Business Details
17 Years
experience
Independent Financial Advisers in Glasgow
A G L Wealth Management has established itself over three decades as a trusted partner in financial planning, rooted in a heritage of delivering tailored solutions for personal and corporate clients. Our approach prioritises clarity, trust, and integrity, ensuring clients receive straightforward advice aligned with their unique goals. We believe our team is our greatest asset, fostering strong client relationships through expertise in wealth management, pensions, and tax-efficient strategies.As part of IWP Financial Planning Limited, we combine local service excellence with the resources of a larger group, maintaining rigorous compliance standards. Our mission remains to empower clients with enduring financial advice that adapts to life changes, securing long-term prosperity through strategic planning and ongoing reviews.
Services
Private Client Services
Corporate Services
Investment Management
Retirement Planning
Wealth Management
Pension Advice
Tax-Efficient Planning
Estate Planning
Protection Services
Workplace Pensions
Details
- Year established: 2009
Highlights and features
- We offer over three decades of experience in financial services with a client-centric approach.
- Our team includes Chartered Financial Planners and specialists in wealth management.
- We provide transparent fee structures with no hidden costs.
- We are part of IWP Financial Planning Limited, a regulated and resource-rich network.
- We deliver tailored solutions for complex financial needs, including tax and estate planning.
Associations and certifications
- Financial Conduct Authority
Services
Private Client Services
A G L Wealth Management provides tailored financial advice for individuals, focusing on investment growth, retirement planning, and tax-efficient strategies. Our services cater to high-net-worth clients, ensuring portfolios are diversified and aligned with personal goals. Regular reviews adapt to changing circumstances, leveraging expertise in pensions, protection, and estate planning to secure long-term financial stability.
Corporate Services
We advise businesses on employee benefits, workplace pensions, and corporate protection strategies. Our solutions include group life insurance, income protection, and pension scheme implementation, designed to attract talent and safeguard business continuity. We also offer consultancy through professional partnerships, ensuring comprehensive financial planning for companies of all sizes.
Investment Management
Our investment strategies combine discretionary management, mutual funds, and ETFs to optimise returns while managing risk. Portfolios are diversified across asset classes and geographies, with tax-efficient wrappers like ISAs. Ongoing monitoring and research ensure timely adjustments to economic and market conditions, aligning investments with client objectives.
Retirement Planning
We guide clients through pension setup, tax-efficient withdrawals, and annuity options. Services include SIPP management, income drawdown strategies, and inheritance tax planning. Our approach ensures flexibility in retirement income, balancing tax efficiency with long-term financial security through regular reviews and market-adaptive strategies.
Wealth Management
A G L Wealth Management offers comprehensive wealth management for complex financial needs, including estate planning, trust structures, and intergenerational wealth transfer. We integrate tax mitigation, investment management, and protection services, ensuring cohesive strategies that evolve with client circumstances and regulatory changes.
People
Craig Gibson
Managing Director
Founder of A G L Wealth Management with over 30 years in financial services. Former RBS Private Banking leader, specialising in corporate strategy and compliance. Member of the Institute of Directors and Association of Member Nominated Trustees.
Steven Sweeney
Chartered Financial Planner
23 years of experience in private client wealth management. Fellow of The Personal Finance Society and holder of the Investment Management Certificate. Expertise in portfolio management and discretionary services.
Karin McMurray
Chartered Financial Planner
Over 25 years advising high-net-worth individuals on tax-efficient wealth management. Member of the Personal Finance Society, focusing on estate planning and maximising client returns.
John Roberts
Lead Financial Planner
Established Gilmour Hamilton Financial Planning Division in 1993. Specialises in tax, pension, and estate planning for business owners and families, with expertise in complex financial affairs.
Lynn Manley
Client Services Manager
Integral to AGL's operations since 2009, managing technology, accounts, and marketing. Ensures compliance and client service excellence through robust back-office systems and strategic communications.
Questions
What services does AGL Wealth Management offer?
We provide private and corporate financial advice, including investment management, retirement planning, tax-efficient strategies, and estate planning for individuals and businesses.
How is AGL Wealth Management regulated?
We are authorised and regulated by the Financial Conduct Authority (FCA), ensuring compliance with strict financial services standards and client protection.
What fees does AGL Wealth Management charge?
Initial consultations start at £400, with implementation fees at 1% of investments. Ongoing management ranges from 0.6% to 0.8% annually, with transparent pricing agreed upfront.
How does AGL approach investment management?
We use diversified portfolios across asset classes and geographies, combining mutual funds, ETFs, and tax-efficient wrappers. Regular reviews ensure strategies adapt to market changes and client goals.
Can AGL assist with corporate financial planning?
Yes, we offer workplace pensions, employee benefits, and corporate protection solutions, including group life insurance and income protection tailored to business needs.
