mortgage advisory firm into a comprehensive property solutions provider serving Edinburgh, Glasgow, and Scotland's Central Belt. With over a decade of experience, our team of property professionals delivers a turnkey service encompassing property sales, lettings, sourcing, portfolio management, and specialist mortgage advice. Our approach combines deep local market knowledge with a network of industry contacts to offer tailored solutions for buyers, sellers, investors, and renters. We prioritise transparency in all transactions, maintaining rigorous compliance with regulatory standards while leveraging our expertise in residential and commercial finance.Our commitment to client education ensures informed decision-making throughout property journeys, whether clients are first-time buyers or managing extensive portfolios. The company's growth reflects our dedication to innovation, evidenced by our pioneering integrated property management model and strategic expansion of service offerings. Our FCA-authorised status underscores our adherence to the highest professional standards in financial services.
Services
Property Sales
Mortgage Brokering
Lettings Management
Property Sourcing
Portfolio Finance
Commercial Finance
Investment Management
Property Valuation
Tenant Screening
Portfolio Restructuring
Highlights and features
- We offer over a decade of property market expertise across Edinburgh and Glasgow
- Our team provides tailored mortgage solutions for complex financial situations
- We combine property sales, lettings, and finance under one roof
- Our FCA-authorised status ensures regulatory compliance and financial security
- We maintain direct communication channels between clients and dedicated brokers
Associations and certifications
- Financial Conduct Authority
What people say
Excellent level of service
Incredibly supportive throughout
Made the experience stress free
Outstanding professionalism
Amazing through difficult process
Services
Property Sales
Our property sales service specialises in residential and commercial property transactions across Edinburgh and Glasgow. With dedicated brokers managing marketing strategies, professional photography, and client negotiations, we ensure optimal pricing and swift completions. Our local market expertise and extensive buyer database deliver competitive advantages for property vendors seeking reliable sales solutions.
Mortgage Brokering
We offer comprehensive mortgage solutions covering first-time buyer schemes, buy-to-let portfolios, and commercial financing. Our FCA-authorised advisors access the entire market to secure competitive rates for standard and complex cases, including expat lending and adverse credit situations. This service includes portfolio restructuring and equity release options for property investors.
Lettings Management
Our lettings service provides full-cycle property management from tenant sourcing through to maintenance coordination. We conduct thorough tenant referencing, manage rent collection, and ensure regulatory compliance with Scottish private residential tenancies. The service includes property inspections and a no-let-no-fee guarantee for landlords seeking reliable rental income solutions.
Property Sourcing
We specialise in identifying investment-grade properties in Edinburgh and Glasgow's prime locations. Our sourcing service targets both on-market and off-market opportunities, focusing on areas with strong rental demand and capital growth potential. We evaluate properties based on yield metrics, proximity to amenities, and long-term investment viability for individual and portfolio buyers.
Commercial Finance
Our commercial finance service caters to property developers, business owners, and investors seeking development funding, bridging finance, or acquisition capital. We structure tailored financing solutions for new builds, conversions, and portfolio expansions while maintaining relationships with specialist lenders to accommodate complex commercial requirements across Scotland.
People
John Cox
Managing Director
With nearly two decades of Edinburgh and Glasgow property market experience, John Cox & Co & Co leads Cox & Co & Co's strategic direction. His expertise spans residential and commercial lending, portfolio finance, and property management operations.
Carole Melon
Senior Mortgage Adviser
Carole specialises in complex mortgage cases including expat lending and portfolio financing. Her client-focused approach has delivered successful remortgage solutions for high-value property portfolios across Scotland.
Lisa Currie
Property Manager
Lisa provides dedicated lettings support with particular expertise in tenant coordination and deadline management. Her proactive communication style ensures smooth property transactions for clients with time-sensitive requirements.
Neill Bukes
Director of New Business
With over 20 years in Edinburgh and Glasgow property markets, Neill oversees investment services and business development. His strategic focus drives the company's growth and market expansion initiatives.
Nomsa Kasa
Investment Manager
Nomsa specialises in property portfolio optimisation and investment strategy. She sources high-performing residential properties and provides data-driven recommendations to maximise client returns.
Questions
What property services does Cox & Co & Co & Co offer in Scotland?
We provide property sales, lettings, mortgage brokering, investment management, portfolio finance, and commercial finance services across Edinburgh, Glasgow, and Scotland's Central Belt.
How does Cox & Co & Co & Co handle mortgage applications for complex situations?
Our FCA-authorised mortgage advisors specialise in complex cases including expat lending, adverse credit, and portfolio financing, leveraging our whole-of-market approach to find suitable solutions.
Can investors access property management services through Cox & Co & Co & Co?
Yes, we offer comprehensive lettings and property management services including tenant sourcing, rent collection, property maintenance, and compliance management for investment properties.
What areas does Cox & Co & Co & Co cover for property transactions?
We operate throughout Edinburgh, Glasgow, and Scotland's Central Belt, with specialist knowledge of local market dynamics and investment opportunities in these regions.
How does Cox & Co & Co & Co support first-time property investors?
We guide first-time investors through portfolio structuring, financing options, and property selection while providing ongoing management support to build sustainable property investments.
What commercial finance solutions does Cox & Co & Co & Co offer?
We provide bridging finance, development funding, commercial mortgages, and acquisition financing tailored to property developers, landlords, and business owners across Scotland.
Reviews (4)
Mr. K.
Dec 16, 2021
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Positive:Professionalism
Cox and Co is one of the finest letting agency in Edinburgh. They are so professional, responsive, great at resolving the issues quickly. Highly recommend their services. Mike Erskine is absolutely amazing at his job, very helpful and a great person to interact with. Keep it up.
Cox and Co is one of the finest letting agency in Edinburgh. They are so professional, responsive, great at resolving the issues quickly. Highly recommend their services. Mike Erskine is absolutely amazing at his job, very helpful and a great person to interact with. Keep it up.
Richard Kettley
Dec 02, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Excellent communication and positive approach to sourcing a mortgage that suited our particular circumstances
Excellent communication and positive approach to sourcing a mortgage that suited our particular circumstances
Jennifer Williams
Sep 07, 2021
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Carole Melon helped us through the mortgage process during the purchase of our second home. She was incredibly thorough and always extraordinarily quick to respond to any question. We were in a slightly complicated position to start with due to a new job start and she was very reassuring and everything proceeded perfectly, and with remarkable speed. We are incredibly grateful for Carole's help and would highly recommend Cox & Co to anyone needing assistance with a mortgage.
Inti Mantripp
Sep 04, 2021
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Myself and my friend moved into a property let through Cox & Co, and had an extremely positive experience facilitated by Mike Erskine. Based on our experience so far, wed thoroughly recommend this agency to anyone letting in Edinburgh. 3 words: communicative, efficient and considerate.
