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Business Details
50+ Years
experience
Your Trusted Insurance Broker in London
Established in 1972, we have built a longstanding presence within the Lloyds & London Market. Our reputation for excellence has secured full binding authority with multiple insurers and access to diverse Open Market Facilities. We specialise in commercial and personal lines insurance, offering delegated underwriting authority and tailored solutions for complex risks. With offices in the UK, US, and South Africa, our international reach supports global risk placements. Our team of experienced directors and underwriters, including specialists in casualty, property, and commercial insurance, delivers expert service to brokers and clients.

We prioritise personal relationships, combining market knowledge with innovative approaches to meet evolving client needs. As an FCA-authorised entity with over five decades of experience, we maintain rigorous compliance standards while providing flexible, client-focused solutions. Our commitment to quality is reflected in our partnerships with specialist brokers and our focus on delivering measurable value through transparent processes.
Services
Commercial Products Personal Lines Products Delegated Underwriting Authority Open Market Facilities International Placements Appointed Representatives
Details
  • Year established: 1972
Highlights and features
  • We have over 50 years of experience in the Lloyds & London Market.
  • We hold full binding authority with multiple insurers in companies and Lloyds markets.
  • Our international presence spans the UK, US, and South Africa.
  • Our team includes directors with 1230 years of specialist insurance expertise.
  • We are FCA-authorised and regulated for compliance and client protection.
Associations and certifications
  • Financial Conduct Authority (FCA)
Services
Commercial Products
We provide tailored commercial insurance solutions for businesses of all sizes. Our expertise covers property, casualty, and specialist risk coverage through binding authorities and open market facilities. With decades of experience in the Lloyds market, we deliver competitive terms and comprehensive protection for complex commercial exposures.
Personal Lines Products
Our personal lines insurance offers coverage for individual needs, including property and casualty risks. We leverage market relationships to provide bespoke solutions for high-net-worth individuals and standard personal insurance requirements through trusted carriers.
Delegated Underwriting Authority
As a Lloyds Coverholder, we manage delegated underwriting authority for insurers. This enables efficient policy issuance and claims handling under predefined terms, combining market expertise with streamlined processes for brokers and clients.
Open Market Facilities
We access diverse open market facilities to place non-standard risks with specialist carriers. Our established relationships ensure competitive pricing and coverage options for unique or complex insurance requirements across multiple jurisdictions.
International Placements
With offices in the UK, US, and South Africa, we facilitate international insurance placements. Our local market knowledge and global network support cross-border risk management solutions for multinational clients and brokers.
People
Greg Morris
Director
With 23 years in insurance, Greg transitioned from financial auditing to broking in 2000. He joined Bennett Gould in 2009 and became a director in 2019, bringing expertise in market strategy and client relations.
Andrew Martin
Director
Andrew has 12 years of international insurance experience across the UK, US, and Africa. As a director since 2019, he specialises in South African market business development and broker partnerships.
Graham Norgate
Underwriting Director
With 30 years in insurance, Graham moved from retail broking to Lloyds market underwriting in 2002. He has led underwriting at Bennett Gould since 2017, focusing on UK binding authorities and risk assessment.
Philip Earley
Head of Broking
Philip brings 30 years of underwriting and broking expertise, specialising in global casualty business. He joined Bennett Gould in 2023 to lead broking operations and expand market relationships.
Marc Baker
Claims & Agency Manager
Marc has 30 years of experience across marine, aviation, and commercial insurance. He has managed claims and agency operations at Bennett Gould since 2001, ensuring efficient client service delivery.
Questions
What insurance products do you specialise in?
We specialise in commercial and personal lines insurance, including property, casualty, and specialist risks through binding authorities and open market facilities.
How long have you operated in the Lloyds market?
We have over 50 years of experience in the Lloyds & London Market, with binding authority partnerships established since our founding in 1972.
Do you handle international insurance placements?
Yes, our offices in the UK, US, and South Africa support global risk placements across multiple jurisdictions.
Are you FCA regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) with register number 306850.
How can brokers access your services?
Brokers can contact us directly through our London or Gloucester offices to discuss delegated underwriting authority, open market placements, or specialist risk solutions.