Business Details
Independent Financial Advisers in Cardiff
Established nearly three decades ago, we have consistently delivered fully independent financial advice, prioritising stability and long-term client relationships. Our client-driven ethos ensures every decision focuses on individual needs, supported by a dedicated team of professionals. We specialise in crafting bespoke financial strategies tailored to personal circumstances, avoiding generic product recommendations. Our approach combines deep expertise in investment structuring, retirement planning, and trust management with a commitment to exceeding client expectations.With authorisation from the Financial Conduct Authority, we maintain rigorous professional standards while providing transparent, ethical guidance. Our team's collective experience ensures clients receive comprehensive support across diverse financial scenarios, from individual wealth management to business financial planning.
Services
Retirement Planning
Investments and Savings
Financial Planning
Long Term Care Planning
Divorce and Separation
Investing for Trusts
Highlights and features
- We offer 30 years of independent financial advisory expertise
- Our client-driven approach prioritises individual needs over products
- Multi-disciplinary team provides comprehensive financial solutions
- Bespoke investment structures tailored to personal circumstances
- Regulated by the Financial Conduct Authority for professional standards
Associations and certifications
- Financial Conduct Authority
What people say
Comprehensive financial advice
Excellent professional service
Thorough research and planning
Dependable financial guidance
Personalised attention
Services
Retirement Planning
We guide clients through complex retirement options to maximise income while utilising tax allowances effectively. Our approach considers current financial status, future aspirations, and risk tolerance. With decades of experience, we create structured plans that adapt to changing regulations and personal circumstances, ensuring clients achieve their desired retirement lifestyle.
Investments and Savings
Our Wrap investment process optimises tax reliefs while constructing portfolios aligned with individual risk profiles. We focus on long-term growth strategies that balance security with return potential. Through continuous market analysis and regular portfolio reviews, we ensure investments remain aligned with evolving financial objectives and market conditions.
Financial Planning
We develop comprehensive financial strategies for individuals and businesses, creating structured frameworks to achieve specific goals. Our planning considers all aspects of financial life, from immediate needs to long-term objectives. We provide clear pathways with measurable milestones to ensure financial security and growth.
Long Term Care Planning
We help clients navigate changing care cost landscapes by identifying available options and benefits. Our planning considers both current needs and future potential requirements, creating contingency plans that protect assets while ensuring access to necessary care services when required.
Divorce and Separation
We provide expert financial guidance during divorce proceedings, working alongside legal professionals to ensure fair asset division. Our focus is on protecting financial interests while creating new wealth management strategies post-separation. We help clients understand their financial position and plan for independent financial futures.
People
Chris Leach
Managing Director and Financial Adviser
With over 30 years' experience, Chris specialises in comprehensive financial planning and investment strategy, maintaining a client-focused approach that prioritises long-term financial security and wealth management.
Anthony Heather
Chartered Financial Planner
Anthony brings extensive expertise in retirement planning and pension transfers, combining technical knowledge with personalised service to develop tailored financial solutions for clients' long-term security.
Judith Phillips
Director & Practice Manager
Judith oversees operational excellence while providing specialist financial planning advice, ensuring seamless service delivery and maintaining the firm's commitment to high-quality client care.
Martyn Bulman
Director & Financial Adviser
Martyn specialises in investment management and trust planning, leveraging his expertise to create bespoke solutions that align with clients' complex financial requirements and long-term objectives.
Claire James
New Business Administration Manager
Claire manages new client onboarding and business development, ensuring efficient processes while maintaining the firm's standards of professional service and client support.
Questions
What financial services do you specialise in?
We specialise in retirement planning, investment management, trust advisory, long-term care strategies, and financial planning for both individuals and businesses.
How are your financial planning services different?
Our approach focuses on bespoke solutions rather than generic products, with a team-based support structure ensuring comprehensive financial guidance tailored to individual circumstances.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority, with reference number 563997 on their register.
