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29 Years
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Specialist Flats Insurance for London Blocks
London Flats Insurance has been providing specialist insurance for blocks of flats and apartments in London for over two decades. Our team focuses exclusively on this niche, ensuring deep expertise and tailored solutions for Residents Management Companies, Property Managers, Developers, and Freeholders. Every policy is customised to address the unique risks associated with communal living spaces, backed by partnerships with A-rated insurers.

We prioritise transparency, offering comprehensive All Risks coverage that includes protection against storm, flood, accidental damage, and malicious acts. Additional services such as terrorism insurance, legal expenses, and lift inspections are integrated to meet diverse client needs. Our dedicated support team guides clients through policy selection and claims processes, ensuring clarity and efficiency at every stage.
Services
Buildings Insurance Terrorism Insurance Lift Insurance Legal Expenses Directors & Officers Insurance
Details
  • Year established: 1997
Highlights and features
  • We have over 24 years of experience in specialist flats insurance.
  • Our policies are tailored to the unique needs of each block of flats.
  • We partner exclusively with A-rated insurance companies for reliability.
  • Comprehensive All Risks coverage protects against a wide range of incidents.
  • Dedicated support team for policy selection and claims assistance.
Associations and certifications
  • Financial Conduct Authority
Services
Buildings Insurance
Our Buildings Insurance protects blocks of flats against structural damage from incidents like storms, floods, and accidental damage. Tailored policies ensure coverage aligns with the specific risks of communal living spaces. Clients benefit from competitive rates and support throughout the claims process.
Terrorism Insurance
Terrorism Insurance safeguards blocks of flats against damage caused by terrorist acts. This policy complements standard buildings insurance, offering peace of mind in uncertain times. Coverage is customised to meet the unique requirements of each property and its residents.
Lift Insurance
Lift Insurance covers repair or replacement costs for lifts in blocks of flats, including breakdowns and mechanical failures. Optional inspection services ensure compliance with safety regulations, minimising downtime and liability risks for property managers.
Legal Expenses
Legal Expenses insurance covers costs related to disputes over property ownership, tenant issues, or contractual disagreements. This service provides financial protection and expert legal guidance, ensuring clients navigate complex legal challenges confidently.
Directors & Officers Insurance
Directors & Officers Insurance protects individuals managing blocks of flats against claims of mismanagement or negligence. This policy covers legal defence costs and settlements, ensuring board members can make decisions without personal financial risk.
Questions
What types of insurance do you offer for blocks of flats?
We provide buildings insurance, terrorism insurance, lift insurance, legal expenses, and directors & officers liability insurance tailored for blocks of flats.
How can I get a quote for my block of flats?
Call us on 0207 993 3034 or complete our online form to receive a customised insurance quote for your block.
Are your policies available for commercial properties?
Our policies are specifically designed for residential blocks of flats and apartments, not commercial properties.
What is included in your All Risks buildings insurance?
All Risks coverage includes protection against storm, flood, accidental damage, malicious acts, and other specified incidents affecting communal living spaces.
Do you offer 24/7 support for claims?
We provide out-of-hours assistance for emergencies but do not offer full 24/7 customer service.
Can I add terrorism insurance to my existing policy?
Yes, terrorism insurance can be added as an extension to your buildings insurance policy for comprehensive protection.