Business Details
12 Years
experience
Specialist Commercial Insurance Brokers
Liability & General have established themselves as a trusted advisor to local and national businesses, offering a fresh approach to commercial insurance. With over 30 years of combined experience, our team of directors and staff specialise in providing tailored insurance solutions across construction, haulage, hospitality, and local Suffolk businesses. Our philosophy centres on prioritising client needs through a partnership model with select insurers, ensuring access to specialist risk management expertise. We focus on sectors including construction, engineering, and high-risk industries, leveraging relationships with major insurers like Lloyds of London and AXA.Our commitment to excellence is demonstrated through accreditations such as ISO 9001 certification and regulatory oversight by the Financial Conduct Authority. By maintaining a client-first ethos, we deliver personalised service regardless of premium size, supported by a team with deep industry knowledge and community engagement. Our offices in Framlingham, London, and Chelmsford enable us to serve businesses across East Anglia and nationally, combining local insight with international market access.
Services
Construction Insurance
Haulage Insurance
Hospitality Insurance
Suffolk Business Insurance
Surety Bonds
Professional Indemnity
Employers Liability
Contract Works Insurance
Latent Defects Insurance
Trade Finance Insurance
Details
- Year established: 2014
Highlights and features
- We offer 30+ years of combined insurance expertise across construction and high-risk sectors
- Our partnerships with Lloyds of London and major insurers ensure comprehensive coverage options
- Client-first philosophy guarantees personalised service regardless of premium size
- ISO 9001 certified for corporate compliance and governance standards
- Specialist knowledge in construction, haulage, and hospitality insurance sectors
Associations and certifications
- ISO 9001
- Financial Conduct Authority
Services
Construction Insurance
Specialist insurance for construction and engineering firms, including main contractors, demolition specialists, and civil engineering firms. We provide contract works insurance, employers liability, and professional indemnity policies tailored to high-risk projects. Our expertise covers roofing, scaffolding, and waste management sectors, with access to Lloyds of London markets and major insurers.
Haulage Insurance
Tailored insurance solutions for haulage and transportation businesses, covering motor traders, freight operators, and waste disposal companies. We offer comprehensive policies for local and European operations, including fleet coverage and claims management services for national and international logistics providers.
Hospitality Insurance
Customised insurance for pubs, restaurants, breweries, and nightclubs, including property protection, public liability, and business interruption cover. Our policies cater to both licensed and non-licensed venues, with specialist knowledge of risk management requirements for hospitality businesses.
Suffolk Business Insurance
Dedicated insurance products for Suffolk-based businesses through our ONsuffolk brand. We partner with local underwriters to provide cost-effective policies for IP postcode businesses, combining regional expertise with access to major insurance markets.
Surety Bonds
Specialist surety and trade finance insurance solutions, including performance bonds, advance payment guarantees, and trade credit insurance. Our consultant director holds expertise in political risk and surety markets, providing tailored bonding solutions for construction and international trade.
People
David Mangan
Managing Director
Construction & Engineering expert with 15+ years' experience at Morgan Law and Oval. Specialises in roofing, scaffolding, and civil engineering insurance. Active in local communities and Framlingham Baptist Church.
Robert Allinson
Company Director
Commercial insurance specialist with expertise in SME and corporate clients. Focuses on client satisfaction regardless of premium size. Former team leader at Morgan Law and national broker.
Paul Rowland
Consultant Director
Bond & Surety specialist with Lloyds of London accreditation. Holds ISO 9001 certification and MCIM marketing qualification. Published author on trade finance and political risk insurance.
Jean Knott
Administration Manager
Manages office operations and administration, enabling directors to focus on client services. Joined from international wine import/export company in Essex.
Ben Catton
Trainee Broker
Local Framlingham-based broker specialising in construction and tradesmen insurance. Former youth football player with strong community ties and client-focused approach.
Questions
What insurance sectors do you specialise in?
We specialise in construction, haulage, hospitality, and local Suffolk business insurance, with expertise in high-risk sectors and specialist coverages.
Are you regulated by the Financial Conduct Authority?
Yes, we are an Appointed Representative of James Hallam Ltd, authorised and regulated by the Financial Conduct Authority (reference 624620).
Do you offer insurance for small businesses?
Yes, we provide tailored insurance solutions for SMEs, treating every client equally regardless of premium size.
What accreditations do you hold?
We hold ISO 9001 certification for corporate compliance and work with industry bodies like the National Federation of Demolition Contractors.
Where are your offices located?
We have offices in Framlingham (Suffolk), London (2 Minster Court), and Chelmsford (Essex) to serve clients nationally.
