Business Details
Your Trusted Partner for Financial Planning Solutions
Heritage Investments is a Chartered firm of Financial Planners and Independent Financial Advisers dedicated to helping clients grow, protect, and enjoy their wealth. Our Chartered status reflects our commitment to rigorous professional qualifications and ethical practices set by the Chartered Insurance Institute (CII). We prioritise professionalism, partnership, transparency, and quality, building long-term trusted relationships to deliver results that stand the test of time. Specialising in pensions, inheritance tax planning, investments, long-term care, tax mitigation, and equity release, we offer tailored solutions aligned with individual financial goals. Our four-step processDiscover, Plan, Implement, Reviewensures ongoing support adapted to clients' evolving needs.As an independent firm regulated by the Financial Conduct Authority, we provide unbiased advice across the entire market. Our team of Chartered and APFS-accredited advisers brings decades of combined experience, offering jargon-free guidance and transparent fee structures. Client testimonials highlight our empathetic approach, technical expertise, and reliability in navigating complex financial landscapes. With offices in Christchurch and Wimborne, we serve clients across Dorset and beyond, maintaining open communication through virtual meetings, phone calls, or in-person consultations.
Services
Pension Advice
Inheritance Tax Planning
Investment Advice
Long-term Care Planning
Tax Mitigation
Equity Release Loans
Highlights and features
- We hold Chartered status from the Chartered Insurance Institute, demonstrating our commitment to professional excellence.
- Our independent advice covers the entire financial market, ensuring unbiased recommendations.
- We provide transparent fee structures with a free initial consultation for all clients.
- Our team includes Chartered and APFS-accredited advisers with decades of combined experience.
- We maintain long-term client relationships through regular reviews and adaptive financial strategies.
Associations and certifications
- Chartered Insurance Institute
- Financial Conduct Authority
What people say
Personal interest in well-being
Invaluable support
Prompt and clear advice
Maintained good progress
Confident in recommendations
Services
Pension Advice
We provide comprehensive pension advice to help clients navigate complex retirement planning. Our experts assess existing pension arrangements, identify suitable investment strategies, and develop tailored solutions to ensure financial security during retirement. With changing pension regulations and multiple provider options, our independent advice helps clients make informed decisions that align with their long-term goals.
Inheritance Tax Planning
Our specialist inheritance tax planning services help clients preserve wealth for future generations. We analyse current assets, identify tax-efficient gifting strategies, and implement structures to minimise inheritance tax liabilities. By combining technical expertise with forward-looking strategies, we ensure clients can pass on their legacy while maintaining financial security during their lifetime.
Investment Advice
We offer personalised investment advice tailored to individual risk profiles and financial objectives. Our advisers evaluate market opportunities, construct diversified portfolios, and provide ongoing monitoring to ensure investments remain aligned with clients' goals. Whether starting from scratch or managing existing holdings, we focus on delivering sustainable growth through strategic asset allocation.
Long-term Care Planning
Our long-term care planning service helps clients prepare for potential future care needs. We assess financial resources, explore funding options, and develop strategies to protect assets while ensuring access to quality care. By integrating care planning with overall financial strategies, we provide peace of mind for clients and their families regarding future healthcare requirements.
Equity Release Loans
We provide expert guidance on equity release solutions for clients seeking to access property wealth. Our advisers explain different loan options, assess suitability, and help clients understand the implications of releasing equity. Whether for retirement income, care costs, or inheritance tax planning, we ensure clients make informed decisions that align with their broader financial objectives.
People
John Cooper
Joint Managing Director & Chartered Independent Adviser
With over 15 years of experience, John Cooper provides expert financial guidance to clients approaching retirement. He specialises in creating sustainable income strategies and has helped numerous clients navigate complex financial transitions with confidence and clarity.
Tom Parkinson
Chartered Independent Financial Planner
Tom Parkinson brings extensive expertise in comprehensive financial planning, with particular focus on investment management and retirement strategies. His APFS accreditation reflects his commitment to providing high-quality, ethical financial advice tailored to individual client needs.
Andrew Cook
Joint Managing Director & Chartered Independent Adviser
Andrew Cook combines strategic leadership with hands-on financial advisory experience. As Joint Managing Director, he ensures the firm maintains its Chartered standards while delivering practical solutions for clients' complex financial requirements.
Sarah Rogerson
Chartered Independent Financial Planner
Sarah Rogerson provides expert financial planning services with a focus on tax-efficient investment strategies. Her Chartered status reflects her technical proficiency and dedication to maintaining the highest professional standards in client advisory services.
Graham Wiseman
Chartered Independent Financial Adviser
Graham Wiseman offers specialist knowledge in retirement planning and pension consolidation. His MCSI designation demonstrates his expertise in investment solutions, helping clients build and preserve wealth throughout their financial journey.
Questions
What financial planning services do you specialise in?
We specialise in pensions, inheritance tax planning, investments, long-term care, tax mitigation, and equity release solutions tailored to individual needs.
Are you independent financial advisers?
Yes, we are independent and not tied to any product providers, allowing us to offer unbiased advice across the entire market.
How do you charge for your services?
We provide transparent fee structures with a free initial consultation, followed by detailed cost breakdowns tailored to your specific requirements.
What qualifications do your advisers hold?
Our team includes Chartered Insurance Institute members, APFS-accredited advisers, and professionals with DipPFS, FPFS, and MCSI qualifications.
Do you offer ongoing financial support?
Yes, we provide regular reviews and adaptive financial strategies to ensure your plan evolves with your changing life circumstances.
Reviews (1)
Sally M.
Apr 21, 2021
Report
Positive:Professionalism,Quality
Cant recommend Heritage Investments highly enough. Andrew gave great advice..... exactly what I needed. A very helpful and professional service. Have since recommended Heritage to a friend who also used them and was equally impressed. Thank you!
Cant recommend Heritage Investments highly enough. Andrew gave great advice..... exactly what I needed. A very helpful and professional service. Have since recommended Heritage to a friend who also used them and was equally impressed. Thank you!
