Business Details
Your Trusted Financial Advisers in Newport
The Money Partnership is an independent financial advisory firm based in Risca, Newport. With over a decade of combined experience in financial services, our team specialises in mortgages, pensions, investments, and protection insurance. We prioritise client-centric guidance through jargon-free communication and flexible scheduling, including evening and weekend appointments. Regulated by the Financial Conduct Authority, we serve clients across the UK with a focus on Newport and surrounding areas.Our approach combines technical expertise with personal care, offering tailored solutions for first-time buyers, property investors, and retirement planners. Client testimonials highlight our professionalism, prompt service, and ability to simplify complex financial concepts. We maintain transparent fee structures and provide complimentary initial consultations to build long-term relationships with our clients.
Services
Mortgages
Pensions
Investments
Property Investment
Protection Insurance
Later-life Planning
Mortgage Capacity Assessments
Financial Planning
Retirement Planning
Debt Consolidation
Highlights and features
- FCA-authorised for regulatory compliance
- Flexible appointments including evenings and weekends
- Jargon-free financial guidance
- Positive industry testimonials
- Long-term relationship-focused approach
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Quick turnaround
Highly recommended
Friendly and helpful
Detailed and clear
Services
Mortgage Advice
We help clients secure residential, buy-to-let and remortgage solutions tailored to their financial circumstances. Our FCA-regulated advisers assess borrowing capacity and identify competitive deals across 90% of the market. Services include mortgage capacity reports priced from 299 and debt consolidation options.
Pension Planning
Our specialists offer free pension reviews and tailored retirement strategies. We help clients maximise their pension pots through tax-efficient investing while explaining state pension entitlements. Services cover workplace pensions, self-invested personal pensions and retirement income strategies.
Investment Management
We provide risk-profiled investment portfolios aligned to clients' financial goals. Services include quarterly performance reviews, online portfolio access through Sentry and guidance on capital gains tax efficiency. We manage millions in client assets across diversified funds.
Protection Insurance
We offer life insurance, critical illness cover and income protection policies. Our services help clients safeguard against financial risks while maintaining regulatory compliance for business protection. Policies ensure family financial security during illness or death.
Later-life Planning
We provide inheritance tax mitigation strategies and care fee planning solutions. Services include lasting power of attorney arrangements and asset gifting guidance to protect estates exceeding 325,000 from 40% inheritance tax.
People
Mike
Financial Adviser
Mike specialises in mortgage capacity assessments and first-time buyer mortgages. Known for clear communication and timely service, he helps clients understand borrowing limits and secure competitive rates.
Dave
Mortgage Specialist
Dave focuses on property investment mortgages and portfolio management. He provides tailored financing solutions for landlords and property developers with expertise in tax-efficient structures.
Alice
Financial Planner
Alice specialises in retirement planning and pension consolidation. She helps clients optimise their savings through strategic investment choices and estate planning techniques.
Questions
What mortgage options are available for first-time buyers?
We offer residential mortgages requiring 10% deposits with options for government-backed schemes. Our advisers help first-time buyers understand affordability criteria and secure competitive rates.
How does your pension review process work?
We conduct free comprehensive reviews of existing pensions, assess performance against retirement goals and recommend adjustments for improved growth and tax efficiency.
Can I get a mortgage with a low credit score?
Yes, we work with specialist lenders who consider applications with credit challenges, reviewing full financial circumstances rather than just credit scores.
What protection insurance options do you offer?
We provide life insurance, critical illness cover and income protection policies tailored to individual needs, including business protection strategies like shareholder agreements.
How does your property investment advice work?
We offer buy-to-let mortgage solutions, portfolio management strategies and property flipping financing options with guidance on tax-efficient structures and risk management.
What later-life planning services do you provide?
We specialise in inheritance tax mitigation, care fee planning and lasting power of attorney arrangements to protect estates exceeding £325,000 from 40% inheritance tax.
Reviews (7)
Joshua Hodgkinson
Oct 29, 2021
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After using The Money Partnership for my first mortgage, I would never consider going anywhere else in the future. The service was absolutely spot on throughout the whole process and nothing was ever to much for them. I would highly recommended The Money Partnership and Michael Mooney in particular to anybody looking for their first mortgage.
Jane Champ
Oct 18, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Thank you to Dave who offered a professional and efficient service from start to finish. Nothing was too much trouble for Dave. He went above and beyond to ensure our needs were not just met, but exceeded! Thank you Dave. Would 100% recommend The Money Partnership. Who needs Martin Lewis when you can have Dave Hill?!
Thank you to Dave who offered a professional and efficient service from start to finish. Nothing was too much trouble for Dave. He went above and beyond to ensure our needs were not just met, but exceeded! Thank you Dave. Would 100% recommend The Money Partnership. Who needs Martin Lewis when you can have Dave Hill?!
James Pettit
Sep 30, 2021
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Excellent service as usual from Dave. Got us exactly what we wanted and also helped reduce the length of the mortgage which is always a bonus. Will definitely use him again in the future and highly recommend.
Jane McGirr
Sep 26, 2021
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Positive:Responsiveness
Dave was really helpful and kept me informed with what I needed to do. Very friendly. Saved me a lot of hard work & no stress.
Dave was really helpful and kept me informed with what I needed to do. Very friendly. Saved me a lot of hard work & no stress.
Laura Williams
Jul 21, 2021
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I cannot recommend this company enough. We contacted them just over a week ago as our mortgage offer fell through due to furlough. Dave has been on hand consistently and always made us feel like we were his only client. Not only did he find us a lender on the same morning we spoke but he also had the aip arranged and the initial mortgage application submitted by the next morning! We were over the moon to recieve a mortgage offer through the post only 5 days later. If it wasn't for Dave, Simone and this company we would have lost the house. 5 star review! Will definitely use again and highly recommend
David Goddard
Jun 24, 2021
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I cannot thank the Money Partnership enough for the professional and friendly service we received.
Mike went above and beyond to find the best deal to match our circumstances and i would definitely recommend their mortgage service. I was reguarly updated and no point felt pressured to proceed with any of the offers available. Thanks again
Mike went above and beyond to find the best deal to match our circumstances and i would definitely recommend their mortgage service. I was reguarly updated and no point felt pressured to proceed with any of the offers available. Thanks again
Simeon Gretton
Jun 21, 2021
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Highly recommended! Coming out of a 2 year deal I spoke to Dave and he gave me a couple of options which I hadn't even considered. As a result I am saving money on my mortgage each month and have been able to completely clear off old debt. Absolute no brainer! The whole process was simple. Dave and his team were very professional and responsive from start to finish. Look forward to more savings in 2 years time! Thanks Money Partnership!
