Business Details
Independent Financial Advisers in Ferndown
Abacus Financial Options is a well-established independent financial advisory firm based in Ferndown near Bournemouth. With a team of experienced advisers, we serve clients across Dorset, Wiltshire, Somerset, Hampshire, London, Cornwall, and beyond. Our approach focuses on delivering personalized financial solutions tailored to individual needs, leveraging a comprehensive understanding of the market to help clients achieve their financial goals. We pride ourselves on building long-term relationships through transparent advice and exceptional service.Our expertise spans mortgages, protection, investments, retirement planning, and business services, supported by advanced research tools and a commitment to regulatory compliance. As an authorised and regulated firm, we prioritise client trust and satisfaction, ensuring all recommendations align with specific financial circumstances. Our growth through word-of-mouth referrals reflects our dedication to excellence and client-centric service in the financial advisory sector.
Services
Mortgage Advice
Life Assurance
Income Protection
Investment Bonds
Retirement Planning
Equity Release
Business Protection
Pension Planning
Commercial Finance
Ad-hoc Services
Highlights and features
- We offer independent financial advice covering the entire market for tailored solutions.
- Our team serves clients across six UK regions with localised expertise.
- FCA-authorised and regulated for compliance and client protection.
- Proven track record of organic growth through client referrals.
- Specialised in complex financial planning including mortgages and retirement strategies.
Associations and certifications
- Financial Conduct Authority
What people say
Professional and fast service
Stress-free experience
Complex matters explained clearly
Exceptional customer service
Trustworthy advisors
Services
Mortgage Advice
Our whole-of-market mortgage advisory service helps clients secure competitive rates for first-time purchases, remortgaging, investment properties, and government schemes. Advisers access exclusive lender deals and conduct detailed affordability assessments to recommend suitable products. We handle complex cases including development finance and commercial property loans, ensuring transparent commission disclosures throughout the process.
Retirement Planning
We specialise in navigating modern pension complexities, offering guidance on personal pensions, annuities, SIPPs, and workplace schemes. Our advisers help clients optimise retirement income through strategic withdrawals and tax-efficient planning. With expertise in auto-enrolment regulations and pension consolidation, we provide comprehensive strategies tailored to individual retirement goals and risk profiles.
Investment Management
Using award-winning research tools, we create diversified investment portfolios across onshore/offshore bonds, ISAs, and collective investment schemes. Our model portfolios range from cautious to adventurous risk profiles, incorporating ESG options. We focus on long-term growth strategies while maintaining transparency about fees and performance metrics through regular client reporting.
Equity Release
Tailored equity release solutions enable homeowners over 55 to access tax-free funds without income verification. We specialise in lifetime mortgages that balance immediate financial needs with inheritance considerations. Our advisers explain all implications clearly, ensuring clients understand interest roll-up mechanisms and available flexibility options.
Business Protection
We provide comprehensive business protection strategies including key person insurance, shareholder agreements, and relevant life policies. Our commercial finance specialists arrange development finance, bridging loans, and buy-to-let portfolio financing. We support SMEs with pension auto-enrolment compliance and tailored risk management solutions.
People
Johanna Kemp
Director
With extensive mortgage and protection expertise, Johanna Kemp guides clients through complex financial decisions. Her client-focused approach ensures clear explanations of options while managing expectations. She specialises in first-time purchases and equity release solutions.
Jeremy Howe
Director
Jeremy Howe combines strategic oversight with hands-on client advisory experience. He focuses on investment structuring and retirement planning, maintaining strong relationships with product providers to secure competitive terms for clients.
Dan Hills
Independent Chartered Financial Adviser
Chartered adviser Dan Hills specialises in complex mortgage capacity assessments and legal financial support. His expertise in court-related financial matters provides clients with reliable guidance during challenging circumstances.
Simon Chandler
Independent Financial Adviser
Simon Chandler explains complex financial concepts clearly, focusing on long-term investment strategies. His proactive approach ensures clients understand market developments affecting their portfolios.
Rob Lockyer
Director
Rob Lockyer oversees compliance and paraplanning operations, ensuring all advice meets regulatory standards. He contributes to strategic decision-making while maintaining client service excellence.
Questions
What financial services does Abacus offer?
We provide mortgages, protection plans, investment management, retirement planning, equity release, and business financial solutions.
How is Abacus Financial Options regulated?
We are authorised and regulated by the Financial Conduct Authority (registration 576165).
Do you charge fees for initial consultations?
No, we offer free initial consultations to discuss your financial needs and potential solutions.
Which areas do your advisers cover?
Our advisers serve clients across Dorset, Wiltshire, Somerset, Hampshire, London, Cornwall and surrounding regions.
How are mortgage adviser services compensated?
We receive either client fees (e.g., £350 for mortgages) combined with lender commissions, disclosed upfront.
Can you help with complex financial situations?
Yes, our team specialises in handling complex cases including legal financial support and court-related matters.
