Business Details
Your Trusted Financial Partner in Northampton
At F G Watts Financial Advisers, we are dedicated to empowering individuals and businesses to achieve their financial objectives through tailored, independent advice. With decades of combined experience, our team specialises in holistic wealth creation, safeguarding assets, and future-proofing finances. We prioritise client partnerships, offering expertise in wealth management, retirement planning, investment strategies, tax efficiency, and corporate financial solutions.Our approach combines deep industry knowledge with a commitment to transparency, ensuring clients receive actionable insights aligned with their unique circumstances. Recognised for our professionalism and client-centric ethos, we strive to deliver long-term value while adhering to the highest standards of regulatory compliance and ethical practice.
Services
Wealth Management
Retirement Planning
Investment Services
Protection Planning
Tax Planning
Corporate Financial Advice
Pension Transfers
Inheritance Tax Strategies
Group Pensions
Critical Illness Cover
Highlights and features
- We have over 20 years of experience in independent financial advice.
- Our team provides tailored wealth management strategies for complex needs.
- Regulated by the Financial Conduct Authority for compliance and trust.
- We offer holistic financial planning covering retirement, tax, and investments.
- Client-focused approach with transparent communication and ongoing support.
Associations and certifications
- Financial Conduct Authority
What people say
Professional and courteous
Excellent ongoing service
Knowledgeable and patient
Timely and thorough processes
Highly recommend without reservation
Services
Wealth Management
Our wealth management service offers tailored strategies to sustain and grow your assets through retirement planning, tax-efficient investments, and inheritance tax mitigation. We focus on aligning financial goals with market opportunities while ensuring compliance with regulatory standards. Clients benefit from ongoing portfolio reviews and adaptive strategies to navigate changing economic landscapes.
Retirement Planning
We specialise in creating personalised retirement plans that address pension consolidation, income optimisation, and lifestyle goals. Our approach includes assessing risk tolerance, tax implications, and investment performance to ensure financial security during retirement. Clients receive guidance on pension types, tax relief, and sustainable withdrawal strategies tailored to their circumstances.
Investment Services
Our investment services provide diversified portfolio solutions across asset classes and geographies, including ISAs, unit trusts, and offshore investments. We focus on balancing growth potential with risk management while offering regular performance reviews. Clients gain access to expert market insights and tax-efficient investment structures to meet long-term financial objectives.
Tax Planning
We deliver strategic tax planning solutions to minimise liabilities through inheritance tax mitigation, pension contribution optimisation, and tax-free growth opportunities. Our team collaborates with accountants to address complex tax affairs while ensuring compliance with UK regulations. Clients benefit from tailored advice on tax reliefs and intergenerational wealth transfer.
Corporate Financial Advice
Our corporate services support business owners with succession planning, group pensions, and key personnel protection. We address the intersection of personal and business finances through exit strategies, tax mitigation, and employee benefit schemes. Clients receive integrated advice to safeguard business continuity and personal wealth across ownership transitions.
People
Dave Baldwin
Financial Adviser
With over two decades of experience, Dave Baldwin specialises in pension transfers and retirement planning. He has guided numerous clients through complex financial transitions, maintaining a reputation for diligence and client-focused service.
Shaun Jellis
Financial Adviser
Shaun Jellis brings extensive expertise in group life insurance and corporate financial solutions. Known for responsive service, he has supported businesses with employee benefit schemes and risk management strategies since 2015.
Trevor Panther
Senior Adviser
Trevor Panther leads SIPP transfers and investment management, combining technical knowledge with clear communication. Clients highlight his patience and ability to simplify complex financial concepts for informed decision-making.
Questions
What services does F G Watts Financial Advisers offer?
We provide wealth management, retirement planning, investment advice, tax planning, protection strategies, and corporate financial solutions tailored to individual and business needs.
Are your financial advisers regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority (FRN 774881), ensuring compliance with strict industry standards and client protections.
How do you charge for your services?
Our fees are percentage-based and transparent, with no hidden costs. We discuss payment options during your initial consultation to ensure clarity and alignment with your budget.
Can you help with pension transfers?
Yes, we specialise in pension consolidation, SIPP transfers, and retirement income planning, ensuring tax-efficient solutions tailored to your long-term goals.
Do you offer corporate financial advice?
Yes, we support businesses with group pensions, succession planning, key personnel protection, and integrated financial strategies to align commercial and personal objectives.
How do I start working with you?
Contact us via phone or email to schedule a free, no-obligation consultation. We'll discuss your financial goals and outline how our tailored advice can help achieve them.
